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Re: Help with Unenforceability
..... But first get what you can out of all accounts
..... But first get what you can out of all accounts
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Re: Help with Unenforceability
Haha thank you.
Just ditched a few (over limit).Last edited by 1NightInIbiza; 27 November 2013, 12:13.Comment
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Re: Help with Unenforceability
Why don't you create an UE diary and let us help you instead of half-heartedly doing it like this; where invariably errors will occur
I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.ukComment
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Re: Help with Unenforceability
Wasn't sure whether to make one, but yea you're right!
Think this is the right format?? http://forums.all-about-debt.co.uk/s...za-s-UE-Diary!Comment
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Re: Help with Unenforceability
Hi Wondering if anyone can help
Have been as usual reading the threads but 1st credit have been quiet up until recently, my account was sold from HBOS in july 2012. Went back and forth to a number of dca's haven't paid in about 3 years. Recently 1st credit have been sending letter about 3 a week for the last 2 weeks, stating I need to repay, then offering me a discount(not a good one), now saying they will send a doorstep agent to recover repayments. Should I send anything off, when I last had an issue Niddy said to ignore, but that was a while ago, he had also said my agreement looked ok but due to them changing the interest rates without informing me and I never remember signing a credit card form with them as I had signed for a loan only which was paid off years ago) I decided on this route. Should I keep ignoring or send something? thanks very much,Comment
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Re: Help with Unenforceability
Send a CCA request and £1.....I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.ukComment
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Re: Help with Unenforceability
HiOriginally posted by Never-In-Doubt View Post
Ok even though I have done this with all the dca's it has been passed to? 1st credit sent me a wad of statements too in the post though I didn't ask for them, I have followed all your points, ccs req, then sold whilst in dispute, then agreement received but decided to forge ahead due to issues with interest etc and signature. Then final stand letter, then I received NOA, and the repayment letters or action will be taken, so do I start right back from the beginning again even though it is same dca I am dealing with and have done it all before.thanksComment
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Re: Help with Unenforceability
just send it off and lets us know what comes backComment
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Re: Help with Unenforceability
hi ok, so just received my signed agreement from 1st credit along with all the statements they have. (Sent this agreement to NID a few years ago and he said it looked ok, but as they tried to change interest on me without letting me close the account first we were just going to keep going without paying to see what happened? Any help now as to what to do, they non stop at the minute letters constantly. thanks very much.Originally posted by MrsD View PostComment
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I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: Help with Unenforceability
hi, can anyone help with my request? post number 324 from 1st april. Should I ignore them or send something back? After I received the agreement etc I received another letter asking me to phone them so they could help me with repayments. thanksOriginally posted by Deepie View PostJust hold on a day or two....should have new template letters ready
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Re: Help with Unenforceability
You need to re registerOriginally posted by Aile5 View Post
--->http://forums.all-about-debt.co.uk/s...l=1#post389442I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: Help with Unenforceability
You probably already know this, but just in case...don't do anything over the telephone with them, you will not have any proof of the conversations that you have had and might need to produce evidence in the future, so everything has to be in writing! I'm learning too!Originally posted by Aile5 View Post
Never argue with an idiot. He will drag you down to his level and beat you with experience.Comment
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Re: Help with Unenforceability
oh hadn't realised thanks, just did it, awaiting admin to confirm registration. thanksOriginally posted by Deepie View PostComment
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