LooLoo's UE Diary

[MrsD]

Re: LooLoo's UE Diary

freudian slip!

[LooLoo]

Re: LooLoo's UE Diary

Mint (RBS) – Credit Card

1) Credit Card
2) Start Date 4/8/2004
3) Approx Balance - £5,289
4) Last full payment – September 2009
5) Currently on arrangement plan - £56 – last payment 22nd December 2010.
6) Default issued 23rd December 2009.
7) Still with Mint. Interest has been frozen

4th January - CCA request sent with £1 cheque
18th January - SAR request sent with £10 cheque
20th January - letter received from Mint enclosing my letter saying they are unable to comply with my CCA request as I never enclosed my £1 payment
26th January - RESENT CCA request with postal order STAPLED to the letter!
31st January - Letter received from Mint enclosing my £10 cheque saying they were unable to complete my request as my letter was unsigned
2nd February - Letter sent to Mint - requesting info again and poiting out letter does not need to be signed as per Niddy's instruction
17th February - Letter received from Mint saying they are dissappointed not to have recevied my payment - also had about 3 or 4 phone calls - not been picked up!
21st February - CCA received Niddy says
22nd - going to blag - missing prescribed terms letter sent
11th March - letter sent saying they have complied and they see no reason to enter in to any further correspondence (letter was dated 25th Feb!
28th March - Payment demand sent by Triton for the full amount
30th March - enough is enough template letter sent to Triton
19th May - lots of calls from Triton
3rd June - Urgent Action Required Letter (datd 19th May!)
7th June - Notice of Legal Proceedings letter received (dated 30th May) from Triton
8th June - threat of doorstep visit and Threat by Lender/D.C.A - To Commence Litigation Letters sent to Triton
27th June - letter from GREEN AND CO saying they are likely to commence court proceedings against me without further notice or I can pay Triton within 7 days (letter dated 17th June I receved on 27th June)

Hi letter from Green and Co?? anything I sould be sending?? or worrying about??

[Never-In-Doubt]

Re: LooLoo's UE Diary

Hi letter from Green and Co?? anything I sould be sending?? or worrying about??

Send this Threat by Creditor - To Commence Litigation

[LooLoo]

Re: LooLoo's UE Diary

Send this Threat by Creditor - To Commence Litigation

Cheers Nid will do

[LooLoo]

Re: LooLoo's UE Diary

Egg – Credit Card

1) Credit Card
2) Start Date 22/07/2003.
3) Approx Balance - £7,612
4) Last full payment – September 2009.
5) &nbspas on arrangement plan - £88 – last payment 25th November, 2010.
6) No default issued as of yet, on credit report shows as on AP
7) At the moment still with Egg. After a year on AP Egg refused to extend the AP any more, I explained that my situation had not changed in anyway.

18th December - CCA request sent with £1 cheque
21st December – letter received by Egg and signed for.
Various phone calls and a letter chasing for payment throughout December from Egg
30th December - Egg cashed £1 cheque
31st December - Received CCA from Egg Niddy says
5th January CCA query letter sent
Couple of phone calls in Jan - not answered - emails on my on line account telling me they MUST speak to me.
18th January SAR request sent with £10 cheque
18th January - phone call
18th January - letter received - scanned in and sent to Niddy
26th January - letter received - asking for times/dates and nature of calls to enable to help them find the details they need.
27th January - Letter sent as per Niddy's instruction
4th February - letter received asking for £1 fee for CCA....
12th February - SAR received
17th March - letter received from (wait for it) CCA on behalf of Egg saying if they don't contact them they WILL send a representative to my address
14th March - Telephone Harrassment letter sent
17th March - Door step vist letter sent to CCA
24th March - two letters recevied one from EGG dasted 21st March saying think you for your complaint. the other from Egg masquarading as CCA dated 18th March saying they are doing checks on my re property ownership validation of empolyment details blah.. and i should contact them immediately othterwise they MAY pass on to their solicitors
31st March - letter received saying they have looked into my complaint and as they are trying to help me they need to telephone me so they will keep on ringing even though I have asked them to stop and they have enclosed a I and E form (printed from the natinal debt line) and I should fill it in and get it back to them by 7th April - o and they will hold off calling me until 7th April
11th June - DEFAULT NOTICE issued by egg dated 7th June
12th July - letter dated 6th July from Egg saying my egg card agreement has been terminated

Just an update with the letter received from Egg... assume I don't need to do anything with this?

[LooLoo]

Re: LooLoo's UE Diary

Mint (RBS) – Credit Card

1) Credit Card
2) Start Date 4/8/2004
3) Approx Balance - £5,289
4) Last full payment – September 2009
5) Currently on arrangement plan - £56 – last payment 22nd December 2010.
6) Default issued 23rd December 2009.
7) Still with Mint. Interest has been frozen

4th January - CCA request sent with £1 cheque
18th January - SAR request sent with £10 cheque
20th January - letter received from Mint enclosing my letter saying they are unable to comply with my CCA request as I never enclosed my £1 payment
26th January - RESENT CCA request with postal order STAPLED to the letter!
31st January - Letter received from Mint enclosing my £10 cheque saying they were unable to complete my request as my letter was unsigned
2nd February - Letter sent to Mint - requesting info again and poiting out letter does not need to be signed as per Niddy's instruction
17th February - Letter received from Mint saying they are dissappointed not to have recevied my payment - also had about 3 or 4 phone calls - not been picked up!
21st February - CCA received Niddy says
22nd - going to blag - missing prescribed terms letter sent
11th March - letter sent saying they have complied and they see no reason to enter in to any further correspondence (letter was dated 25th Feb!
28th March - Payment demand sent by Triton for the full amount
30th March - enough is enough template letter sent to Triton
19th May - lots of calls from Triton
3rd June - Urgent Action Required Letter (datd 19th May!)
7th June - Notice of Legal Proceedings letter received (dated 30th May) from Triton
8th June - threat of doorstep visit and Threat by Lender/D.C.A - To Commence Litigation Letters sent to Triton
27th June - letter from GREEN AND CO saying they are likely to commence court proceedings against me without further notice or I can pay Triton within 7 days (letter dated 17th June I receved on 27th June)
4th July - Threat to commence litigation letter sent
8th July - Letter from Green and Co sayng they thank me for my letter but my response should've been sent to Triton not them and they have passed my letter to Triton and they will reply to me directly

Just an update with letter from Green and Co - again assume nothing to be done just ignore??

[diddlydee]

Re: LooLoo's UE Diary

Re: Egg

Shiny new DCA for you then, Looloo

Don't worry, they'll be in touch and you can commence battle round 2 .........

[LooLoo]

Re: LooLoo's UE Diary

HBOS Credit Card

1) Credit card
2) Start Date 26/10/2006
3) Approx Balance - £10,673
4) Last full payment – July 2009
5) On Arrangement Plan - £108 – paid up date last payment on 22nd December, 2010.
6) Default issued on 29/9/2010
7) At the moment Account is in hands of Blair Oliver Scott. Interest has been frozen.

4th January - CCA request sent with £1 cheque to BOS
18th January - SAR request sent to Halifax to cover all my accounts with them and £10 cheque
27th January - Letter received from HBOS asking me to call to discuss my excact requirements for SAR request
28th January - Letter received from Halifax saying they have enclosed a reconstituted version of the executed agreement and that they have requested a copy of my original singed agreement which will be with me shortly.
1st February - called regarding letter about SAR - confirming I wanted all info they held on me for all three accounts
8th February - Letter received from Halifax with my signed agreement
11th February - Niddy says Letter sent CCA missing prescribed terms
14th/15th/16th February - SAR received along with two letters
24th February - Letter from Halifax with signed agreement (same as the one sent with the SAR) and Letter from Blair Oliver Scott saying I am in arreas with my payment plan and can I pay £108 to make it up to date.
27th April - letter from Blair Olivier Scott saying my immediate Action is Required
5th May - Telephone harrasment and doorstep letter visit sent to BOS
5th May - Notice of Court Proceedings from Blair Oliver Scott
6th May - Sent Threat by DCA to commence litigation proceedings
19th May - letter back from HBOS saying sorry for the upset and inconvenince they are causing me - but the debt is still owed and BOS will still continue to recover the debt and it may be sold on to an external debt recovery specialist
21st May - letter from HBOS saying they will continue to write to me and telephone me where necessary and although I have said the account is in dispute i have given them no valid reason for this and have no reason to withhold paymennt to the account. They will also not enter into any further correspondence regarding this matter.
15th July - letter received dated 8th July from HBOS with Notice of Legal Action and my account has been passed to their litigation department......

Not sure what to do this or if you need to see the letter..

thanks

[Deepie]

Re: LooLoo's UE Diary

Not sure what to do this or if you need to see the letter..

thanks

Hi Loo Loo
If I was you I would re send Threat by Creditor - To Commence Litigation try blag it one more time, Niddy may disagree

[LooLoo]

Re: LooLoo's UE Diary

Hi Loo Loo
If I was you I would re send Threat by Creditor - To Commence Litigation try blag it one more time, Niddy may disagree

Thanks I'll send that uless I hear differently ta x

[Never-In-Doubt]

Re: LooLoo's UE Diary

Just an update with the letter received from Egg... assume I don't need to do anything with this?

Nope, just ignore

[Never-In-Doubt]

Re: LooLoo's UE Diary

Just an update with letter from Green and Co - again assume nothing to be done just ignore??

Ignore as well

[Never-In-Doubt]

Re: LooLoo's UE Diary

Not sure what to do this or if you need to see the letter..

thanks

Send this: Threat by Creditor - To Commence Litigation

[LooLoo]

Re: LooLoo's UE Diary

Merci buckets

[Never-In-Doubt]

Re: LooLoo's UE Diary

Merci buckets

est-ce un site français maintenant?