LooLoo's UE Diary

[MustGetStraigh]

Re: LooLoo's UE Diary

malheureusement... peut-etre on doit ecrire les DCAs en francais ... that'll confuse 'em. (and sorry I can't work out how to get accents on this).

[Never-In-Doubt]

Re: LooLoo's UE Diary

malheureusement... peut-etre on doit ecrire les DCAs en francais ... that'll confuse 'em. (and sorry I can't work out how to get accents on this).

Why would we write to DCA's in French - lol But yes, very unfortunate....

Sorry, am showing off aren't I?

[LooLoo]

Re: LooLoo's UE Diary

Co-operative Bank – Credit Card

1) Credit Card
2) Start Date 29/11/20001.
3) Approx Balance - £6,208
4) Last full payment – September 2009
5) On Arrangement Plan - £75 – paid up to date last payment 23rd December, 2010.
6) No default, credit report just shows on AP
7) Still with Co-operative Bank. This credit card was originally taken out with Northern Rock as part of our Together Mortgage, can’t remember when Co-op took the card over – maybe 3/4 years ago?? At the moment my current bank account is with the Co-op. Being charged some interest and card charge.

18th January - SAR request sent with £10 cheque
24th March - letter received defaulting me dated 18th March. Never received SAR - my bank should all be changed over this month - just want to be sure my wages go to my new account then I will be sending out my CCA request.
28th June - CCA request sent
25th July - CCA received - will update to document thread

Hi Nid

CCA received - I will update to document thread if you let me know your thoughts

cheers!!

[Deepie]

Re: LooLoo's UE Diary

Hi Nid

CCA received - I will update to document thread if you let me know your thoughts

cheers!!

Good luck Loo

[LooLoo]

Re: LooLoo's UE Diary

Thanks In2Deep............... will let you know what Nid says about it..... eeek

[Never-In-Doubt]

Re: LooLoo's UE Diary

Thanks In2Deep............... will let you know what Nid says about it..... eeek

Try messaging me to say you've loaded a document or it'll sit there a while wumman!!

As per the agreement database:

Is it your handwriting and siggy on the agreement they sent?

[LooLoo]

Re: LooLoo's UE Diary

Try messaging me to say you've loaded a document or it'll sit there a while wumman!!

As per the agreement database:

Erm well as i had udated my diary and said i had uploaded it i didn't think to send you a message as didn't want to get told off for pestering you......................

and yes it is my writing and my signature - so assume that bad news?

[Never-In-Doubt]

Re: LooLoo's UE Diary

There were no attached PT's and until they do it will be

If they send terms then it'll become again

so you can respond with this: CCA Query - Missing Prescribed Terms

[LooLoo]

Re: LooLoo's UE Diary

Fab Nid - will do!

thanks

[LooLoo]

Re: LooLoo's UE Diary

Egg – Credit Card

1) Credit Card
2) Start Date 22/07/2003.
3) Approx Balance - £7,612
4) Last full payment – September 2009.
5) &nbspas on arrangement plan - £88 – last payment 25th November, 2010.
6) No default issued as of yet, on credit report shows as on AP
7) At the moment still with Egg. After a year on AP Egg refused to extend the AP any more, I explained that my situation had not changed in anyway.

18th December - CCA request sent with £1 cheque
21st December – letter received by Egg and signed for.
Various phone calls and a letter chasing for payment throughout December from Egg
30th December - Egg cashed £1 cheque
31st December - Received CCA from Egg Niddy says
5th January CCA query letter sent
Couple of phone calls in Jan - not answered - emails on my on line account telling me they MUST speak to me.
18th January SAR request sent with £10 cheque
18th January - phone call
18th January - letter received - scanned in and sent to Niddy
26th January - letter received - asking for times/dates and nature of calls to enable to help them find the details they need.
27th January - Letter sent as per Niddy's instruction
4th February - letter received asking for £1 fee for CCA....
12th February - SAR received
17th March - letter received from (wait for it) CCA on behalf of Egg saying if they don't contact them they WILL send a representative to my address
14th March - Telephone Harrassment letter sent
17th March - Door step vist letter sent to CCA
24th March - two letters recevied one from EGG dasted 21st March saying think you for your complaint. the other from Egg masquarading as CCA dated 18th March saying they are doing checks on my re property ownership validation of empolyment details blah.. and i should contact them immediately othterwise they MAY pass on to their solicitors
31st March - letter received saying they have looked into my complaint and as they are trying to help me they need to telephone me so they will keep on ringing even though I have asked them to stop and they have enclosed a I and E form (printed from the natinal debt line) and I should fill it in and get it back to them by 7th April - o and they will hold off calling me until 7th April
11th June - DEFAULT NOTICE issued by egg dated 7th June
12th July - letter dated 6th July from Egg saying my egg card agreement has been terminated
4th August - letter from MOORCROFT sending a notice of intended litigation

Hi just letter from Moorcroft received - guess you don't need to see it?? will i send the threat to commence litigation letter? also at the same time can i send them the please stop ringing me letter - as getting 4 or 5 calls a day (on mobile so no real big deal)

thanks

[Never-In-Doubt]

Re: LooLoo's UE Diary

Hi just letter from Moorcroft received - guess you don't need to see it?? will i send the threat to commence litigation letter? also at the same time can i send them the please stop ringing me letter - as getting 4 or 5 calls a day (on mobile so no real big deal)

thanks

Hiya

send this (harassment): ---> Templates - Harassment

Ignore the threat of litigation for now..... just send the above

[LooLoo]

Re: LooLoo's UE Diary

Thanks Nid! will do

))

[Never-In-Doubt]

Re: LooLoo's UE Diary

Thanks Nid! will do

))

Keep us updated

[LooLoo]

Re: LooLoo's UE Diary

Egg – Credit Card

1) Credit Card
2) Start Date 22/07/2003.
3) Approx Balance - £7,612
4) Last full payment – September 2009.
5) &nbspas on arrangement plan - £88 – last payment 25th November, 2010.
6) No default issued as of yet, on credit report shows as on AP
7) At the moment still with Egg. After a year on AP Egg refused to extend the AP any more, I explained that my situation had not changed in anyway.

18th December - CCA request sent with £1 cheque
21st December – letter received by Egg and signed for.
Various phone calls and a letter chasing for payment throughout December from Egg
30th December - Egg cashed £1 cheque
31st December - Received CCA from Egg Niddy says
5th January CCA query letter sent
Couple of phone calls in Jan - not answered - emails on my on line account telling me they MUST speak to me.
18th January SAR request sent with £10 cheque
18th January - phone call
18th January - letter received - scanned in and sent to Niddy
26th January - letter received - asking for times/dates and nature of calls to enable to help them find the details they need.
27th January - Letter sent as per Niddy's instruction
4th February - letter received asking for £1 fee for CCA....
12th February - SAR received
17th March - letter received from (wait for it) CCA on behalf of Egg saying if they don't contact them they WILL send a representative to my address
14th March - Telephone Harrassment letter sent
17th March - Door step vist letter sent to CCA
24th March - two letters recevied one from EGG dasted 21st March saying think you for your complaint. the other from Egg masquarading as CCA dated 18th March saying they are doing checks on my re property ownership validation of empolyment details blah.. and i should contact them immediately othterwise they MAY pass on to their solicitors
31st March - letter received saying they have looked into my complaint and as they are trying to help me they need to telephone me so they will keep on ringing even though I have asked them to stop and they have enclosed a I and E form (printed from the natinal debt line) and I should fill it in and get it back to them by 7th April - o and they will hold off calling me until 7th April
11th June - DEFAULT NOTICE issued by egg dated 7th June
12th July - letter dated 6th July from Egg saying my egg card agreement has been terminated
4th August - letter from MOORCROFT sending a notice of intended litigation
10th August - Harrasment Letter sent
18th August - letter dated 9th August from Moorcroft - in nice yellow envelope and typed in that very business type font of comic sans!!! anyway says I need to contact them before 16th to stop the possible litigation action.

Hi

up dated with letter from Moorcroft - as it was dated 9th August - I assume when it was sent out they had not received the Harrasment Letter - so assume - ignore this for the time being?? They are not calling at the moment

[LooLoo]

Re: LooLoo's UE Diary

Mint (RBS) – Credit Card

1) Credit Card
2) Start Date 4/8/2004
3) Approx Balance - £5,289
4) Last full payment – September 2009
5) Currently on arrangement plan - £56 – last payment 22nd December 2010.
6) Default issued 23rd December 2009.
7) Still with Mint. Interest has been frozen

4th January - CCA request sent with £1 cheque
18th January - SAR request sent with £10 cheque
20th January - letter received from Mint enclosing my letter saying they are unable to comply with my CCA request as I never enclosed my £1 payment
26th January - RESENT CCA request with postal order STAPLED to the letter!
31st January - Letter received from Mint enclosing my £10 cheque saying they were unable to complete my request as my letter was unsigned
2nd February - Letter sent to Mint - requesting info again and poiting out letter does not need to be signed as per Niddy's instruction
17th February - Letter received from Mint saying they are dissappointed not to have recevied my payment - also had about 3 or 4 phone calls - not been picked up!
21st February - CCA received Niddy says
22nd - going to blag - missing prescribed terms letter sent
11th March - letter sent saying they have complied and they see no reason to enter in to any further correspondence (letter was dated 25th Feb!
28th March - Payment demand sent by Triton for the full amount
30th March - enough is enough template letter sent to Triton
19th May - lots of calls from Triton
3rd June - Urgent Action Required Letter (datd 19th May!)
7th June - Notice of Legal Proceedings letter received (dated 30th May) from Triton
8th June - threat of doorstep visit and Threat by Lender/D.C.A - To Commence Litigation Letters sent to Triton
27th June - letter from GREEN AND CO saying they are likely to commence court proceedings against me without further notice or I can pay Triton within 7 days (letter dated 17th June I receved on 27th June)
4th July - Threat to commence litigation letter sent
8th July - Letter from Green and Co sayng they thank me for my letter but my response should've been sent to Triton not them and they have passed my letter to Triton and they will reply to me directly
18th August - letter from RMA who have taken over this account

Hi

Letter from RMA saying they have taken over my account - do I need to send anything to them at the moment? They are ringing me daily at the moment but to the home number so not really too much of a hassle