Patch's Diary

[patchouli]

Re: Patch's Diary

Letter sent signed for.... wibbles gone!

[Never-In-Doubt]

Re: Patch's Diary

ok thank you... Did you get the email with the other bullsh*t on? lol

Hiya

This is UE as they only sent terms, you’ve not signed anywhere to agree to them so respond in a week or so as follows --> http://www.all-about-debt.co.uk/old/...escribed-terms

Nice one…..

[nanna58]

Re: Patch's Diary

Nice to be wibbleless eh Patch ?

[Never-In-Doubt]

Re: Patch's Diary

Wibble is the name of another forum owner

[IF]

Re: Patch's Diary

Letter sent signed for.... wibbles gone!

Nice to be wibbleless eh Patch ?

Wibble is the name of another forum owner

[CleverClogs (RIP)]

Re: Patch's Diary

Wibble is the name of another forum owner

When did she put her knickers on her head and pencils up her nose?

[patchouli]

Re: Patch's Diary

Excellent.. glad it's UE.. will send the letter this week.

lol on my forum we say wibbles when we are scared!

[patchouli]

Re: Patch's Diary

Excellent.. glad it's UE.. will send the letter this week.

lol on my forum we say wibbles when we are scared!

haven't done this yet as I have another throat infection!!!! Only got rid of glandular fever a week or so ago ffs.... I've been sickness free for over 10 years.. I think I am getting 10 years worth of it all this year... *weeps*

AND my hens have a chest infection... dig a hole and chuck us all in!

[IF]

Re: Patch's Diary

I'm am sorry Patch, hope you 'all' get well soon

[Pixie]

Re: Patch's Diary

Sorry you're not feeling well Patch

Hope your chucks are on the mend soon too.

[nightwatch]

Re: Patch's Diary

so sorry to hear about all you 'sick chicks' (sigh)
hope your all better soon x

[patchouli]

Re: Patch's Diary

• Type of account Was Skycard, they changed it to Barclays Gold CC (hubbys)
  
  
• Date commenced Sky 2005 - change 2007
  
  
• Approx balance £1,663.06
  
  
• Date last paid Always pay minimum
  
  
• Are you on arrangement or not paying
  
  
• Status UTD
  
  
• Account owner Barclaycard Gold Mastercard
  
  
• Current state of play
  Stopped paying in December 2013.
  
  Letter received 28th December 'you haven't paid, we can take from current account if you have one'not 100% sure I 'have' one?

Letter received 25th January 'You bad boy, you still haven't paid so we are passing it over to Mercers, which is still us but with a scary name... perhaps... so pay up or we will write to you again!'

Sent CCA request 27th Jan 2014

CCA signed for by Luke Hawker on the 28th Jan

Letter received 4th February saying they got the CCA request and are dealing with it.

7th February CCA forms arrived...

10th February Sent CCA forms to Niddy to look at.

11th February Niddy says UE, I need to send missing PT's.

12th Feb missing PT sent via signed for.

13th Feb signed for by "Printed name: BARCLAYS"

20th Feb letter saying we have done what we should have, quoted Carey v HSBC and I still owe them.

21st Feb letter dated 14th Feb from Mercers saying they are chasing the debt and want payment or else!

28th Feb letter dated 23rd Feb from Mercers saying despite their efforts to contact him he hasn't paid so they may pass account over to a specialist collections mob who may call at our address... good luck with that.

25th March letter dated 18th March from Mercers saying despite their efforts to contact him he hasn't paid so they may pass account over to a specialist collections mob who may call at our address.... Same as last months letter.

25th March letter dated 18th March from Mercers saying despite their efforts to contact him he hasn't paid so they may pass account over to a specialist collections mob who may call at our address.... Same as last months letter.

What do I do?

Ignore?

Write and remind them I requested missing PT's?

[nightwatch]

Re: Patch's Diary

I would ignore for now, let them pass it over and see who you get x

[patchouli]

Re: Patch's Diary

Thank you...

Me and sick chicks much better.... will send the missing PT to whomever it was... lol can't remember now... on Thursday.

In the meantime I also have 12 fertile hens eggs to hatch with the children... all due to hatch during Easter holidays! lol

[patchouli]

Re: Patch's Diary

• Type of account Barclays CC (mine)
  
  
• Date commenced05/06/1998
• Approx balance £2,481.48
  
  
• Date last paid December 2013
  
  
• Are you on arrangement or not paying not paying since December 2013
  
  
• Status UTD
  
  
• Account owner Barclaycard
• Current state of play

24th January 2014 - Two texts telling me to expect a text, two texts telling me I am late paying.
And now the automated calls have started.....
28th Jan - text "Barclaycard are here to help"
29th January 0844 calls at 08:51 - 18:43 - 20:15 - 20:16 - 20:16
30th January 0844 calls at 08:43 -
31st Jan 0844 calls at 09:38 - 19:09 - 20:37
1st February - text telling me to expect a text. Text then telling me I was a 'little late' again.
2nd Feb - 0844 calls at 09:38 - 18:05 - 20:20
4th Feb - 0844 calls at 11:58 - 18:14
5th Feb - text telling me I am a little late paying
6th Feb - 09:33 - 19:08 - 20:36
7th Feb - 0844 calls - 17:52
8th Feb - 0844 calls - 17:40 - 19:59
13th Feb - text telling me to expect a text.
13th Feb - Text telling me my payment is a 'little' late.
17th Feb - text telling me they are here to help if I need them... nope.. I has AAD!
20th Feb - 0844 calls at 09:13 - 09:14 - 18:53 - 19:09 - 22:25 -
22 Feb - 0844 calls at 09:47 - 18:21 - 20:34 -
24th Feb - 0844 calls at 08:59 - 20:18 -
25th Feb - text telling me my credit rating could be affected... HA! No shit Sherlock!
26th Feb - 0844 calls at 09:31 -
27th Feb - 0844 calls at 16:43
28th feb - 0844 calls at 09:11 - 18:52 - 20:23
1st March - text telling me they have tried to call me, I need to call them or pay at www.I'drathereatskunk.com
2nd March - 0844 calls at 09:25 - 17:44 - 19:57
4th March - 0844 calls at 08:47 - 18:40 - 20:14
5th March - text telling me they have tried to call me, I need to call them or pay at www.kissmyass.com
6th March - 0844 calls at 09:25 - 19:01 - 20:34
12th March, had enough of all the calls to my mobile so I diverted them all to voice mail :-)
14 texts
45 calls

27th February CCA request sent.
3rd March CCA signed for by 'JOHN' .. does this mean the texts and calls will stop?
7th March letter dated 3rd March arrives.. they are concerned and I need to pay or they will 'Set off' on my Barclays account.
8th March letter dated 5th March arrives.. Reply to my CCA arrives, no signature. Copy sent to Niddy. UE must send MPT
26th March letter dated 19th March from Mercers DEFAULT...
27th March sent MPT

This letter arrived... am sending the MPT tomorrow as will be in town.. should have sent it earlier but was too ill.. will it make a difference or should I send it to Mercers now?