Hi
I did mean to start this diary back in February but life got in the way.
So......
12/15 - ended payments to all our credit card accounts.
1/16 CCA'd all our CC's
-mbna (£21500) received a letter which said it was unenforceable.
-NatWest -£450...
500 results in 0.0039 seconds.
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newbie,, multiple defaults, had my head in the sand
hi All, i have started to address my problems and hope i can find help here.
i have a few defaults on my credit report, so far i have done as follows:
Link financial (mbna original £11000), requested docs under CCA77/78 with £1, they replied saying neither they nor MBNA can... -
O2 Travel - BEWARE
Has anyone else had a shock after returning from a holiday in Europe to find that they have paid £1.99 per day, even if they've only sent a single text or short call?
It seems that O2 travel now includes any text and call in addition to data.
I wasn't aware of this and it... -
Payday firm CFO Lending forced to repay £35m to borrowers
Payday firm CFO Lending forced to repay £35m to borrowers
This is a duplicate of the Blog Entry made on: 19th September 2016 12:17
A payday lending business has been forced to repay £35m to its borrowers for a catalogue of wrongdoings....
The company took money from its -
Life after debts SB
All defaults have disappeared and all accounts are SB, and a basic account and a credit-building card showing green. What now? Cleansed/worthy/reformed or still a pariah?
It appears that normally only recent defaults impact acceptance. Any views/experience on whether there is a general... -
Wescot and natwest ?
Been trying to find out if Wescot are related in any formal way to natwest, or are totally independent..does anyone know ? -
Remortgaging possibilities
Approaching 70 there is a need to re-mortgage as the term ends next year. 2 defaulted accts (£12k) SB next year. 60% equity and need 7x income. What is best route?
Broker may refuse on defaults, and banks may keep long records of SB accounts. On calculations, the inclusion of £12K... -
S B Credit card and bank account threatened to pass to Howard Cohen
I have a credit card and a bank account both were HSBC. They were defaulted in 2008 and then sold to MKDP. I had not heard anything from HSBC and just the odd letter from MKDP until Hoist Portfolio took over MKDP and I have ignored the letters from Hoist since. The last payment to both accounts were... -
Lowell have a default on my partners Credit file at an unknown address?.
My partner has checked her credit file using "Checkmyfile" and on her file there is a default at an
unknown address from Lowell and account type is mail order.
What is the first step we take to
A: check what this is
B: get it removed.
The default date... -
MBNA / Arrow Global LLC
Hello,
I have a question to ask …. But first I want to thank the people on this site for helping me over the years.
I have been on AAD since 2011 and although I have not started many threads I have watched other member’s threads and learnt a lot. With the help of this terrific... -
Need advice on three credit cards I can no longer manage
Hi, I am looking for help on behalf of my daughter , if this is not ok then I will get her to open her own account, but she has a lot on divorce wise at the moment and I suggested you guys on here could help ease things a little with credit cards. She has 3, Cahoot, Lloyds and Co op . Undergoing a... -
RBS sold account to Mint
Hello, I've updated my diary to include the fact that I've just recieved a letter from RBS saying my Mint account to Cabot. This is after 4+ years of not hearing anything (see diary). Do I start the request for CCA again?. I'm SB from December this year...... -
Bank customers could be forced to foot bill for fraud on their accounts
Bank customers could be forced to foot bill for fraud on their accounts
This is a duplicate of the Blog Entry made on: 26th May 2016 15:42
......in future if they have lax online security...
- Customers could soon be blocked from claiming compensation for fraud
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Payday loan complaints nearly triple, despite new controls
Payday loan complaints nearly triple, despite new controls
This is a duplicate of the Blog Entry made on: 26th May 2016 15:47
The number of complaints about payday loan companies soared by 178% in the year to March, the Financial Ombudsman has revealed....
That is despite the -
HSBC to lay off 840 IT workers as it shifts jobs to sites abroad
HSBC to lay off 840 IT workers as it shifts jobs to sites abroad
This is a duplicate of the Blog Entry made on: 17th May 2016 18:06
.............HSBC to lay off 840 IT workers as it shifts jobs from Sheffield, Tankersley and London to sites abroad...
- 600 job losses
