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Roscoe UE Diary
Hi everyone, I’m a newcomer but in need of a lot of help. My journey into debt began a long time ago but accelerated with the financial crash. I was self-employed and one of 3 directors of a small limited company from 2003-2007. The business was doing quite well but began to lose customers and contracts...
- 10 likes
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Need advice on three credit cards I can no longer manage
Hi, I am looking for help on behalf of my daughter , if this is not ok then I will get her to open her own account, but she has a lot on divorce wise at the moment and I suggested you guys on here could help ease things a little with credit cards. She has 3, Cahoot, Lloyds and Co op . Undergoing a...
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DWP claiming over payment of late nans pension
Basically when my nan died last year the dwp wrote to my mum and said they had been paying the wrong amount to my nan all these years and sent the amount underpaid to her. 800 quid. We got a letter last week again from dwp now saying she was overpaid. Another letter will be coming soon breaking down...
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HMRC's taxing you on interest you've not been paid!
HMRC's taxing you on interest you've not been paid!
This is a duplicate of the Blog Entry made on: 8th June 2016 17:25
Pensioners left out of pocket as tax codes are switched in sneaky raid...
- Savers being forced to survive on reduced incomes due to bungled tax
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It's HOW much to raise a child?
The average cost of raising a child from birth to the age of 21 in modern Britain is £231,843, according to a new report by an insurance company.
More ---> http://www.bbc.co.uk/news/business-35582644
What I would do with half a million ?
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Stepchange dmp
ive been in dmp since May 2014. Owed debt approx 21k 10 creditors. I've recently changed jobs and have substantial increase in salary. I am really worried and stressed that when I come to my review stepchange will take all the additional monies from me and I will be left again with very little money...
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Advice needed
Hi Guys, not sure if this is in the right place. just wanted some advice. My sons girlfriend has had a 25% share in a small company with an ex boyfriend for the past 20yrs, he takes all the profits and pays her a wage. Both are directors and both are share holders although she only has 25%. Part of...
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Travelling to work 'is work', European court rules
Travelling to work 'is work', European court rules
This is a duplicate of the Blog Entry made on 11th September 2015 17:26.
Time spent travelling to and from first and last appointments by workers without a fixed office should be regarded as working time, the European......
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Only 1 in 3 will get the flat-rate £148 state pension in full
Only 1 in 3 will get the flat-rate £148 state pension in full
This is a duplicate of the Blog Entry made on 23rd July 2015 07:24.
*Ministers promised it was for everyone but missed contributions hit an extra 100,000 workers* * *New pension was unveiled as a way of ending......
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Cash-strapped trying to bend pension transfer rules
Cash-strapped trying to bend pension transfer rules
This is a duplicate of the Blog Entry made on 6th June 2015 10:56.
*People with a final salary pension who are desperate to access their cash are asking financial advisers to bend the new pension freedom rules. *...
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Final Notice - Potential LBA?
Hey guys,
Received a letter from MKRR statng the following:-
What do I do?
I sent a CCA request last year to Barclaycard who then provided just T&C's, I then sent the T's&C's template and never heard anything back, Niddy said if thats all...
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Long-delayed report into near collapse of HBOS faces fresh hold-ups after being caught in.......
Long-delayed report into near collapse of HBOS faces fresh hold-ups after being caught in.......
This is a duplicate of the Blog Entry made on 19th May 2015 08:11.
*....in another phase of legal wrangling with disgraced former executives* The long-delayed report into the...
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Barclays Closing my Account?!
Hey all,
Barclays wrote to me yesterday and have advised they're closing my account?
I have no idea why as I don't have an overdraft, I'm not in debt with them, and regularly have my salary paid into the account so have literally no idea why they would do this!?
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Lloyds in firing line again as City watchdog raises fresh concerns
Lloyds in firing line again as City watchdog raises fresh concerns
This is a duplicate of the Blog Entry made on 11th March 2015 09:35.
The City watchdog is investigating Lloyds after a leaked internal email raised fresh concerns about its high pressure sales culture. Branch...
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Interest only mortgage help
Hi
We have an interest only mortgage with BOS; we need to repay it in 8 years and we do not have a repayment vehicle... The plan is that my credit history should be all sorted then and as I am now back in full time employment I should be able to get a mortgage on my salary alone (husband...