Hi All,
Having recently moved house I received a letter from a company called Hoist Portfolio Holding 2 and they the have appointed Robinson Way to collect an alleged debt of £994.68.
The only debt I can think it could be was for a personal loan way back in approximately...
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Natwest Credit Card Default
Hi All I hope this is in the right location
Okay so i have a Natwest Credit card and have owned it for around 2 years. Payments always up to date until i lost my job owing £2000. I started a thread (Tesco Loan cannot afford) so i used some letter templates from that.
I therefore in June... -
Amigo GuarantorTroubles
I have acted as a guarantor to a loan taken out with Amigo.
To cut a long story short, the situation is that after making payments for approximately a year, neither myself nor the person I guaranteed the loan for can no longer afford full monthly repayments following substantial loss of... -
Checking validity of CCA's
Hi I am in the process of trying to determine whether or not a couple of CCA's I have recently received are enforceable or not.These are from JD williams and Freemans.These accounts were both opened about a year or so ago and due to a drastic fall in income I can no longer make full payments to these... -
PPI payout deadline considered by regulator
PPI payout deadline considered by regulator
This is a duplicate of the Blog Entry made on: 2nd October 2015 18:43
The financial regulator, the Financial Conduct Authority (FCA) is considering a deadline for claims over mis-sold payment protection insurance (PPI)....
It -
[CLOSED] - Continues in AAD+ - Advice needed about mortgage
I have an interest-only mortgage, due to be repaid very soon - months. I have had no problems with the mortgage, but I have a poor credit rating at present.
The house is currently on the market, after having looked at other options which might be available - there are none. My income is low, and...Last edited by DoubtingThomas; 28 September 2015, 22:49. -
Barclays upgrade after 12 months!
Well, I have over 20 defaults and 10+ bank accounts. I opened 2 x Barclays basic account (card cash) last October - just been sent 2 letters saying both will be upgraded to full accounts......
Point is, Barclays work on internal score so it's worth doing this and moving a grand or so between... -
Wescot Shenanigans...
Hi All...
I'll try to be as brief as I can with this one
In may 2012 I closed my business and was left with a number of debts. One of them was a Barclays Bank business overdraft of £10,000 for which I was a personal guarantor. When the business closed, I contacted Barclays... -
Bailiff's fees
Hi!
I hope this is posted in the right forum. Technically it relates to council tax but now it is purely a DCA/Bailiff question.
When we moved out of our family home, we rented it out until we decided what to do with it, it is still rented out now (at a loss on a monthly basis)... -
Income & Expenditure forms
Hi, just came across this in another thread:
Bearing this in mind I have an enforceable debt I would like to carry on paying the same £5/month I had on my old DMP.
Whats the best way to go about offering without submitting a budget plan? I'm tempted just to set up the standing order... -
Debtguy's UE diary
Hi everyone
I posted this in May in AAD+ and now have got some replies (and time to post them). All accounts still current and being paid because I have a pension in the UK (but that's all!), and I am waiting for the outcome of Horton v Henry, which has now been postponed until Jan 2016,...Last edited by debtguy; 25 August 2015, 21:53. -
DIY DMP - Stick or Twist
Hi Folks,
Bit of background on my situation.
I am a gambling addict (although haven't gambled since the end of May) and have racked up debts circa £30k (listed below). Originally I contacted a DMP Service that you paid for. I had arranged them to come to my house for a meeting,... -
Decision Time
Hello to all,
This is my first post on any forum ever so please bear with me whilst I find my feet.
Type of account - Credit card
Date commenced - 2001
Approx balance - £15,000
Date last paid - May 2015
Are you... -
HMRC want £5500.00 in tax paying in 7 days
Hi Guys, Can someone please advise me how my friend should deal with a demand for tax. She is self employed and has various debts one of which is tax. She completed her tax returns over 5 years all at once last year which ended in a tax bill of around £8K. Her income has fallen by half due to commissions... -
Debt Relief Order
Question regarding Daughters situation. Has 3 outstanding debts with Santander. Current account overdraft around £1500 Credit card debt of around £2500 and a loan of around £8000. All taken out after 2007 and therefore enforceable. Also owes arrears on electric from 2 house moves ago, and owes on...