Tweet
Re: spent2much UE diary
update
Originally posted by Spent2much
View Post
Type of account (overdraft)mine
Date commenced (2003)
Approx balance (£246)
Date last paid (22 June 2012)
Are you on arrangement or not paying (was on dmp now stopped paying)
Status (default/cca being sent )
Account owner (HBOS)
9/7/12 cca request
28/9/12 account passed to BLS 3/8/12
received today 26/10/2012
Repayment Plan Arrears £***
We are contacting you about the above account as the repayment plan you agreed is still overdue.
We have previously reminded you about the money you owe and you must pay the amount outstanding straight away. You can do this by calling the number above .
If you do not pay the outstanding amount to bring your account back on track withing 10 days from the date of this letter your account will fall further into arrears, This could result in your repayment plan being cancelled and the full balance of £*** will be due.
If you are exprincing financial difficulties we would suggest you contact a Debt Management Company company such as CAB or cccs . They are fee organisations who will assist you by offering independant advice on your situation.
14/11/12 pay today reminder
13/12/12
from BLS
Please find enclosed a statement of account as requested.
Should you require any further assistance please telephone us.
14/12/12
from BLS it is essential that you contact us TODAY
22/12/12 from Halifax
As we haven't been able to agree a suitable repayment plan we've transferred your HALIFAX debt to dect collection agency. Moorcroft Group Plc, We've instructed Moorcroft Group Plc to arrange collection of the outstanding amount.
Please contact Moorcroft as soon as possible to pay back the outstanding blalance.
28/12/12 from moorcroft
advising me Halifax have instructed them to collect the overdue debt of £246.26
It is a legal requirement to send a notice of intended litigation before legal proceedings in the county Court are issued. We believe that this letter fulfils this requirement even if it is not actually read by you .
To prevent our recommeding to our client that solicitors commence legal proceedings, it is essential that you settle this debt without delay. Payment should be submitted in full within 7 dyas or contact made with this office immediately, by telephone on 000000000000 or by letter, with your payment offer. Both our client and we do not wish to take this action but if agreement cannot be reached by 31/12/12 , a claim may be issued by solicitors to act on behalf of our client without further notice.
WE WOULD DRAW TO YOUR ATTENTION THAT IF JUDGTMENT AND AN ORDER FOR REPAYMENT IN FULL IS OBTAINED AND REMAINS UNPAID, A RANGE OF COURT ENFORCEMENT OPTIONS ARE AVAILABLE TO OUR CLIENT AND APPLICATION FOR ONE OF THESE MAY BE CONSIDERED.
We would emphasise that should judgement be entered agaisnt you this may affect any future credit application you may make elsewhere . Legal cost mentioned also blah blah
10/01/13 from Moorcroft
IMPORTANT INFORMATION-POSSIBLE FURTHER ACTION
To prevent possible further debt recovery action, please send your payment proosal before 15/01/13 or telephone 00000000 within the next 7 days.
If you do not contact us following receipt of this letter we may have no alternative other than to recommend to our clients that they consider possible further debt recovery action against you, which may follow.
23/01/13 from Moorcroft
MONTHLY INSTALMENT OFFER
As we have not received any communication from you with regards to your outstanding account, we feel that you may not be in a postion to meet our repuests to clear the account in full.
In order to stop our recommending to our clients that further debt recovery action is taken we can confirm that we would be prepared to accept a sensible monthly repayment plan that you can afford to maintain.
An illustration of the kind we would be prepared to accept would be £20.00 per month , which would clear your balance in 13 months.
If you wish to take advantage of this repayment opportunity please
contact our offices
Our advisors will also explain to you the payment metiods that we offer direct debit postal payments, online payments etc.
Failure to respond within the next 7 days may leave us with no option but to recommend to our clients that they consider taking further debt recovery action against you .
08/02/2013 from midascreditservices
We are part of the Moorcroft Group and are aware that you have failed to reach a repayment agreement with Morrcroft debt recovery ltd concerning the above account.
As no agreement has been reached we have now been asked to review your account to consider the steps which may be taken in relation to further debt recovery action. The options include recommending one of the following:
*continue in our attempts to contact you by letter and phone.
*referral to our home collection division to instruct a local rep to arrange to call at your home address.
*the possible continued reporting of an adverse entry on your credit file.
*recommendation to our client that they consider arranging for legal action to be taken.
To prevent possible further action you must contact moorcroft
failure to contact moorcroft by the 13/02/13 may result in the recommendation of one of the above steps without further notice .
Date commenced (2003)
Approx balance (£246)
Date last paid (22 June 2012)
Are you on arrangement or not paying (was on dmp now stopped paying)
Status (default/cca being sent )
Account owner (HBOS)
9/7/12 cca request
28/9/12 account passed to BLS 3/8/12
received today 26/10/2012
Repayment Plan Arrears £***
We are contacting you about the above account as the repayment plan you agreed is still overdue.
We have previously reminded you about the money you owe and you must pay the amount outstanding straight away. You can do this by calling the number above .
If you do not pay the outstanding amount to bring your account back on track withing 10 days from the date of this letter your account will fall further into arrears, This could result in your repayment plan being cancelled and the full balance of £*** will be due.
If you are exprincing financial difficulties we would suggest you contact a Debt Management Company company such as CAB or cccs . They are fee organisations who will assist you by offering independant advice on your situation.
14/11/12 pay today reminder
13/12/12
from BLS
Please find enclosed a statement of account as requested.
Should you require any further assistance please telephone us.
14/12/12
from BLS it is essential that you contact us TODAY
22/12/12 from Halifax
As we haven't been able to agree a suitable repayment plan we've transferred your HALIFAX debt to dect collection agency. Moorcroft Group Plc, We've instructed Moorcroft Group Plc to arrange collection of the outstanding amount.
Please contact Moorcroft as soon as possible to pay back the outstanding blalance.
28/12/12 from moorcroft
advising me Halifax have instructed them to collect the overdue debt of £246.26
It is a legal requirement to send a notice of intended litigation before legal proceedings in the county Court are issued. We believe that this letter fulfils this requirement even if it is not actually read by you .
To prevent our recommeding to our client that solicitors commence legal proceedings, it is essential that you settle this debt without delay. Payment should be submitted in full within 7 dyas or contact made with this office immediately, by telephone on 000000000000 or by letter, with your payment offer. Both our client and we do not wish to take this action but if agreement cannot be reached by 31/12/12 , a claim may be issued by solicitors to act on behalf of our client without further notice.
WE WOULD DRAW TO YOUR ATTENTION THAT IF JUDGTMENT AND AN ORDER FOR REPAYMENT IN FULL IS OBTAINED AND REMAINS UNPAID, A RANGE OF COURT ENFORCEMENT OPTIONS ARE AVAILABLE TO OUR CLIENT AND APPLICATION FOR ONE OF THESE MAY BE CONSIDERED.
We would emphasise that should judgement be entered agaisnt you this may affect any future credit application you may make elsewhere . Legal cost mentioned also blah blah
10/01/13 from Moorcroft
IMPORTANT INFORMATION-POSSIBLE FURTHER ACTION
To prevent possible further debt recovery action, please send your payment proosal before 15/01/13 or telephone 00000000 within the next 7 days.
If you do not contact us following receipt of this letter we may have no alternative other than to recommend to our clients that they consider possible further debt recovery action against you, which may follow.
23/01/13 from Moorcroft
MONTHLY INSTALMENT OFFER
As we have not received any communication from you with regards to your outstanding account, we feel that you may not be in a postion to meet our repuests to clear the account in full.
In order to stop our recommending to our clients that further debt recovery action is taken we can confirm that we would be prepared to accept a sensible monthly repayment plan that you can afford to maintain.
An illustration of the kind we would be prepared to accept would be £20.00 per month , which would clear your balance in 13 months.
If you wish to take advantage of this repayment opportunity please
contact our offices
Our advisors will also explain to you the payment metiods that we offer direct debit postal payments, online payments etc.
Failure to respond within the next 7 days may leave us with no option but to recommend to our clients that they consider taking further debt recovery action against you .
08/02/2013 from midascreditservices
We are part of the Moorcroft Group and are aware that you have failed to reach a repayment agreement with Morrcroft debt recovery ltd concerning the above account.
As no agreement has been reached we have now been asked to review your account to consider the steps which may be taken in relation to further debt recovery action. The options include recommending one of the following:
*continue in our attempts to contact you by letter and phone.
*referral to our home collection division to instruct a local rep to arrange to call at your home address.
*the possible continued reporting of an adverse entry on your credit file.
*recommendation to our client that they consider arranging for legal action to be taken.
To prevent possible further action you must contact moorcroft
failure to contact moorcroft by the 13/02/13 may result in the recommendation of one of the above steps without further notice .
Comment