Ok,

Ive decided to stop ignoring my constant chase ups letters phone calls etc etc I am getting from unpaid credit card debt. I have around 5 old debts which i have not done anything with for years and ignored all correspodence firstly from the credit card companies and thereafter DCA....

Hi everyone, I'm a new poster in need of some help and support. I think I probably need to post a UE diary but, in brief, my husband and I have 9 credit cards which we've been struggling with for many years. I've contacted one of the debt helplines a few weeks ago and they told me about unenforceable...

Card fees ban 'will cost shoppers £785m a year'

This is a duplicate of the Blog Entry made on 29th September 2014 10:00.

as banks may recoup cash made from retailers in higher feesEuropean proposals to cut the fees that credit card companies levy on shops could end up......

Banks to reopen 2.5m PPI claims after FCA inquiry

This is a duplicate of the Blog Entry made on 29th August 2014 12:40.

*Banks and card companies will reopen 2.5 million PPI mis-selling complaints amid claims of underpayment and rejection of compensation.* The...
...

Hiya, a bit of help please, I know that a DN should show the arrears and date to rectify, but can't understand this.

10/1/12 CC Statement. Balance. £8740.27. Minimum payment rqd. £1363.88
10/1/12. Notice of Arrears. Balance £8740.27. Arrears. ...

Hi AlasPoorYorick and welcome [img]http://forums.all-about-debt.co.uk/images/smilies/Generic%20Smileys/1-hello.gif[/img]

I am sure you will find the help you need, if we can kindly ask you to check through the following links to get used to the surroundings first:-

• Forum Rules and

...

I defaulted on my credit cards and an unsecured personal loan back in early 2009, all of the three card companies applied a default yet NR left my personal loan as ATP. I've challenged this and I'm waiting to hear back from the ICO.

However, the loan appears to be have dropped off my...

Credit card companies in the dock for not giving consumers enough information on rejected applicatio

This is a duplicate of the Blog Entry made on 20th July 2013 10:40.

Credit card companies are

Click to Read More...

Credit card companies in the dock for not giving consumers enough information on rejected applicatio

This is a duplicate of the Blog Entry made on 20th July 2013 10:40.

Credit card companies are ‘adding insult to injury’ by keeping people in the dark over why their applications...

Would welcome any thoughts on this.

Had a letter from the Nationwide re arrears on my mortgage. Apparently I have been underpaying my combined mortgage and insurance by a few pounds each month since March 2011 as the insurance component had varied, not the mortgage. Have yet to look back...

Income falling badly plus divorce left me in debt to a number of credit card companies. Some seem to have gone away (at least for now) and in some cases I am paying off monthly, in two cases after CCJs. Now being pursued on one as detailed below. Hoping to follow the UE route and looking for help and...

When you send a cca request you should get back
A copy (or recon) of your executed agreement
A set of terms and conditions at account inception
A statement of account
A set of terms and conditions from? I have read both time of default and also current. If there is a long time...

Credit card debt limit bill in Parliament



A Private Member's Bill introduced into Parliament under the Ten Minute Rule proposes to require credit card companies to discharge a debt when three times the equivalent of the principal sum owed has been paid in interest. The...

On a credit card account does anyone recall when the card companies stopped using any payments into an account to pay down the lowest interest rate first??

I know now they have to pay the highest interest rate off first in an account which has differing rates.

Seem to remember...

got told that was due refund when i have cancelled a policy

so expecting said refund asked mum to keep an eye on here credit card statement to confirm the refund had been processed

she has then told me shes had no refund but had an extra charge of £2.77. Not alot but oh well....