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  • Spent2much
    started a topic switiching form repayment to interest only

    switiching form repayment to interest only

    My friend was made redundant 2 months ago and she has to wait 39 weeks before any support for mortgage interest help kicks in,she phoned her mortgage provider and has been given a 3 month holiday break also they owed her £1000 so they are taking that as repayment once the 3 months holiday is over....
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  • Is there a statutory duty to produce proper accounts on a loan?

    This may sound like an idiot question but I do have a good reason for asking.

    Under what law is there a duty to produce accurate accounts for a loan? accounts that are not only right but are comprehensible to the borrower? I have read the Consumer Credit Act 1974 (under which I have...
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  • paleomg
    started a topic paleomg's UE Diary

    paleomg's UE Diary

    And so it begins. I feel sick at the thought doing of this, but when your back is against the wall.............
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    Last edited by paleomg; 31 January 2013, 07:22.

  • Tornadotechie
    started a topic Voluntary Repossession

    Voluntary Repossession

    Hi.
    I've recently moved to Scotland (about 15 months ago) to find work and left my house down South rented out. However the tenant moved out a few months back and I can't get another tenant due to the RAF cutbacks in the local area and because I'm renting up here, pay maintenence and I've just...
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  • still looking
    started a topic Like a dog with a bone...

    Like a dog with a bone...

    In the grand scheme of my debts this one for an alleged amount of wait for it £166 most of that in DCA charges is like a flea on my back I can't get rid off.

    It relates to my old home insurance on my property I vacated and is being repossessed. In December my renewal became due on this...
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  • Yay more Fun - Housing Association Rental Repossession

    To top off a pretty bad few months i have been given a notice requiring possession of our flat.

    So time to give the Housing Association hell on that too.

    Think from work ET forms I'm able to surmise that i hadn't ignored things more had no time to deal with them.
    ...
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  • Shaming the rogue lawyers: List of Britain's worst solicitors to be published for the first time

    Shaming the rogue lawyers: List of Britain's worst solicitors to be published for the first time

    This is a duplicate of the Blog Entry made on 10th May 2012 20:33.

    A damning list of Britain’s worst solicitors who mistreat customers with rip-off fees, damaging delays and...
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  • Decree for repossession refused in Glasgow civil trial and expenses awarded against lender

    Decree for the ejection of an East End Glasgow woman from her property and the repossession of her home was refused at Glasgow Sheriff Court yesterday following an evidential hearing (known as a 'proof' in Scots civil law).

    Most of the defender's mortgage was being now paid by the...
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  • confused76
    started a topic probable repossession

    probable repossession

    Hi guys n gals, i hope someone can help with my problem...

    we moved into a rented flat in April 2011, signing a 12 month tenancy agreement.

    We received a letter addresses 'to the occupier' a couple of weeks ago stating that NRAM, the landlord's mortgage company, were going...
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    Last edited by confused76; 28 December 2011, 23:01.

  • jimjim
    started a topic ccj not on cra?

    ccj not on cra?

    I have a ccj against me since 1st Sept. It's in excess of 70k and relates to a mortgage repossession, that happened in another country. The bank secured a ccj here in the UK. We made a payment offer of 50 pm to the court but the bank have failed to respond to the court or us. It's also not showing...
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  • Robinson v Bailey 1942 1 ALL ER 498

    Hi

    can any one help with finding this case and its relevence to charging order sought by Creditor

    Cut a long story short

    had a forthwith order september 2010, made application for a variation to the order .
    Novemebr 2010 had a reddeterminaton hearing (creditor...
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  • Mortgage Settlement/unenforceable

    Hi All,
    Nwb here.
    Just wondering whether anyone's heard about the 5 letter approach to settling mortgages?
    If I understand it correctly (unfortunately I cannot find the original website where I first read this) an offer is made to the bank/building society to settle the outstanding...
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  • billypre
    started a topic What happens to sale monies after re-possession

    What happens to sale monies after re-possession

    Sorry if in wrong category. I just want to know if any of you have an idea of what exactly happens when a repossession occurs ? I had my home repossessed 7 years ago. I never received any statements or notice of what happened, probably due to the fact that none of the companies had my new address as...
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  • Ames
    started a topic mortgage and serious illness

    mortgage and serious illness

    Hi all. We've just had some bad news - my mum was diagnosed with a tumour in her lung yesterday. We'll know more on Wednesday, but she's worrying about money.

    She's coming to the end of her sick leave at work, and she's worried how she'll pay the mortgage. She doesn't have insurance,...
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  • Guest's Avatar
    Guest started a topic repossession not on credit file

    repossession not on credit file

    My home was reposessed earlier in the year but nothing is showing on my credit file.

    Is this something I should chase up or just keep quiet. I wouldn't want it coming out of the woodwork years down the line when i'm getting back on my feet.

    Any insight would be fab, thanks...
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