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  • Re: Niddy vs HSBC

    ^^^ did she back you over a bad ombudsman decision though....?
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    • Re: Niddy vs HSBC

      Mine was an odd case because the Ombudsman had upheld my complaint but got the comp/consequences wrong. But it wasn't a dissimilar situation to yours. The FOS has agreed that HSBC got it wrong (partially upheld your complaint) and says that the bank should refund you. But the FOS got the bit about removing your CRA default wrong. It's a subtle but important point. Without doubt you should fight your corner on this error of judgment.

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      • Re: Niddy vs HSBC

        Originally posted by Never-In-Doubt View Post
        ^^^ did she back you over a bad ombudsman decision though....?
        She didn't formally overturn the Ombudsman's Decision (i.e. it wasn't re-written) because she hasn't the power to do that. But she did agree that it was flawed in some areas. Her report concluded that I should seek redress against the Mortgage Express for damages through the courts. That's the same thing as saying the Ombudsman got it wrong.

        That was good enough for me

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        • Re: Niddy vs HSBC

          What ever did happen about this one, Niddy? :P


          TibetanMonk
          On Debt Row

          AAD has so much to offer and wants so little back. Take advantage while you can.

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          • Re: Niddy vs HSBC

            I won. They lost
            I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

            If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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            • Re: Niddy vs HSBC

              Originally posted by Never-In-Doubt View Post
              I won. They lost
              Great news!
              Never argue with an idiot. He will drag you down to his level and beat you with experience.

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              • Re: Niddy vs HSBC

                Oh not like you think. I told them to get f*cked. Never heard from them since!!

                I actually quoted Pressdram v Arkell
                I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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                • Re: Niddy vs HSBC

                  Originally posted by Never-In-Doubt View Post
                  I won. They lost
                  Aww brilliant news mate! Bet you're well chuffed. :P Niddy 1 - HSBC 0


                  TibetanMonk
                  On Debt Row

                  AAD has so much to offer and wants so little back. Take advantage while you can.

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                  • Re: Niddy vs HSBC

                    Originally posted by Never-In-Doubt View Post
                    Oh not like you think. I told them to get f*cked. Never heard from them since!!

                    I actually quoted Pressdram v Arkell
                    Oh so you didnt get a payout? Let's take them to court together.


                    TibetanMonk
                    On Debt Row

                    AAD has so much to offer and wants so little back. Take advantage while you can.

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                    • Re: Niddy vs HSBC

                      Sod that. I told them to do one with my 4 accounts as well as the fraudulent accounts.

                      Sod em.
                      I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                      If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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                      • Re: Niddy vs HSBC

                        Originally posted by Never-In-Doubt View Post
                        Sod that. I told them to do one with my 4 accounts as well as the fraudulent accounts.

                        Sod em.
                        Good. Glad to hear it.


                        TibetanMonk
                        On Debt Row

                        AAD has so much to offer and wants so little back. Take advantage while you can.

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                        • Re: Niddy vs HSBC

                          another victory!
                          When Gold isn't enough, there is SA Gold! New to the forum and find the UE route a bit scary? Take a look at my diary here and judge for yourself. I am now saving the money each month that was making little difference to the balance and not a bit of difference to my credit file as a result of finding AAD.



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