LooLoo's UE Diary

[LooLoo]

Re: LooLoo's UE Diary

Cheers Swanny I know I am in safe hands x

[LooLoo]

Re: LooLoo's UE Diary

HBOS Credit Card

1) Credit card
2) Start Date 26/10/2006
3) Approx Balance - £10,673
4) Last full payment – July 2009
5) On Arrangement Plan - £108 – paid up date last payment on 22nd December, 2010.
6) Default issued on 29/9/2010
7) At the moment Account is in hands of Blair Oliver Scott. Interest has been frozen.

4th January - CCA request sent with £1 cheque to BOS
18th January - SAR request sent to Halifax to cover all my accounts with them and £10 cheque
27th January - Letter received from HBOS asking me to call to discuss my excact requirements for SAR request
28th January - Letter received from Halifax saying they have enclosed a reconstituted version of the executed agreement and that they have requested a copy of my original singed agreement which will be with me shortly.
1st February - called regarding letter about SAR - confirming I wanted all info they held on me for all three accounts
8th February - Letter received from Halifax with my signed agreement
11th February - Niddy says Letter sent CCA missing prescribed terms
14th/15th/16th February - SAR received along with two letters
24th February - Letter from Halifax with signed agreement (same as the one sent with the SAR) and Letter from Blair Oliver Scott saying I am in arreas with my payment plan and can I pay £108 to make it up to date.
27th April - letter from Blair Olivier Scott saying my immediate Action is Required
5th May - Telephone harrasment and doorstep letter visit sent to BOS
5th May - Notice of Court Proceedings from Blair Oliver Scott
6th May - Sent Threat by DCA to commence litigation proceedings
19th May - letter back from HBOS saying sorry for the upset and inconvenince they are causing me - but the debt is still owed and BOS will still continue to recover the debt and it may be sold on to an external debt recovery specialist

Letter received as above - guess nothing to do here... assume BOS will start to call again....

[LooLoo]

Re: LooLoo's UE Diary

Mint (RBS) – Credit Card

1) Credit Card
2) Start Date 4/8/2004
3) Approx Balance - £5,289
4) Last full payment – September 2009
5) Currently on arrangement plan - £56 – last payment 22nd December 2010.
6) Default issued 23rd December 2009.
7) Still with Mint. Interest has been frozen

4th January - CCA request sent with £1 cheque
18th January - SAR request sent with £10 cheque
20th January - letter received from Mint enclosing my letter saying they are unable to comply with my CCA request as I never enclosed my £1 payment
26th January - RESENT CCA request with postal order STAPLED to the letter!
31st January - Letter received from Mint enclosing my £10 cheque saying they were unable to complete my request as my letter was unsigned
2nd February - Letter sent to Mint - requesting info again and poiting out letter does not need to be signed as per Niddy's instruction
17th February - Letter received from Mint saying they are dissappointed not to have recevied my payment - also had about 3 or 4 phone calls - not been picked up!
21st February - CCA received Niddy says
22nd - going to blag - missing prescribed terms letter sent
11th March - letter sent saying they have complied and they see no reason to enter in to any further correspondence (letter was dated 25th Feb!
28th March - Payment demand sent by Triton for the full amount
30th March - enough is enough template letter sent to Triton
19th May - lots of calls from Triton

Getting lots of calls from TRY IT ON and last night picked up the phone at 5 to nine - they asked to speak to Miss Loo i said who is calling TCS - what is it regarding - apersonal banking matter - so i said you had a letter on the 30th March which i know you have recieved - please respond to this in writing and stop ringing me and I will be sending them a letter about the amount of phone calls - he said but we wrote to you about you owing this money it needs to be paid (i think he talking about the letter of the 11th March) So I just said look reply to my letter of the 30th March and stop ringing.

Obv will not be picking up phone to them again - o by the way - all through the conversation i never confirmed i was Miss Loo and he never asked me any security questions.............. (also only picked up the phone as thought it might have been Mr Loo's mother! pah!)

So shall I just send Triton the telephone harrasement letter? guess nothing else to do?

[Never-In-Doubt]

Re: LooLoo's UE Diary

Letter received as above - guess nothing to do here... assume BOS will start to call again....

Just ignore it

[Never-In-Doubt]

Re: LooLoo's UE Diary

Getting lots of calls from TRY IT ON and last night picked up the phone at 5 to nine - they asked to speak to Miss Loo i said who is calling TCS - what is it regarding - apersonal banking matter - so i said you had a letter on the 30th March which i know you have recieved - please respond to this in writing and stop ringing me and I will be sending them a letter about the amount of phone calls - he said but we wrote to you about you owing this money it needs to be paid (i think he talking about the letter of the 11th March) So I just said look reply to my letter of the 30th March and stop ringing.

Obv will not be picking up phone to them again - o by the way - all through the conversation i never confirmed i was Miss Loo and he never asked me any security questions.............. (also only picked up the phone as thought it might have been Mr Loo's mother! pah!)

So shall I just send Triton the telephone harrasement letter? guess nothing else to do?

Don't send anything yet - not worth it as they won't listen, just learn to ignore them LooLoo....

[LooLoo]

Re: LooLoo's UE Diary

HBOS Credit Card

1) Credit card
2) Start Date 26/10/2006
3) Approx Balance - £10,673
4) Last full payment – July 2009
5) On Arrangement Plan - £108 – paid up date last payment on 22nd December, 2010.
6) Default issued on 29/9/2010
7) At the moment Account is in hands of Blair Oliver Scott. Interest has been frozen.

4th January - CCA request sent with £1 cheque to BOS
18th January - SAR request sent to Halifax to cover all my accounts with them and £10 cheque
27th January - Letter received from HBOS asking me to call to discuss my excact requirements for SAR request
28th January - Letter received from Halifax saying they have enclosed a reconstituted version of the executed agreement and that they have requested a copy of my original singed agreement which will be with me shortly.
1st February - called regarding letter about SAR - confirming I wanted all info they held on me for all three accounts
8th February - Letter received from Halifax with my signed agreement
11th February - Niddy says Letter sent CCA missing prescribed terms
14th/15th/16th February - SAR received along with two letters
24th February - Letter from Halifax with signed agreement (same as the one sent with the SAR) and Letter from Blair Oliver Scott saying I am in arreas with my payment plan and can I pay £108 to make it up to date.
27th April - letter from Blair Olivier Scott saying my immediate Action is Required
5th May - Telephone harrasment and doorstep letter visit sent to BOS
5th May - Notice of Court Proceedings from Blair Oliver Scott
6th May - Sent Threat by DCA to commence litigation proceedings
19th May - letter back from HBOS saying sorry for the upset and inconvenince they are causing me - but the debt is still owed and BOS will still continue to recover the debt and it may be sold on to an external debt recovery specialist
21st May - letter from HBOS saying they will continue to write to me and telephone me where necessary and although I have said the account is in dispute i have given them no valid reason for this and have no reason to withhold paymennt to the account. They will also not enter into any further correspondence regarding this matter.

Letter received as above - guess as they not going to enter into any futher correspondence - just ignore??

[LooLoo]

Re: LooLoo's UE Diary

Don't send anything yet - not worth it as they won't listen, just learn to ignore them LooLoo....

Thanks Nid

will do!!

[Never-In-Doubt]

Re: LooLoo's UE Diary

Letter received as above - guess as they not going to enter into any futher correspondence - just ignore??

Yep, its a final response so ignore!

[LooLoo]

Re: LooLoo's UE Diary

Thank yooooooooooou!!

x

[LooLoo]

Re: LooLoo's UE Diary

Nid now that apparently Barclays own my Egg card (Swanny pointed this out to me - as any emails i get from Egg go to Spam) do you think it might be wise for me to change my bank account......AGAIN..... as my current account is with Barclays??

[Never-In-Doubt]

Re: LooLoo's UE Diary

Nid now that apparently Barclays own my Egg card (Swanny pointed this out to me - as any emails i get from Egg go to Spam) do you think it might be wise for me to change my bank account......AGAIN..... as my current account is with Barclays??

You'll be ok for now, Barclays don't utilise RoSO as much as say HBOS would......

it'll take a bit of time to all go through, so just keep an eye on your account.....

[LooLoo]

Re: LooLoo's UE Diary

Mint (RBS) – Credit Card

1) Credit Card
2) Start Date 4/8/2004
3) Approx Balance - £5,289
4) Last full payment – September 2009
5) Currently on arrangement plan - £56 – last payment 22nd December 2010.
6) Default issued 23rd December 2009.
7) Still with Mint. Interest has been frozen

4th January - CCA request sent with £1 cheque
18th January - SAR request sent with £10 cheque
20th January - letter received from Mint enclosing my letter saying they are unable to comply with my CCA request as I never enclosed my £1 payment
26th January - RESENT CCA request with postal order STAPLED to the letter!
31st January - Letter received from Mint enclosing my £10 cheque saying they were unable to complete my request as my letter was unsigned
2nd February - Letter sent to Mint - requesting info again and poiting out letter does not need to be signed as per Niddy's instruction
17th February - Letter received from Mint saying they are dissappointed not to have recevied my payment - also had about 3 or 4 phone calls - not been picked up!
21st February - CCA received Niddy says
22nd - going to blag - missing prescribed terms letter sent
11th March - letter sent saying they have complied and they see no reason to enter in to any further correspondence (letter was dated 25th Feb!
28th March - Payment demand sent by Triton for the full amount
30th March - enough is enough template letter sent to Triton
19th May - lots of calls from Triton
3rd June - Urgent Action Required Letter (datd 19th May!)

Hi

letter received from Try it on - saying

they are dissapointed to note that i have failed to make a payment or satisfactory repayment proposal. They have no alternative otpion but to condsider further action to obtian repayment of the debt.

It may be appropriate for a debt recovery agents to call on me to discuss and agree proprosals for repayment.

They would prefer not to take this action and would very much like me to call them immediately.

Should i send the door step vist threat letter or just ignore??

Cheers

x

[swanfan]

Re: LooLoo's UE Diary

It may be appropriate for a debt recovery agents to call on me to discuss and agree proprosals for repayment.

Maybe just a bluff to get you to contact them.

I'd send the doorstep opne just in case--> Harassment & Threat of Doorstep-Visit Template

[Never-In-Doubt]

Re: LooLoo's UE Diary

Maybe just a bluff to get you to contact them.

I'd send the doorstep opne just in case--> Harassment & Threat of Doorstep-Visit Template

Cheers mate - LooLoo - I agree

[LooLoo]

Re: LooLoo's UE Diary

Merci buckets!

will get it off!