Had a couple of interesting developments with some ol;d PDL's and am after thoughts
1) Minicredit, borrowed about £200 and within months it had shot up to c£1200.
With some help from Niddy sent a lovely letter threatening hell damnation etc. I have not heard a peep since
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Two interesting developements
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A Few Loans With Swift Sterling
AKA, Christ, I've done it again
Hi folks.
I've come back to the forums for a bit of help, as you helped me greatly with a similar problem last year.
I have a total of four loans with Swift Sterling, all of which are due to be paid back on September 26th. They... -
Bt default
Hi guys, I've just checked my Equifax credit report and it has a default on there for bt and I have no recollection of an account with them and was just wondering the best way to approach it? I'm looking to apply for a mortgage shortly and want to sort it ASAP it doesn't appear on experian on callcredit... -
Poor reporting on Payday Loans
I had this article forwarded to me in email this morning:
http://www.dailymail.co.uk/money/car...tly-loans.html
While any new restrictions on the PDL industry is welcome what is depressing is the poor reporting with regard... -
unpaid payday loans
Hi have been told that will get some good advice on here for my sister. She took out various payday loans last year and never paid them. She has been living with friends so has had no hassle but she is due to move in with partner and of course will have bills etc sent there so new address will go on... -
Payday Loan Issues quiet on forums
Hi All
I've noticed the last 4-5 months that there are (relatively) few PDL problems on the forum (and others who I try to redirect here). Perhaps it could be that the FCA are getting something right and the close inspection of the PDL industry is causing the big lenders to 'behave'.... -
Newbie requiring advice
Hi there I'm new to this forum I really need some help and advice! I currently owe approximately 18k in loans, credit cards and payday loans . I'm in a right mess . Got paid yesterday and all my money has gone on just 1 of the payday loans. I just don't know what to do!! 😥 -
Advice please - Card stolen, used to obtain Wonga Loan and money withdrawn!
Excuse me if I'm posting in the wrong section but I really don't know where to start
Basically, my 18 year old son had his Halifax Visa Debit card stolen and, in the four and a half hours between last seeing it and realising it was missing, someone managed to get a Wonga loan paid onto... -
Brighthouse - Good or Bad?
Hey
So I've applied with Brighthouse and been pre-approved pending employment and affordability checks.
Anyone dealt with these? And if I do get something will my credit rating improve despite the fact I have defaults on my file?
Thanks,
Jordan -
Credit - Will I ever get some again
Hey guys,
As you may or may not be aware, my partner is expecting. I joined this forum in hopes of sorting out my debt once and for all, however, this appears to be long term rather than short term. Call it naievity.
I have around £9-10k worth of debt, the majority of which... -
PayDay Debts - Hindsight is a wonderful thing
Hey everyone
So the majority of my debt £8k is Payday loans.
The following companies are ones that I owe -
Wonga
Payday UK
QuickQuid
myJAR (Previously Txt4Loan)
WageDayAdvance
MiniCredit
SpeedyCredit (Now in administration?)... -
£10k of Debt. Where do I start?
Hey everyone
So, I'm in about £10k of debt, I'm 21 and I have no clue where to begin.
I've looked into DMP's however they ask for you to submit detials of all creditors, now this debt was accrued around 2 years ago, so has thus been sold several times and with this, I now... -
Wonga TV advert banned by advertising watchdog
Wonga TV advert banned by advertising watchdog
This is a duplicate of the Blog Entry made on 9th April 2014 12:39.
*A TV advert for payday loans firm Wonga has been banned after the advertising watchdog ruled it confused the public about the interest rates that...
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Sport relief piece on BBC1
Did anyone else watch the two Sport relief pieces BBC1 has done the last couple of nights, dealing with breadline living and utter food poverty.
They were all affected by debt in one form or another, but the one that got me was tonight.
Famous Rich and Hungry available here: http://www.... -
Riz started a topic Payday loan companies encouraged to switch to direct debits as they are less regulated?in Payday LoansPayday loan companies encouraged to switch to direct debits as they are less regulated?
Slightly concerning email I saw earlier, suggesting that PDL companies may switch to direct debits as it is easier for them to abuse that system when taking payments instead of CPAs now that the FCA is toughening up on those?...
