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niddy mentioned some time ago about my two santander credit cards that i might have a case of irresposable lending anybody know how i should start this journey,
i had a pre approved form come thru the post that i returned to santander,never heard out for sometime and thought it must have been declined,i had to pay a cheque in a few weeks later were the woman on the till informed me i had been pre approved a card i explained i had already applied by post so she looked on the system and told me there was nout and it must have gone walkabout she told me the person who deals with this sort of thing was in the office and could go thru it with me,so explained it all again and she looked into it and said the same nowt on the system so she went thru the applicatin prosess with me she asked my income i sais 275 a week [i think] at the time then asked what other cards i had,i started telling her and she said we will only put one card down or the computer might reject it cos you already owe quite a bit [i wasnt gonna argue as the card was gonna give me more breathing space anyway next thing i knew two cards arrived both with £8400 credit limit on hence me holding my head above water for another couple of years like i said in the beginning how do i start this journey,by the way santander have been by far the worst of my crediters to deal with
i had a pre approved form come thru the post that i returned to santander,never heard out for sometime and thought it must have been declined,i had to pay a cheque in a few weeks later were the woman on the till informed me i had been pre approved a card i explained i had already applied by post so she looked on the system and told me there was nout and it must have gone walkabout she told me the person who deals with this sort of thing was in the office and could go thru it with me,so explained it all again and she looked into it and said the same nowt on the system so she went thru the applicatin prosess with me she asked my income i sais 275 a week [i think] at the time then asked what other cards i had,i started telling her and she said we will only put one card down or the computer might reject it cos you already owe quite a bit [i wasnt gonna argue as the card was gonna give me more breathing space anyway next thing i knew two cards arrived both with £8400 credit limit on hence me holding my head above water for another couple of years like i said in the beginning how do i start this journey,by the way santander have been by far the worst of my crediters to deal with
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