Re: BillyTommo's UE Diary
I would still send Santander a CCA request. Barclaycard sent me a CCA even though I had not paid for it or requested it, this was to "prove" that the account was enforceable! 16 months later, I requested a true copy of my CCA. They refused me after 3 payments an requests, they still refused as they said that they had already provided me with the information. Went to FOS, they would not help, until I sent a Niddy Special! FOS finally got Barclaycard to admit that, not only could they NOT supply a reconstituted version of CCA, they could NOT even provide a copy of the "prescribed terms".
Just shows that Banks tell lies, they will try their best to mislead, deceive, and t---ve, from you.(got to watch out for this new bit of legislation)
I would still send Santander a CCA request. Barclaycard sent me a CCA even though I had not paid for it or requested it, this was to "prove" that the account was enforceable! 16 months later, I requested a true copy of my CCA. They refused me after 3 payments an requests, they still refused as they said that they had already provided me with the information. Went to FOS, they would not help, until I sent a Niddy Special! FOS finally got Barclaycard to admit that, not only could they NOT supply a reconstituted version of CCA, they could NOT even provide a copy of the "prescribed terms".
Just shows that Banks tell lies, they will try their best to mislead, deceive, and t---ve, from you.(got to watch out for this new bit of legislation)
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