Pepe2008 Heading for the Sun!

[Pixie]

Re: Pepe2008 Heading for the Sun!

...and I have no doubt that the Visa Card they 'could' transfer the remaining balance to would be a Vanquis Stylee 60% job with a Credit Limit precisely the amount of the outstanding amount

I hadn't thought as far as that but you're right. (the dcas that is, not you!)

[pepe2008]

Re: Pepe2008 Heading for the Sun!

You've got it!!

The problem is that they do catch out people this way.

...and I have no doubt that the Visa Card they 'could' transfer the remaining balance to would be a Vanquis Stylee 60% job with a Credit Limit precisely the amount of the outstanding amount

[Pixie]

Re: Pepe2008 Heading for the Sun!

their offer which is obviuosly designed for the unwary to phone them up and then find that they've just admitted the debt and screwed themselves.

You've got it!!

The problem is that they do catch out people this way.

[pepe2008]

Re: Pepe2008 Heading for the Sun!

Letter from MONUMENT.....

'You will have recieved a letter from MONUMENT 'about' June 2007'
Comedians.

This letter evidently informed me that they had transferred it to R Raphael & Sons ( a family of Mutant Turtles?)....then they transferred it to Compucredit ( who they ?)

They have only ever sent me a Reply Card from a mailer.

Now they 'Offer the chance to be placed with the BALANCE TRANSFER PROGRAMME'.....this means that I would 'have up to 12 months to complete an Agreed Payment Amount and then ( oh joy of joys) they 'could' transfer the remaining balance amount to a Visa Credit Card'. My cup overfloweth with their generosity and understanding!

.....Oh, and if I dont ring them to arrange this they will transfer the debt ( £800 ish ) to a DCA.

Well, once I've cleaned my trousers out from the fear reaction that caused, I think I'll politely decline ( ie ignore) their offer which is obviuosly designed for the unwary to phone them up and then find that they've just admitted the debt and screwed themselves.

Think I may send them my own offer of entering Pepes Debt Reduction Programme, just for fun. This would obviously involve the provision of a fully Compliant, properly executed CCA before they could take part....

edit; and evidently according to the bottom of the letter, Balance Transfer Programme is a Trading Name of JC International Acquisition LLC. Consumer Credit Lic No 0632075....and services for them in UK are provided by COMPUCREDIT !

[pepe2008]

Re: Pepe2008 Heading for the Sun!

I am truly amazed at how simple it is to open Basic Bank Accounts......
....apart from at the place where I hold not a small amount of savings and with whom I have absolutely NO borrowings.....wierd.


...but very useful

[pepe2008]

Re: Pepe2008 Heading for the Sun!

You seem to be on a ro££!!!

OLE OLE OLE!



Shame you have to wait till the new year, what with the lovely summer we're having...

Tell me about it! ......checks Accuweather for Portuguese location....38c for at least the rest of the month!!!! Very frustrating

[pepe2008]

Re: Pepe2008 Heading for the Sun!

.... and a ONE WAY FERRY booked for the New Year, cant wait !

[pepe2008]

Re: Pepe2008 Heading for the Sun!

Letter from Green & Co re Universa, usual blah blah.
Only ever had an App Form so will send the Threatogram Letter.

They span the Mint account back to Triton a bit quick when they got this re the Mint account.

Letter from Greenies backing off and referring to Client

[pepe2008]

Re: Pepe2008 Heading for the Sun!

...exactly ! So they'd better pay me the money!!!

Have also written to Moroncroft after recieving their 'shopping list' type threat re Bcard.
Basically it is the Threatogram letter with a further Case ref .... Arkell vs Pressdram

MOroncroft Letter backing off and referring back to Client to contact

[pepe2008]

Re: Pepe2008 Heading for the Sun!

That brings my total to £430 received from various Banks etc for being incompetent in their administration ..... keep it up boys, I only have another six months in which to get some more

[pepe2008]

Re: Pepe2008 Heading for the Sun!

Letter from MINT acknowledging my Complaint that they have failed to send a CCA because of 'lack of signature'. Their remedy is for me to 'request your CCA with a signature....but as a gesture of goodwill they will credit my account with £80'

Here is my gesture of goodwill to them....


In your recent letter you have made the offer of £80 compensation to be ‘credited to my account’.
However, taking into account the decision made in favour of myself by the Financial Ombudsman against 1st Credit Limited of Riegate ( February 2010 ), you should arrange for payment of that amount to be made directly to me and not credited to a disputed account on which there is a ‘live’ complaint.
I do not wish to have to raise this matter with the Ombudsman as I am sure they are very busy and it would, no doubt, be prohibitively expensive for you to attract their attention….. even for such a small matter.

.....

Such fun!

This letter was posted on Tuesday......received in the post today... a cheque for £80

[pepe2008]

Re: Pepe2008 Heading for the Sun!

Which will start the Statute Barred clock ticking again......

...exactly ! So they'd better pay me the money!!!

Have also written to Moroncroft after recieving their 'shopping list' type threat re Bcard.
Basically it is the Threatogram letter with a further Case ref .... Arkell vs Pressdram

[Deepie]

Re: Pepe2008 Heading for the Sun!

Letter from MINT acknowledging my Complaint that they have failed to send a CCA because of 'lack of signature'. Their remedy is for me to 'request your CCA with a signature....but as a gesture of goodwill they will credit my account with £80'

Here is my gesture of goodwill to them....


In your recent letter you have made the offer of £80 compensation to be ‘credited to my account’.
However, taking into account the decision made in favour of myself by the Financial Ombudsman against 1st Credit Limited of Riegate ( February 2010 ), you should arrange for payment of that amount to be made directly to me and not credited to a disputed account on which there is a ‘live’ complaint.
I do not wish to have to raise this matter with the Ombudsman as I am sure they are very busy and it would, no doubt, be prohibitively expensive for you to attract their attention….. even for such a small matter.

.....

Such fun!

Which will start the Statute Barred clock ticking again......

[pepe2008]

Re: Pepe2008 Heading for the Sun!

Letter from MINT acknowledging my Complaint that they have failed to send a CCA because of 'lack of signature'. Their remedy is for me to 'request your CCA with a signature....but as a gesture of goodwill they will credit my account with £80'

Here is my gesture of goodwill to them....


In your recent letter you have made the offer of £80 compensation to be ‘credited to my account’.
However, taking into account the decision made in favour of myself by the Financial Ombudsman against 1st Credit Limited of Riegate ( February 2010 ), you should arrange for payment of that amount to be made directly to me and not credited to a disputed account on which there is a ‘live’ complaint.
I do not wish to have to raise this matter with the Ombudsman as I am sure they are very busy and it would, no doubt, be prohibitively expensive for you to attract their attention….. even for such a small matter.

.....

Such fun!

[pepe2008]

Re: Pepe2008 Heading for the Sun!

Letter from Moroncroft telling me that they are 'considering, possibly, maybe, one day, with a following wind, downhill, on a Tuesday, in February' ...Legal Action.

No mention of my 're-con- letter though!?!

This is for a Bcard with the usual blank T&Cs....so I'll remind them of that with the appropriate Niddy-o-Gram