Hi all,

I have been looking at debts recently and started requesting CCA's from all my lenders in August last year. I have had a number of mixed responses in the form of recon's, copies of originals, no responses and illegible photocopies.

I now want to go down the UE route...

Hi, January15 has pointed me in your direction. I too have cca'd 2 accounts with Mbna. For 1 I have a letter - sorry we can't find your paperwork it's unenforceable but still pay' that is for £21k. The other one I'm baffled by to be honest. They have sent me an agreement. It's my signature and the...

Hello I would appreciate some advice.

I am awaiting funds from a relative then I will be offering F&F payments to my creditors. Should I send out CCA and account statement requests before the F&F lump sum is available (awaiting sale of business) from my father? I'm scared they'll...

Hi,

I was hoping for advice please.

I had a HSBC Credit Card debt from a while ago, I estimate around (2000) in 2008 the balance was approximately £5000, I wasn’t working at the time and could not pay the agreed monthly payment, I had little choice but to pay them a...

http://forums.all-about-debt.co.uk/s...NE-CREDIT-CARD


Linked from original Thread

I have opened this thread as a Diary as there are now 5 Debts being considered rather than the original one debt although 4 of these debts are post 2007 so probably...

Hi Guys,

I am hoping you could all help me out here am banging my head against a brick wall!

Problem with BT Default, Now couple of years ago I have opened a BT account for my stepfather at an address he was living from April 2011 to October 2011 during that time he was using...

Hello. My Son Took on a stubby for some work but stubby cocked it all up. Customer allowed subby to try and fix the clock ups but he made it worse!! Customer told my Son to leave the site as he had lost confidence. No bad feelings between them. But now the subby has sent threatening letters to my Son...

Couldn't decide whether this should be posted in here, or under Credit Cards - apologies if I chose incorrectly.

I am looking for some clarification re: Section 75 "protection"...

Here is the situation:

I purchased a mobile phone in April 2014 from Phones4U...

Somebody has offered me a I pad air for £ 250 .....only a week old they can't get on with it...

Are they any good ?

Hi All,

New here :-) and looking for a little help.

I took out car finance (HP) in 2009. Here are the facts:

• I used an online broker who faxed me the finance agreement to sign once I had passed the preliminary credit checking.
• When they faxed the agreement,

...

Some time back I put in a reclaim on packaged accounts it failed with the bank, so off it went to the FOS, I did used to have a basic classic account with Lloyds until year 2000, but being naive then the bank said, we had to upgrade as it would be more beneficial for us, yet we already had appropriate...

I have a Northern Rock loan account that I haven't paid into since December 2009 after I was told by Eastleys Solicitors in Paignton that the loan agreement was UE. However, I have since been informed by Niddy that the debt is in fact enforceable! The account has been passed to various DCAs but I have...

Wonder if anyone could advise me as to what I should/can do here.

Daughter has her prom coming up in a couple of weeks. Anyone with a teenage girl going through this I'm sure will understand lol

She is not spoilt, she doesn't get everything she wants whenever she clicks...

Duchess of Cambridge: hospital nurse who took hoax call 'found dead in suspected suicide' - Telegraph

Disgusting - the radio DJ's responsible for this should be ashamed of themselves

F*A*!**A B*!*!!!!

long story short moved into my place a few years ago (housing association bungalow) standard burglar alarm fitted by them from the previous tennant, they service and repair when needed so its a weight off my mind till now

Alarm's been playing up ringing on...