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Re: 5corpio UE Diary
Good news scorpio!
Good news scorpio!
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I am a solicitor Advocate who specialises in consumer credit and my firm is Joanna Connolly Solicitors. My leading case of Carey v HSBC set the legal precedence for creditors compliance with s.77 & s.78 Consumer Credit Act 1974 statutory requests & enforcement of debts in court. Any posts I make on the AAD Consumer Forum are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide on the forum is without liability. If you are unsure please seek formal legal guidance or contact your local citizens advice bureau at https://www.citizensadvice.org.uk.
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Re: 5corpio UE Diary
Well done Scorpio
Fight the good fight and we will prevail
Proud to be a member of the AAD community
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Re: 5corpio UE Diary
Well done 5corps
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Re: 5corpio UE Diary
Brilliant stuff Scorpio! 
Niddified and proud!
Fought and won the UE battle, thanks to Niddy and this forum...
SB since 2016. Now have my life back!
(I used to be MustGetStraight but I've lost a "t")Comment
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Re: 5corpio UE Diary
Congratulations, I hope they enjoy wasting their money sending you letters that are even more useless than those they sent in the last 6 years
When you have nothing you have nothing to loseComment
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Re: 5corpio UE Diary
Yup they keep on sending every month (same old same letter) - informing me with the update that they're waiting from there client and won't contact me lol
nothing else to report on these UE Diaries anymore - think this is a read, digest and closed book now (case) ...............! waiting for another year and will close account with Equifax £2.99 charge for alerts every other month..............
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Unsure if other people are starting to receive letters from Barclay Card recently on their UE Default accounts?? saying
'We're writing to tell you that you'll receive refund on your account' Following a recent review of operating our procedures we've identified that sone of our customers were charged interest incorrectly while they were on an agreed Repayment Plan.
Your account was one of those impacted and such some of the interest applied should not have been charged.
To address this we'll refund the amount interest which was incorrectly applied to the Account during the Repayment Plan period(s) (Basic Refund)
The total refund £xxx.xx (Refund Amount)
The Next Steps
.......blah blah blah
To do this, you'll need to provide your account details by visiting https://www.barclays.co.uk/help/remediation/orf within 30 days.....blah blah blah To access you'll need to use the following Reference Number (xxxxxxxxx) and Access Code (xxxxxxxx). Once accessed, you'll also find guidance on how to complete the form.
We'll then pay the Refund Amount to you within 30 days of receipt of your correctly completed form, if you like to discuss or need to talk to us.....blah blah blah........
They then throw in a FAQ page and says any Refund will pay towards the Account............
IF YOU WANT A COPY OF THIS, MORE THAN WILLING TO UPLOAD, IF YOU NOT SEEN ONE BEFORE -THIS IS THE 3RD LETTER THEY SENT ME
PS hope you ALL are good, other part of my family now has Cancer so last 2 years not been that good for manyI'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Had nothing but refunds over the years from Barclaycard, this was dealt with by Niddy circa 2012. FOS declared it unenforceable but also said that it was still legally due, balance still showing on my credit file around £2000 although it does say account up to date. Only thing stopping me from having a perfect credit file. Not worried at all!Comment
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Hi Scorp,
nice to hear from you, but sorry about the family news, Hope this year is better for you. XXXI'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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