Originally posted by Qwerty
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You need to start a new thread with the basic details of the debt first so suggestions and help can be given in context. Once you've done that the credit agreement can be emailed to Niddy for an opinion on its enforceability, but there's more to it than the credit agreement document.
Use this format >
- Type of account (credit card/loan/overdraft)
- Date commenced (ideally before April 2007)
- Approx balance
- Date last paid (approximate date you last made a FULL payment)
- Are you on arrangement or not paying
- Status (default/in arrears/up-to-date)
- Account owner (who is writing to you, a DCA or the lender or debt purchaser)
I look forward to helping you.
Di
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