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  • #76
    Re: 925pws UE diary

    UPDATE:

    Halifax
    • Type of account: CC 2
    • Date commenced: 10 + years
    • Approx balance: £12,000
    • Date last paid May 2012
    • Are you on arrangement or not paying: not paying from June
    • Status up to date
    • Account owner: Halifax


    06/06/12 cancelled DMP
    06/06/12 requested CCA
    09/07/12 reconstituted CCA received and emailed to Niddy for comment
    12/07/12 Niddy says
    23/07/12 Sent MPT letter as well as Harassment Letter nicely rolled in to one
    30/07/12 Letter received from Halifax stating you have not paid - no shit Sherlock!
    20/08/12 Letter received from Halifax asking me to call to arrange payment - don't think so matey

    Comment


    • #77
      Re: 925pws UE diary

      See what happens with the two HBOS accounts above - keep us updated
      I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

      If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

      Comment


      • #78
        Re: 925pws UE diary

        Originally posted by Never-In-Doubt View Post
        See what happens with the two HBOS accounts above - keep us updated
        Thanks Niddy - will do. They have yet to respond to my MPT letter or harassment letter but I'm in no hurry. Just the usual crap coming through the door. Will keep posting as they arrive.

        Comment


        • #79
          Re: 925pws UE diary

          Originally posted by 925pws View Post
          Thanks Niddy - will do. They have yet to respond to my MPT letter or harassment letter but I'm in no hurry. Just the usual crap coming through the door. Will keep posting as they arrive.
          Nice one - cheers
          I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

          If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

          Comment


          • #80
            Re: 925pws UE diary

            Originally posted by 925pws View Post
            UPDATE:

            Halifax
            • Type of account: Loan
            • Date commenced: 2009
            • Approx balance: 12,000
            • Date last paid: May
            • Are you on arrangement or not paying: not paying from June
            • Status default
            • Account owner: Blair, Oliver & Scott


            06/06/12 cancelled DMP
            06/06/12 requested CCA
            25/06/12 received CCA
            26/06/12 emailed CCA to Niddy and will await his suggestions
            26/06/12 Niddy says

            14/07/12 Letter from Blair, Oliver, Scott saying they are servicing this a/c. Filed.
            23/07/12 Sent MPT letter to BOS.
            26/07/12 Bunch of phoned my work this morning. Have just sent off Harrassment letter.
            03/08/12 Letter from Halifax stating: sorry you have had to complain, we are looking in to this and will respond in due course. Filed
            10/08/12 Letter from BOS saying I haven't paid. Have filed as they still haven't answered my letter of 3rd which contained MPT and Harrassment points.
            20/08/12 Letter from Halifax advising I haven't paid. Filed.
            25/08/12 Letter from BOS threatening all kinds of things if I don't pay immediately or contact them to arrange payment.
            Hi folks, what should I send this lot? The usual threatening stuff but don't like the sound of door step visit. Should I send door step letter or sold while in dispute or both. Just not sure. Your suggestions are appreciated. Thank you.

            Comment


            • #81
              Re: 925pws UE diary

              Originally posted by 925pws View Post
              Hi folks, what should I send this lot? The usual threatening stuff but don't like the sound of door step visit. Should I send door step letter or sold while in dispute or both. Just not sure. Your suggestions are appreciated. Thank you.


              Both if it was me, but there again only my opinion.
              I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

              If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

              Comment


              • #82
                Re: 925pws UE diary

                Originally posted by 925pws View Post
                UPDATE:

                Halifax
                • Type of account: CC 2
                • Date commenced: 10 + years
                • Approx balance: £12,000
                • Date last paid May 2012
                • Are you on arrangement or not paying: not paying from June
                • Status up to date
                • Account owner: Halifax


                06/06/12 cancelled DMP
                06/06/12 requested CCA
                09/07/12 reconstituted CCA received and emailed to Niddy for comment
                12/07/12 Niddy says
                23/07/12 Sent MPT letter as well as Harassment Letter nicely rolled in to one
                30/07/12 Letter received from Halifax stating you have not paid - no shit Sherlock!
                20/08/12 Letter received from Halifax asking me to call to arrange payment - don't think so matey
                25/08/12 Letter received asking for payment or they will call the house.
                Not sure what to send this lot, the letter said they would 'call the house' does this mean call AT the house or phone the house? Goodness knows but wondering if I should send doorstep letter? Thanks as usual guys.

                Comment


                • #83
                  Re: 925pws UE diary

                  Originally posted by 925pws View Post
                  Hi folks, what should I send this lot? The usual threatening stuff but don't like the sound of door step visit. Should I send door step letter or sold while in dispute or both. Just not sure. Your suggestions are appreciated. Thank you.
                  I Would just send this for now--------> Harassment & Threat of Doorstep-Visit..........
                  I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                  If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                  Comment


                  • #84
                    Re: 925pws UE diary

                    Originally posted by 925pws View Post
                    Not sure what to send this lot, the letter said they would 'call the house' does this mean call AT the house or phone the house? Goodness knows but wondering if I should send doorstep letter? Thanks as usual guys.


                    Ah! that wording again, usually means telephone pestering.
                    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                    Comment


                    • #85
                      Re: 925pws UE diary

                      UPDATE:

                      Halifax
                      • Type of account: Loan
                      • Date commenced: 2009
                      • Approx balance: 12,000
                      • Date last paid: May
                      • Are you on arrangement or not paying: not paying from June
                      • Status default
                      • Account owner: Blair, Oliver & Scott


                      06/06/12 cancelled DMP
                      06/06/12 requested CCA
                      25/06/12 received CCA
                      26/06/12 emailed CCA to Niddy and will await his suggestions
                      26/06/12 Niddy says

                      14/07/12 Letter from Blair, Oliver, Scott saying they are servicing this a/c. Filed.
                      23/07/12 Sent MPT letter to BOS.
                      26/07/12 Bunch of phoned my work this morning. Have just sent off Harrassment letter.
                      03/08/12 Letter from Halifax stating: sorry you have had to complain, we are looking in to this and will respond in due course. Filed
                      10/08/12 Letter from BOS saying I haven't paid. Have filed as they still haven't answered my letter of 3rd which contained MPT and Harrassment points.
                      20/08/12 Letter from Halifax advising I haven't paid. Filed.
                      25/08/12 Letter from BOS threatening all kinds of things if I don't pay immediately or contact them to arrange payment.
                      28/08/12 Sent doorstep visit letter.

                      Comment


                      • #86
                        Re: 925pws UE diary

                        UPDATE:

                        Halifax
                        • Type of account: CC 2
                        • Date commenced: 10 + years
                        • Approx balance: £12,000
                        • Date last paid May 2012
                        • Are you on arrangement or not paying: not paying from June
                        • Status up to date
                        • Account owner: Halifax


                        06/06/12 cancelled DMP
                        06/06/12 requested CCA
                        09/07/12 reconstituted CCA received and emailed to Niddy for comment
                        12/07/12 Niddy says
                        23/07/12 Sent MPT letter as well as Harassment Letter nicely rolled in to one
                        30/07/12 Letter received from Halifax stating you have not paid - no shit Sherlock!
                        20/08/12 Letter received from Halifax asking me to call to arrange payment - don't think so matey
                        25/08/12 Letter received asking for payment or they will call the house.
                        28/08/12 Sent doorstep visit letter as wasn't sure if they meant phone the house or call. In any case they have yet to respond to the harassment letter and MPT letter I sent. Think they are getting their knickers in a twist over these letters

                        Comment


                        • #87
                          Re: 925pws UE diary

                          Originally posted by 925pws View Post
                          UPDATE:

                          Halifax
                          • Type of account: CC 2
                          • Date commenced: 10 + years
                          • Approx balance: £12,000
                          • Date last paid May 2012
                          • Are you on arrangement or not paying: not paying from June
                          • Status up to date
                          • Account owner: Halifax


                          06/06/12 cancelled DMP
                          06/06/12 requested CCA
                          09/07/12 reconstituted CCA received and emailed to Niddy for comment
                          12/07/12 Niddy says
                          23/07/12 Sent MPT letter as well as Harassment Letter nicely rolled in to one
                          30/07/12 Letter received from Halifax stating you have not paid - no shit Sherlock!
                          20/08/12 Letter received from Halifax asking me to call to arrange payment - don't think so matey
                          25/08/12 Letter received asking for payment or they will call the house.
                          28/08/12 Sent doorstep visit letter as wasn't sure if they meant phone the house or call. In any case they have yet to respond to the harassment letter and MPT letter I sent. Think they are getting their knickers in a twist over these letters


                          Usually just the wording = call the house, telephone harrasement. But could freighten people who are non the wiser, they play with words.
                          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                          Comment


                          • #88
                            Re: 925pws UE diary

                            Originally posted by 925pws View Post
                            Not sure what to send this lot, the letter said they would 'call the house' does this mean call AT the house or phone the house? Goodness knows but wondering if I should send doorstep letter? Thanks as usual guys.
                            Its a typically vaguely worded letter, intended to create EXACTLY the confusion above.

                            I'm not sure how they intend to talk to the house once they call it.

                            I guess they may try to call you, but you won't speak to these people on the phone right?

                            Its intended to provoke a reaction and get you to call them. Don't fall for it!

                            Best
                            SnV
                            "I fear all we have done is to awaken a sleeping giant and fill him with a terrible resolve."

                            The consumer is that sleeping giant.!!



                            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                            Comment


                            • #89
                              Re: 925pws UE diary

                              Originally posted by SaltnVinegar View Post
                              Its a typically vaguely worded letter, intended to create EXACTLY the confusion above.

                              I'm not sure how they intend to talk to the house once they call it.

                              I guess they may try to call you, but you won't speak to these people on the phone right?

                              Its intended to provoke a reaction and get you to call them. Don't fall for it!

                              Best
                              SnV
                              Hi SnV
                              Oh crickey would never speak to this lot. Thing is, as I haven't been responding to the letters to date I do think they are lonely lol. So just to show how much I still love them I thought the doorstep visit letter would keep them happy for a little while longer

                              Comment


                              • #90
                                Re: 925pws UE diary

                                Originally posted by 925pws View Post
                                Hi SnV
                                Oh crickey would never speak to this lot. Thing is, as I haven't been responding to the letters to date I do think they are lonely lol. So just to show how much I still love them I thought the doorstep visit letter would keep them happy for a little while longer


                                You are so thoughtful, but you mistake their brain, they no understandeee.
                                I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                                If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                                Comment

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