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[CLOSED-coninues in AAD+ Legal Portal] Lowell Portfolio ( Lowells Solicitors ) v Swaroman

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  • [CLOSED-coninues in AAD+ Legal Portal] Lowell Portfolio ( Lowells Solicitors ) v Swaroman

    Your AAD Forum Username

    Swaroman

    Name of Claimant

    Lowell Portfolio

    Name of Claimant's Solicitors

    Lowells Solicitors

    Claim Issue Date

    16 February 2016

    Who Signed the Claim Form?

    The Solicitor Firm (i.e. Joe Blogs Solicitor)

    How much is being Claimed?

    Under £10,000

    Have you Submitted the AoS Response?

    No

    If Yes, when was the AoS Submitted

    -

    Details of Claim

    The claim is for a Jaeger store card, the balance is circa £760. I CCA'd the DCA using a AAD template letter dated 30 January 2016, after they sent an LBA letter to me. No reply has been forthcoming to the CCA request.
    Lowells are claiming the £60 court costs, £ 70 for their legal rep's costs and statutory interest; which cumulatively add on another £190.
    The debt would've been SB as at April 2016.
    Plan B has kindly assisted in directing me re the AoS that I'll need to submit online in the days ahead.
    Last edited by Swaroman; 29 February 2016, 23:09. Reason: additional information.

  • #2
    Re: Lowell Portfolio ( Lowells Solicitors ) v Swaroman - Issued 16 February 2016

    The good news is that Lowells are currently in default of your CCA request sent on 30th January 2016.

    Did you send it Royal Mail Recorded Delivery and/or did they send you an acknowledgement letter ideally saying they haven't got the documents so will have to ask the OC for them?

    You should now file your AOS online stating you intend to defend all of the claim.

    Then send Lowells solicitors the CPR 31.14 letter and edit to include the date you sent your CCA request. You can download the letter in Word format in the AAD+ section or copy it from here http://forums.all-about-debt.co.uk/s...l=1#post495048

    Plan B x

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    • #3
      Re: Lowell Portfolio ( Lowells Solicitors ) v Swaroman - Issued 16 February 2016

      Hello Plan B
      Thanks for your guidance here - I have proof of postage (Signed For 1st Class, dated 30.1.16), and no acknowledgement at all from Lowells. So, will follow your instructions in full.
      Will keep you all up to date.
      Swaro

      Comment


      • #4
        Re: [CLOSED-coninues in AAD+ Legal Portal] Lowell Portfolio ( Lowells Solicitors ) v Swaroman

        Case now continues in AAD+ Legal Claim Portal: http://forums.all-about-debt.co.uk/s...-February-2016

        How to join AAD+: http://forums.all-about-debt.co.uk/aad-members.php

        **** THREAD CLOSED ****

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