Hi All
I need some advice regarding a Default Date.
A Default date is on my credit file dated 26th November 2009.
The account was with Barclaycard and the default notice sent by Mercers Debt Colkection Agency who are agents for Barclaycard.
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Default Date
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Non sterling transaction fees
Once upon a time the banks used to shave a bit off the exchange rate to cover payments and cash withdrawals in foreign currency while abroad.
Since November 2013 this changed, and the NSTF is shown seperately while the exchange rate is shown as the 'normal' rate on the dayof the transaction.... -
Post 2007 Agreement
Hi all,
Had my head down for a while as Statute Barred Status is looming at the end of this year, however MKDP have finally sent a recon of an agreement for a HSBC credit card. It was taken out in the later half of 2007 so this question may be irrelevant anyway but if the recon that they... -
Request a retrospective default or retain payment history?
Hi all and thanks for reading. I have recently finished a DMP and I am looking for some advice on improving my credit rating with a view to applying for a mortgage, as I finally start toget my finances back on track. My situation is as follows: Thedefaults registered on my account are due to fall... -
Mortgage provider phones every month
We had arrears and we were paying it back at £30 a month, that finished last November and we were really proud to have paid it back , anyway when we went on the website to pay the monthly payment we noticed that the £30 arrears was still on there, husband phoned and asked why and they said it was... -
Duplicated monthly entries on CRA?
After almost 6 years helping a friend see off at least 8 creditors there's now light at the end of the tunnel. This year should see a totally trashed credit file turn green as the defaults start to drop off. Most creditors recorded defaults pretty much soon after a few missed payments so not a problem... -
SRA decides to stop regulation of insolvency profession
THE Solicitors Regulation Authority (SRA) has decided cease regulating solicitors who act as insolvency practitioners despite opposition from the profession. A consultation was held on SRA regulation of solicitor insolvency practitioners in November last year in which IPs were opposed to the plans.... -
Tesco Loan - Default
Hello
A couple of years ago my husband got some great advice from Niddy but i am hoping for a bit more reassurance/advice if possible please?
Our circumstances are: In about 2009 we started a DMP with Payplan. After redundancy end of 2011 we offered and settled on two of the three debts.... -
Cabot/Marlin re. Black Horse loan debt
I have been in an agreement to pay McKenzie Hall for a Black Horse personal loan for a approx. 2 years. They contacted me in Feb 2014 to set up a new payment plan as 6 months had passed since I'd agreed my £1 per month arrangement with them. In late November I received a letter from Cabot (who had... -
Advice?
Good evening all - I really wish I had found this site a few years ago - would have helped reduce a lot of anxiety and stress!
I've been browsing and reading through the site as fast as I possibly can to improve my knowledge and understanding and have looked with interest at the unenforceability... -
What counts as an asset when someone dies?
My mother is in the latter stages of dying - she was given weeks to live at the end of November, and we're trying to 'tidy things up' as it were.
She currently receives DLA higher rate and mobility, my stepfathers pension, and lives in a housing association property.
She also has an insurance... -
Have you been caught speeding?
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So, SO INTERIORS - where's my dining table??!
I ordered a dining table and chairs from SO INTERIORS on 16th November. Delivery was stated as 7-10 days, and that a courier would ring before this time to arrange delivery.
Nothing happened, so last Friday I was going to ring them - only to find that they
I did a... -
Were you mis-sold a rotten pension deal? Aviva admits selling sick pensioners the wrong annuity
Were you mis-sold a rotten pension deal? Aviva admits selling sick pensioners the wrong annuity
This is a duplicate of the Blog Entry made on 26th November 2014 13:22.
*experts fear it's the tip of an iceberg* Britain’s biggest insurer has launched an in-depth review after... -
Warning over 'fake' offshore bank
Warning over 'fake' offshore bank
This is a duplicate of the Blog Entry made on 26th November 2014 13:24.
Banking regulators in Jersey have warned consumers and investors not to deal with a bank claiming to operate in the Channel Islands. Channel...
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