Hi All,
Please bear with me while I fill you in on my case.
I’ve been paying token payments to DCAs for 10 years, first by arrangement with them, then 5 years ago through a legal aid charity. Total debts: £40 across 7 debts.
The monthly token payments are...
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Been paying token payments for years: what are my options?
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Money Advice Service to be abolished
Money Advice Service to be abolished
This is a duplicate of the Blog Entry made on: 16th March 2016 11:23
The Money Advice Service (MAS), which has provided financial and debt advice to consumers since 2010, is to be abolished, the BBC understands....
The Chancellor, George
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FCA contacting 16,000 customers of debt management firm
FCA contacting 16,000 customers of debt management firm
This is a duplicate of the Blog Entry made on: 11th March 2016 14:35
The Financial Conduct Authority (FCA) is writing to 16,000 customers of debt management firm PDHL, which was refused authorisation by the regulator. The FCA...
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reclaiming tax
I'm trying to help out a friend who is in receipt of just a state pension but has several savings accounts.
As far as I can see her income is below the threshold of 15,600 but has been paying tax on her savings schemes with her bank.
She states she told the Bank some years...
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Insurance giant Esure pockets £55m in sneaky customer fees
Insurance giant Esure pockets £55m in sneaky customer fees
This is a duplicate of the Blog Entry made on: 9th March 2016 19:17
....more than from home and motor policies combined...
Millions of households taking out insurance are being hammered by sneaky admin charges
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Best way forward to use windfall money to clear DMP debts
Hi all
We have been in a DMP since March last year. We started with £94k debt and that is currently down to about £84k. About £11k is potentially UE (I have a thread on another part of the forum about this).
So.....potential debt balance is £73k.
By September...Last edited by January2015; 9 March 2016, 05:42.
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Sunny and lendingstream help
Hi I'm looking for some advice regarding sunny and lendingstream i currently have 3 loans with sunny and 5 loans with the lending stream I have received an email from lending stream offering a waiver of all 5 loans a total of nearly £900 after sending an email of complaint about irresponsible lending...
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Elderly relative and housing benefit
Hiya
Wonder if I could just a quick question for an elderly relative. His youngest son is moving back in with him to give him support in day to day activities as his health and mobility are not what they were. He's an OAP and currently receives housing and council tax benefit and is concerned...
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CCJ getting it written off because of mental health ?
Didn't know where to post this , but my husband asked me to post this .
I'm suffering severe anxiety panic phobias and agoraphobia , i am receiving treatment and therapy from professionals.
This CCJ in my name is being paid back at £3.89 a month , yeah i know it isn't a lot...
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Help please! Maternity
Hello all,
Not posted for a while now, its been a little bit s*** for the past weeks.
Brother died 3rd January,Father in law died 11th January, both sudden and without warning.
Youngest undergoing investigations on her heart condition....many trips to hospital in front of us.
...
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Digital tax: 'HMRC wants a direct link to everyone's bank accounts'
Digital tax: 'HMRC wants a direct link to everyone's bank accounts'
This is a duplicate of the Blog Entry made on: 31st January 2016 08:35
Have you filed your return by today's deadline? Next time the process will be different as HMRC rolls out new, digital services...
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Nolan and Hillesden
Nolan Solicitors (Glasgow) were granted a decree and charge for payment order against me for a debt passed on to Hillesden Securities by City Financial around 2010. I have been paying £25 then £70 per month since then. The original debt was £5200 but with added 8% interest and charges.
The...
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'Delay' over workers' pension access
'Delay' over workers' pension access
This is a duplicate of the Blog Entry made on: 26th January 2016 18:24
Three fifths of in-house company pension schemes fail to offer flexible options for savers to take part of their pot as an income, consultants say....
Some 61% of
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Advice on Enforceability and Statute Barred please
Here goes everyone...
In 2010, I entered into a DMP with ten creditors but for various reasons it failed 9 months later and I have paid nothing since. Most of these debts have changed hands several times since then and I haven't heard from some of the creditors for years. I have checked...
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A broker who can help with a CIFAS marker - mortgage required
Hi,
I'm new to forums but was looking for some help and advice.
I applied for a mortgage about 12 months ago, as part of the application I falsified my documents to inflate my income. To cut a long story short I now have a CIFAS marker against my name for application fraud...