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  • #1

    Citibank no CCA

    Just this minute received letter from Ruthbrige acting for Cabot who are acting for Citibank, following recent correspondence they want me to phone & discuss the issues raised in further detail!!!, Citibank have admitted due to the age of this CC account they do not have the CCA, Cabot stated that it does not rely on the original lender to provide information (yeah ok), I asked for CCA in April 2012, obviously it's not going to turn up.
    Would it be a good idea to to send Account in Dispute letter??
    Tags: 2012, account, accounts, admitted, april, cabot, cca, citibank, debt, fine, hsbc, information, issues, letter, no agreement, no cca, people, phone, templates, unenforceability
  • #2
    Re: Citibank no CCA

    Originally posted by rob350 View Post
    Just this minute received letter from Ruthbrige acting for Cabot who are acting for Citibank, following recent correspondence they want me to phone & discuss the issues raised in further detail!!!, Citibank have admitted due to the age of this CC account they do not have the CCA, Cabot stated that it does not rely on the original lender to provide information (yeah ok), I asked for CCA in April 2012, obviously it's not going to turn up.
    Would it be a good idea to to send Account in Dispute letter??
    Do you have that letter ?
    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

    Comment

    • #3
      Re: Citibank no CCA

      Originally posted by rob350 View Post
      Just this minute received letter from Ruthbrige acting for Cabot who are acting for Citibank, following recent correspondence they want me to phone & discuss the issues raised in further detail!!!, Citibank have admitted due to the age of this CC account they do not have the CCA, Cabot stated that it does not rely on the original lender to provide information (yeah ok), I asked for CCA in April 2012, obviously it's not going to turn up.
      Would it be a good idea to to send Account in Dispute letter??
      No do not send that, as above - do you have the letter confirming no agreement can be found? If so copy it and respond with one of these and a copy of that letter ---> Our Templates | Unenforceability Templates | CCA Query - Letter Previously Confirming No CCA
      I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

      If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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      • #4
        Re: Citibank no CCA

        Originally posted by in 2 deep View Post
        Do you have that letter ?
        Yes, in lap now!

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        • #5
          Re: Citibank no CCA

          Originally posted by rob350 View Post
          Yes, in lap now!
          Awesome - see this then....

          Originally posted by Never-In-Doubt View Post
          No do not send that, as above - do you have the letter confirming no agreement can be found? If so copy it and respond with one of these and a copy of that letter ---> Our Templates | Unenforceability Templates | CCA Query - Letter Previously Confirming No CCA
          I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

          If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

          Comment

          • #6
            Re: Citibank no CCA

            Originally posted by rob350 View Post
            Yes, in lap now!
            See Never-in-Doubt's post above.........
            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

            Comment

            • #7
              Re: Citibank no CCA

              Originally posted by Never-In-Doubt View Post
              No do not send that, as above - do you have the letter confirming no agreement can be found? If so copy it and respond with one of these and a copy of that letter ---> Our Templates | Unenforceability Templates | CCA Query - Letter Previously Confirming No CCA
              Will be in post tonite, by the way its for £12063.07

              Thanks you for advise

              Comment

              • #8
                Re: Citibank no CCA

                Originally posted by rob350 View Post
                Will be in post tonite, by the way its for £12063.07
                Ooooooh so you're now £12k better off - well done that man
                I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                Comment

                • #9
                  Re: Citibank no CCA

                  Well done Rob, love good news on here
                  "If wishes were horses, beggars would ride"

                  Comment

                  • #10
                    Re: Citibank no CCA

                    Originally posted by Never-In-Doubt View Post
                    Ooooooh so you're now £12k better off - well done that man
                    Thanks will sleep a bit easier tonite

                    Comment

                    • #11
                      Re: Citibank no CCA

                      Rob that's excellent news mate. Well done bet you are well chuffed!
                      When Gold isn't enough, there is SA Gold! New to the forum and find the UE route a bit scary? Take a look at my diary here and judge for yourself. I am now saving the money each month that was making little difference to the balance and not a bit of difference to my credit file as a result of finding AAD.


                      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                      If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                      Comment

                      • #12
                        Re: Citibank no CCA

                        Originally posted by Flowerpower
                        I see you are now fully convinced about the 'magic' of UE?
                        So much so I am following thread whilst sat on the train!
                        Love it!
                        When Gold isn't enough, there is SA Gold! New to the forum and find the UE route a bit scary? Take a look at my diary here and judge for yourself. I am now saving the money each month that was making little difference to the balance and not a bit of difference to my credit file as a result of finding AAD.


                        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                        Comment

                        • #13
                          Re: Citibank no CCA

                          Originally posted by missy View Post
                          Rob that's excellent news mate. Well done bet you are well chuffed!
                          Would like to be a fly on the wall when they get the letter in the morning!

                          Comment

                          • #14
                            Re: Citibank no CCA

                            Originally posted by rob350 View Post
                            Would like to be a fly on the wall when they get the letter in the morning!
                            Oh yes! Please post back with the news!
                            When Gold isn't enough, there is SA Gold! New to the forum and find the UE route a bit scary? Take a look at my diary here and judge for yourself. I am now saving the money each month that was making little difference to the balance and not a bit of difference to my credit file as a result of finding AAD.


                            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                            Comment

                            • #15
                              Re: Citibank no CCA

                              Brilliant news, well done :

                              Comment

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