Maui Jim's UE Diary

[mauijim]

Re: Maui Jim's UE Diary

Update Barclaycard

11/12/10 Letter to Barclaycard offering £1 token payments
30/12/10 Letter to confirm correspondence in writing only and to insist number is removed from system due to harassment
25/01/11 Letter from Barclaycard accepting my £1 token payments. I have not missed a payment since but should I now cancel them?
25/01/11 Letter from Barclaycard saying £1 payment unacceptable and denial of harassment. Totally contradicts other letter accepting £1 token payment.
25/01/11 Letter from Barclaycard accepting £1 per month payment
15/7/11 Letter received from Credit Solutions informing me I had not complied with the default notice from Barclaycard. Letter asks me to phone them or it could result in A debt collector calling at my home or County Court Claim
30/07/11 Letter received from Power2Contact. "We have been instructed by our client to VISIT YOUR ADDRESS TO COLLECT THE ABOVE DEBT"
01/08/11 Letter Harassment & Threat of Doorstep-Visit posted to Power2Contact 1st Class recorded.
03/08/11 CCA request with £1 PO sent 1st Class Recorded to Mercers
12/08/11 CCA request acknowledged by Barclaycard
05/09/11 Threat letter from Credit Solutions
10/11/11 CCA attempt received from Barclaycard
1/12/11 Niddy says
2/12/11 “Terms & Conditions received” template sent
6/12/11 Account transferred to MKRR
10/12/11 Barclaycard claim CCA is valid and they will pursue the debt
12/03/12 Letter from MK Rapid Recoveries. "Further to our recent communication regarding transfer of ownership of your balance we have not received your offer of payment"
23/03/12 Another letter from MKRR saying "we haven't heard from you"
27/03/12 Sent letter to MKRR saying hello I am still here and "Account sold whilst in dispute"

Update

21/4/12 - Another letter from MKRR saying I have not made my offer of payment. They've totally ignored the "Account sold while in dispute" letter.

Ignore or send "enough is enough"??

Cheers

MJ

[mauijim]

Re: Maui Jim's UE Diary

Update RBS

17/03/12 A letter from Shoosmiths about my RBS card. I sent a CCA request FOUR times but each time RBS returned my request and £1 PO and asked for my signature. I sent them "no signature required" FOUR times and they did nothing. In the end I gave up because it was getting me nowhere. In this latest letter they say that "their client has asked me to supply my signature together with the fee of £1"

Can these people read? What should I send them now?

25/04/12 Letter from Shoosmiths. Just a repeat of their last letter saying I need to send payment of £1 and sign the request. I have now written to them FOUR times clearly stating no signature is required. This letter then asks "Why am I objecting to signing the request?" This is getting quite annoying now as they keep going round and round in circles.

They finish off the letter with. Unless we receive your response by 3/5/12 we shall seek to issue proceedings against you in this matter without further notice to you.

So I have no CCA at all, they keep asking me to sign despite four letters demonstrating I do not need to sign and now they are threatening proceedings. I know the latter is merely a threat but what are these people playing at?

Any advice welcomed?

Cheers

MJ

[Deepie]

Re: Maui Jim's UE Diary

25/04/12 Letter from Shoosmiths. Just a repeat of their last letter saying I need to send payment of £1 and sign the request. I have now written to them FOUR times clearly stating no signature is required. This letter then asks "Why am I objecting to signing the request?" This is getting quite annoying now as they keep going round and round in circles.

They finish off the letter with. Unless we receive your response by 3/5/12 we shall seek to issue proceedings against you in this matter without further notice to you.

So I have no CCA at all, they keep asking me to sign despite four letters demonstrating I do not need to sign and now they are threatening proceedings. I know the latter is merely a threat but what are these people playing at?

Any advice welcomed?

Cheers

MJ

I Would send this------->Threat by Creditor - To Commence Litigation

[Never-In-Doubt]

Re: Maui Jim's UE Diary

Update Arvato (1&1)

30/03/12 Letter from Arvato. This account has now been closed and returned to 1&1. I win!

Well done - result

[Never-In-Doubt]

Re: Maui Jim's UE Diary

Update

21/4/12 - Another letter from MKRR saying I have not made my offer of payment. They've totally ignored the "Account sold while in dispute" letter.

Ignore or send "enough is enough"??

Cheers

MJ

Ignore for moment.... keep us updated though

[Never-In-Doubt]

Re: Maui Jim's UE Diary

I Would send this------->Threat by Creditor - To Commence Litigation

I agree

[CleverClogs (RIP)]

Re: Maui Jim's UE Diary

I Would send this------->Threat by Creditor - To Commence Litigation

Yes.

I'd also send them a copy of s78 of the Consumer Credit Act 1974 (link and attached) with the question of whether their copy had been damaged when their office cat had been sick on it.

I do not believe there is any valid reason why Shooshitz should feign ignorance of the law.

[mauijim]

Re: Maui Jim's UE Diary

Update Capital One

This was deemed by Niddy and I wrote to Crapital One saying "no CCA"

26/03/12 Letter from Wet Cots showing "FINAL NOTICE in scary red letters. Pay up or may take legal action, doorstep you etc.

27/03/12 Letter sent to Wet Cots "Account sold whilst in dispute"

I now await their reply.

MJ

04/04/12 Wet Cots acknowledged my "Account sold whilst in dispute" and said they would investigate before they contacted me again. Did not post this in my diary as it meant nothing. I have included it now because 11/05/12 brings a letter shown below.

11/05/12 Letter from Nelson Guest & Partners Solicitors. Our client Wet Cots etc .

Should I reply or ignore and wait for the next letter from Wet Cots?

MJ

[Deepie]

Re: Maui Jim's UE Diary

04/04/12 Wet Cots acknowledged my "Account sold whilst in dispute" and said they would investigate before they contacted me again. Did not post this in my diary as it meant nothing. I have included it now because 11/05/12 brings a letter shown below.

11/05/12 Letter from Nelson Guest & Partners Solicitors. Our client Wet Cots etc .

Should I reply or ignore and wait for the next letter from Wet Cots?

MJ

just ignore Nelson Guest ...is next desk on.....

[PlanB]

Re: Maui Jim's UE Diary

04/04/12 Wet Cots acknowledged my "Account sold whilst in dispute" and said they would investigate before they contacted me again. Did not post this in my diary as it meant nothing. I have included it now because 11/05/12 brings a letter shown below.

11/05/12 Letter from Nelson Guest & Partners Solicitors. Our client Wet Cots etc .

Should I reply or ignore and wait for the next letter from Wet Cots?

MJ

Was it a specific Letter Before Action with the amount payable and a deadline to comply? I'm not good at ignoring solicitors' letters ever since Howard Cohen issued proceedings against me even though they were just a letterhead in the same offices as Lewis the DCA

[mauijim]

Re: Maui Jim's UE Diary

Was it a specific Letter Before Action with the amount payable and a deadline to comply? I'm not good at ignoring solicitors' letters ever since Howard Cohen issued proceedings against me even though they were just a letterhead in the same offices as Lewis the DCA

Hi Plan B

No it was a generic "we may take further action" letter. Like you I am not keen on ignoring official solicitor's letters. This is more of a "we've tried the usual DCA threats let's try a solicitor style letter"

MJ

[PlanB]

Re: Maui Jim's UE Diary

I asked because in your post # 1 you said Capital 1 credit card has an £11k + balance and I didn't want them to take a punt on court proceedings despite your dispute over CCA issues

[MrsD]

Re: Maui Jim's UE Diary

no harm in sending the Nelson Guest desk a sold in dispute
or a one liner suggesting they read your letter of such and such a date

[mauijim]

Re: Maui Jim's UE Diary

Hi ELD and PlanB

I think you have a point, it cannot do any harm if I send them a one liner saying "why wasn't my question answered?" and enclose a copy of my letter to Wescot "account sold..."

It's a sunny day so a walk to the post office will do me good!

Thanks

MJ

PS I did a bit of research and it seems they are a legitimate firm of solicitors in Sidcup. I wondered if they are part of Wescot?

[Never-In-Doubt]

Re: Maui Jim's UE Diary

I agree with above. A simple one liner "see attached" will suffice