Hello NID,
I've just come across your site and I've spent the past hour or so trying to familiarise myself with how it all works. I think I'm getting there
To cut a long story short I have recently written off to all my OCs / DCAs to request copies of my CCAs. There are six in total. Two have responded just acknowledging my request, one has actually supplied me with a copy of my CCA and the other three I have heard nothing from.
I wrote to them all on the 27th April 2018 - so over the 12 days I believe that they should respond within??
I have a couple of questions that I'm hoping you can help me with please:
1. Is the CCA I have been sent enforceable?
2. What should I do whilst I am waiting for the others to reply? Should I write to them again? - note I did not send them recorded delivery so I cant be sure they received them
3. I also have an overdraft debt. Is there anything similar to requesting a CCA with a view to seeing if it's enforceable for that or not?
All seven of my debts are defaulted and I am paying token payments of £1 to each every month.
Thank you
I've just come across your site and I've spent the past hour or so trying to familiarise myself with how it all works. I think I'm getting there
To cut a long story short I have recently written off to all my OCs / DCAs to request copies of my CCAs. There are six in total. Two have responded just acknowledging my request, one has actually supplied me with a copy of my CCA and the other three I have heard nothing from.
I wrote to them all on the 27th April 2018 - so over the 12 days I believe that they should respond within??
I have a couple of questions that I'm hoping you can help me with please:
1. Is the CCA I have been sent enforceable?
2. What should I do whilst I am waiting for the others to reply? Should I write to them again? - note I did not send them recorded delivery so I cant be sure they received them
3. I also have an overdraft debt. Is there anything similar to requesting a CCA with a view to seeing if it's enforceable for that or not?
All seven of my debts are defaulted and I am paying token payments of £1 to each every month.
Thank you
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