Your AAD Forum Username
thetinman
Name of Claimant
Marlin Europe V Limited
Name of Claimant's Solicitors
Mortimer Clarke Solicitors
Claim Issue Date
22 February 2017
Who Signed the Claim Form?
The Solicitor Firm (i.e. Joe Blogs Solicitor)
How much is being Claimed?
Over £10,000
Have you Submitted the AoS Response?
No
If Yes, when was the AoS Submitted
-
Details of Claim
northern rock
Type of account (loan)
Date commenced. 2004
Date last paid. sept: 2013
paying £1 token payment stopped in 2013
Status (in arrears)
Account owner. northern rock
got this over the internet in 2004, they sent me a agreement in 2004 which I signed and it is the only original agreement I have a copy of which I kept for some sad reason, dont think its worth a cca check.
Nov:2013 debt sold letter, Marlin europe v limited new owners.
Dec 2013: sent cca request
Jan 2014: recevied cca, niddy says unenforceable, because there are no prescribed terms on the agreement.
Feb 2014: letter from marlin, referring to mortimer clarke solicitors to review and determine if legal action should commence.
feb 2014: sent them cca query missing prescribed terms.
March 2015:marlin new name letter.
Aug 2015: received same cca.
Aug 2015: sent them cca query missing prescribed terms again.
Sept 2015: received same cca sent to niddy to check. niddy says unenforceable.
Oct 2015: received letter saying account to be reviewed to see whether we should commence legal action.
Dec 2015: received letter from Mc solicitors saying make payment arrangements within 14 days or they will start court action.
Dec 2015: sent solicitors letter before action.
Dec 2015: received letter from Mc solicitors action on hold while they request documentation from there client.
Nov 2016: I received a letter from mc solicitors saying we have reviewed the file ( after 12 months ) and sent me a set of copy documents ( same as last year ), credit agreement, terms & conditions, statement of account, notice of assignment, saying that there client feels that this satisfy the cca request made last year, and is clear evidence i am liable for the outstanding debt, they go on to say i have 14 days to put forward repayment proposals, and if i do not give a responce our client has instructed us to apply for a county court cliam.
thetinman
Name of Claimant
Marlin Europe V Limited
Name of Claimant's Solicitors
Mortimer Clarke Solicitors
Claim Issue Date
22 February 2017
Who Signed the Claim Form?
The Solicitor Firm (i.e. Joe Blogs Solicitor)
How much is being Claimed?
Over £10,000
Have you Submitted the AoS Response?
No
If Yes, when was the AoS Submitted
-
Details of Claim
northern rock
Type of account (loan)
Date commenced. 2004
Date last paid. sept: 2013
paying £1 token payment stopped in 2013
Status (in arrears)
Account owner. northern rock
got this over the internet in 2004, they sent me a agreement in 2004 which I signed and it is the only original agreement I have a copy of which I kept for some sad reason, dont think its worth a cca check.
Nov:2013 debt sold letter, Marlin europe v limited new owners.
Dec 2013: sent cca request
Jan 2014: recevied cca, niddy says unenforceable, because there are no prescribed terms on the agreement.
Feb 2014: letter from marlin, referring to mortimer clarke solicitors to review and determine if legal action should commence.
feb 2014: sent them cca query missing prescribed terms.
March 2015:marlin new name letter.
Aug 2015: received same cca.
Aug 2015: sent them cca query missing prescribed terms again.
Sept 2015: received same cca sent to niddy to check. niddy says unenforceable.
Oct 2015: received letter saying account to be reviewed to see whether we should commence legal action.
Dec 2015: received letter from Mc solicitors saying make payment arrangements within 14 days or they will start court action.
Dec 2015: sent solicitors letter before action.
Dec 2015: received letter from Mc solicitors action on hold while they request documentation from there client.
Nov 2016: I received a letter from mc solicitors saying we have reviewed the file ( after 12 months ) and sent me a set of copy documents ( same as last year ), credit agreement, terms & conditions, statement of account, notice of assignment, saying that there client feels that this satisfy the cca request made last year, and is clear evidence i am liable for the outstanding debt, they go on to say i have 14 days to put forward repayment proposals, and if i do not give a responce our client has instructed us to apply for a county court cliam.
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