Hi Folks,
Bit of background on my situation.
I am a gambling addict (although haven't gambled since the end of May) and have racked up debts circa £30k (listed below). Originally I contacted a DMP Service that you paid for. I had arranged them to come to my house for a meeting,...
500 results in 0.0028 seconds.
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DIY DMP - Stick or Twist
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Statute barred?
hi again.
i have a question on behalf of someone if anyone can assist. it is regarding statute bar and what constitutes a written acknowledgment. a letter was sent following a collection assignment letter saying that they do not acknowledge anything, but it was not headed 'without prejudice'....Last edited by alfie; 31 July 2015, 06:05. -
HSBC/Cabot/Marlin
An HSBC loan I had was with marlin and I requested the agreement from them in 2013 and all wen very quiet...........they acknowledged my request.....then updated me that they didn't have it yet.........then cabot bought them and confirmed they were re requesting the agreement......
Received... -
Second default by Lloyds
LLoyds registered a default on my account ages ago. In 2008 they changed some terms of the agreement, but didn't issue a new agreement. In 2010 they defaulted again and registered another default with the CRAs. In 2011, thanks to AAD they discontinued on their court claim
.
Am I correct that... -
Fightinghard's Diary
http://forums.all-about-debt.co.uk/s...NE-CREDIT-CARD
Linked from original Thread
I have opened this thread as a Diary as there are now 5 Debts being considered rather than the original one debt although 4 of these debts are post 2007 so probably...Last edited by fightinghard; 22 June 2015, 17:03. -
JD Williams/Fredrickson Int. - Advice please
Hi
I joined the forum just over two years ago and posted this thread http://forums.all-about-debt.co.uk/s...t+frozen+debts asking if I could get interest frozen on debts. One of these debts was for £545.00 to... -
[CLOSED] - Continues in AAD+ Legal Section - 1ST CREDIT( MOON BEAVER ) v bigmcqbs
Your AAD Forum Username
bigmcqbs
Name of Claimant
1ST CREDIT(FINANCE) LIMITED
Name of Claimant's Solicitors
MOON BEAVER
Claim Issue Date
22 April 2015
Who Signed the Claim Form?...
The Solicitor Firm (i.e. Joe Blogs -
Extra Care Insurance 500
Hello
I looked at my statement yesterday and realised that I was being charged for Extra Care Insurance. As far as I was aware, I thought this was an insurance that applied to white goods or something I have purchased in the past... I barely use the account now though. I have had it for... -
Number of financial accounts & defaults?
Just a quick question regarding default entries.
I know that when a debt is sold and the new owners start to report on the cra, the previous default is marked with a default satisfied date and balance £0 and the new owner carries on the reporting under its own name.
When checking... -
Just Found Out About a CCJ!
Good Morning All,
So this morning, I decided to check my Experian Credit Report for the first time in years. And I was appalled by what I saw, a CCJ aged 2 months old lodged in Northampton County Court. It was sent to an address I have not lived at since 2011. So I tried to find out a bit... -
will it be difficult getting a mortgage after the six years of statute barred debts ?
We are looking to downsize when our debts become statute barred and just get a small mortgage of say 30.000 . Would this be possible do you think ?
please and thank you
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How is credit card ppi calculated ?
Hi
I want to claim back ppi on an old defaulted credit card that I still owe money to.
I'm currently in an arrangement where I pay a small amount of money a month.
I was misssold the card in my local bank branch as I wasn't working at the time. The balance is around... -
Request a retrospective default or retain payment history?
Hi all and thanks for reading. I have recently finished a DMP and I am looking for some advice on improving my credit rating with a view to applying for a mortgage, as I finally start toget my finances back on track. My situation is as follows: Thedefaults registered on my account are due to fall... -
VERY - SHOP DIRECT PROBLEMS
My daughter has a Very Account which she was disputing as £90 was applied against the account when she didn't actually buy anything.
We wrote to Very and requested a full breakdown of the account t include al charges and fees etc. They initially refused to give this information up but when I... -
BT Default
Hi Guys,
I am hoping you could all help me out here am banging my head against a brick wall!
Problem with BT Default, Now couple of years ago I have opened a BT account for my stepfather at an address he was living from April 2011 to October 2011 during that time he was using...
