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  • Help and advice for debt of over £80k+

    Hello all I'm new to this forum and I'm really hoping you are all a friendly bunch who won't judge me too much

    My husband and I have always been in debt for as long as we've been together, and we are at the point where we are just being crippled every month with high interest and fallen...
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  • crazybeats
    started a topic Bank of Scotland credit card help

    Bank of Scotland credit card help

    I am going to go and try and speak to them in the branch tomorrow but I wanted some advice first and this seemed like a good site to start with and speak to other people. I should also say I called them tonight to explain the situation but it did not go well at all. I just want advice from others in...
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  • Capital One asking for proof of income and to fill in income/expenditure form

    Hello all!

    so i used the template here to settle a balance with capital one, they rejected it and also the £1 offer a month.
    the balance is only £77.

    they sent a letter asking me to fill in the income/expenditure form which is expected but they are asking for my wage...
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  • lookingforward
    started a topic Will question

    Will question

    My sister has made her will today and I am the executor and trustee of the will.

    Why these things can't be written in plain English I don't know

    My name is written when I am named as the sole executor and trustee, then there's various clauses about the trustee powers before...
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  • CCJ getting it written off because of mental health ?

    Didn't know where to post this , but my husband asked me to post this .

    I'm suffering severe anxiety panic phobias and agoraphobia , i am receiving treatment and therapy from professionals.

    This CCJ in my name is being paid back at £3.89 a month , yeah i know it isn't a lot...
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  • gelfy666
    started a topic Claiming Refunds For Payday Loans

    Claiming Refunds For Payday Loans

    Hello im Gelf, new to this site, i was on money saving expert but theres i few idiots on there.

    Ive never be the best with money and in 2010 i had 2 credit cards with 15k of debt on them, but i was slowly managing pay it back....very slowly.

    In Feb 2010 i had a few large unexpected...
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    Last edited by gelfy666; 9 January 2016, 22:32.

  • Seamus
    started a topic Legal expenses cover/insurance

    Legal expenses cover/insurance

    Hi

    Does anyone know if the legal expenses cover that is common on home contents insurance would cover the legal costs of a court case brought by a credit card company/DCA and if not are there any companies out there that provide legal expenses cover of this type?

    Seamus
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  • Debbs
    started a topic HMRC want £5500.00 in tax paying in 7 days

    HMRC want £5500.00 in tax paying in 7 days

    Hi Guys, Can someone please advise me how my friend should deal with a demand for tax. She is self employed and has various debts one of which is tax. She completed her tax returns over 5 years all at once last year which ended in a tax bill of around £8K. Her income has fallen by half due to commissions...
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  • Bankrupt and awaiting the official receiver telephone interview. Anyone give advice?

    Went bankrupt, had a brief conversation with the OR and telephone interview next wednesday!

    I think i will get an ipo because of our earnings, how do they take the money? My wages vary from month to month and also have expenses but only for the fuel i use at work. Do they take everything...
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  • Spent2much
    started a topic I'm looking for a template for my business

    I'm looking for a template for my business

    We are applying for council tax benefit but they need a breakdown of the business expenses , we do our own accounts to save money , the council said no problem but they need a breakdown of our business what it makes and what is left .
    Anyone know where i can find a template as this looks more...
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  • marling
    started a topic marling - mobile/ebay

    marling - mobile/ebay

    hi all
    I already have threads under unenforceability diaries and PDL loans.
    I have three general debts, 2 with EE for mobile contracts and one with ebay for user fees.

    1. EE mobile contract terminated by them for £297, this was then passed onto Buchanan clark wells they added...
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  • 1NightInIbiza
    started a topic High Court Enforcement Officer

    High Court Enforcement Officer

    Does anyone have any experience of these? As my CCJ wasn't from a CCA, Spreadex are threatening to get one and I was told they are actually more powerful than a normal bailiff and just break in to take stuff??
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  • copycat website that enticed thousands of taxpayers

    copycat website that enticed thousands of taxpayers

    This is a duplicate of the Blog Entry made on 10th August 2014 16:00.

    Follow up: How bosses at copycat website Taxreturngateway sang 'We're In The Money' as they racked up £7m in just FOUR MONTHSThe extraordinary......
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  • Sapphire
    started a topic Dog attack in Park

    Dog attack in Park

    It's taken me a few days to think about this and post about it, it's rather long and convoluted so please bear with me, its one of THE most upsetting things I have ever witnessed.

    Every morning before work I am part of a dog walking group round our local park, there's a group of us, various...
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  • LifeOfRyan
    started a topic Allowable Expenses for Sole Trader

    Allowable Expenses for Sole Trader

    Hello all,

    Its time to get my tax return in order again but its only the second time i have ever done one so need some advice, last year I didn't claim any expenses at all mainly because i found it all so confusing. But this time I have been reading various sources which say i can claim...
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