LooLoo's UE Diary

[Never-In-Doubt]

Re: LooLoo's UE Diary

Merci buckets!

will get it off!

[LooLoo]

Re: LooLoo's UE Diary

Mint (RBS) – Credit Card

1) Credit Card
2) Start Date 4/8/2004
3) Approx Balance - £5,289
4) Last full payment – September 2009
5) Currently on arrangement plan - £56 – last payment 22nd December 2010.
6) Default issued 23rd December 2009.
7) Still with Mint. Interest has been frozen

4th January - CCA request sent with £1 cheque
18th January - SAR request sent with £10 cheque
20th January - letter received from Mint enclosing my letter saying they are unable to comply with my CCA request as I never enclosed my £1 payment
26th January - RESENT CCA request with postal order STAPLED to the letter!
31st January - Letter received from Mint enclosing my £10 cheque saying they were unable to complete my request as my letter was unsigned
2nd February - Letter sent to Mint - requesting info again and poiting out letter does not need to be signed as per Niddy's instruction
17th February - Letter received from Mint saying they are dissappointed not to have recevied my payment - also had about 3 or 4 phone calls - not been picked up!
21st February - CCA received Niddy says
22nd - going to blag - missing prescribed terms letter sent
11th March - letter sent saying they have complied and they see no reason to enter in to any further correspondence (letter was dated 25th Feb!
28th March - Payment demand sent by Triton for the full amount
30th March - enough is enough template letter sent to Triton
19th May - lots of calls from Triton
3rd June - Urgent Action Required Letter (datd 19th May!)
7th June - Notice of Legal Proceedings letter received (dated 30th May) from Triton

They say that the are very disappointed that I have failed to sette the debt or make satisfactory repayment proposals.

They say they have advised RBS that solicitors should be instructed to commence court proceedings against me for recovery of the debt which means i would be liable for court costs.. etc etc etc

Anything I need to send back to them???

[Never-In-Doubt]

Re: LooLoo's UE Diary

They say that the are very disappointed that I have failed to sette the debt or make satisfactory repayment proposals.

They say they have advised RBS that solicitors should be instructed to commence court proceedings against me for recovery of the debt which means i would be liable for court costs.. etc etc etc

Anything I need to send back to them???

Template (---> Threat by Lender/D.C.A - To commence litigation ) + Try-it-On = DONE!

[LooLoo]

Re: LooLoo's UE Diary

Merci buckets again

[Never-In-Doubt]

Re: LooLoo's UE Diary

Merci buckets again

wish you'd stop calling me "buckets" - i'm not fat!

[LooLoo]

Re: LooLoo's UE Diary

:niddyhahaha it is only because i can't spell beaucoup... Ooops there i did!

[LooLoo]

Re: LooLoo's UE Diary

Egg – Credit Card

1) Credit Card
2) Start Date 22/07/2003.
3) Approx Balance - £7,612
4) Last full payment – September 2009.
5) &nbspas on arrangement plan - £88 – last payment 25th November, 2010.
6) No default issued as of yet, on credit report shows as on AP
7) At the moment still with Egg. After a year on AP Egg refused to extend the AP any more, I explained that my situation had not changed in anyway.

18th December - CCA request sent with £1 cheque
21st December – letter received by Egg and signed for.
Various phone calls and a letter chasing for payment throughout December from Egg
30th December - Egg cashed £1 cheque
31st December - Received CCA from Egg Niddy says
5th January CCA query letter sent
Couple of phone calls in Jan - not answered - emails on my on line account telling me they MUST speak to me.
18th January SAR request sent with £10 cheque
18th January - phone call
18th January - letter received - scanned in and sent to Niddy
26th January - letter received - asking for times/dates and nature of calls to enable to help them find the details they need.
27th January - Letter sent as per Niddy's instruction
4th February - letter received asking for £1 fee for CCA....
12th February - SAR received
17th March - letter received from (wait for it) CCA on behalf of Egg saying if they don't contact them they WILL send a representative to my address
14th March - Telephone Harrassment letter sent
17th March - Door step vist letter sent to CCA
24th March - two letters recevied one from EGG dasted 21st March saying think you for your complaint. the other from Egg masquarading as CCA dated 18th March saying they are doing checks on my re property ownership validation of empolyment details blah.. and i should contact them immediately othterwise they MAY pass on to their solicitors
31st March - letter received saying they have looked into my complaint and as they are trying to help me they need to telephone me so they will keep on ringing even though I have asked them to stop and they have enclosed a I and E form (printed from the natinal debt line) and I should fill it in and get it back to them by 7th April - o and they will hold off calling me until 7th April
11th June - DEFAULT NOTICE issued by egg dated 7th June

Morrrrrrrrrrrning

I received a Default Notice from Egg dated 7th June

[Never-In-Doubt]

Re: LooLoo's UE Diary

Morrrrrrrrrrrning

I received a Default Notice from Egg dated 7th June

Just ignore it, well not like you do much anyway based on the fact you aint even in the country right now!

[LooLoo]

Re: LooLoo's UE Diary

Thanks Nid! back now!

I have got another couple of letters whilst i was away.... which I will sort out as in the midst of getting caught up with work and sorting out DIVORCE stuff for court on Monday so not quite sure which way is up right now

)))

[LooLoo]

Re: LooLoo's UE Diary

Not really relavent to my diary as this is not UE as is my bank overdraft with Halifax. I called to make my regular payment - they had asked me for an update i wrote back saying nothing changed I can still make the £35 repayments. They wrote back - yes this is fine.

Soooooooo today i call....... no you can't make a payment as we have passed you account on to our solicitors Blair Oliver Scott. O really? well rather than go into it all i just want to make a payment. NO I can't take you payment. Eh? why not. Well if you let me finish i have just told you we have passed your account to BOS so you have to call them... Erm no you either A) transfer me or B) ask them to call me - NO i can't do that as the account has only been passed to them in the last few days....... Eh? so ok you are telling me you won't take my payment and you won't put me through to someone so I can make the payment? so basically you are willing to go one month without my payment?

he put the phone down...........

[swanfan]

Re: LooLoo's UE Diary

They're just Hbos in house solicitors Loo, pay them through online banking or some other way, the planks won't send it back.

[LooLoo]

Re: LooLoo's UE Diary

Yeah i will transfer it today to my account - such idiots tho! er hello I WANT TO PAY!! hehehe

[MrsD]

Re: LooLoo's UE Diary

i think you should complain, he shouldn't have hung up, which is, i notice a default reaction when some diddy is out of their depth. It will all be recorded.

[LooLoo]

Re: LooLoo's UE Diary

I sent a letter saying how ridiculous it was they passed it over to BOS without informing me and doing it just before the payment was due.

Pah idiots

I've transferred the money today to my accout so i will just carry on doing that - I have the letter saying that they have agreed to my paying the reduced amount

all good fun

xx

[5corpio]

Re: LooLoo's UE Diary

They're just Hbos in house solicitors Loo, pay them through online banking or some other way, the planks won't send it back.

i thought that read 'They're just Hobnobs'