I have been self employed for 12 months, due to losing my full time job i was with for 20 years. i have 2 credit cards which total £500 per month and also an agrrement with 2 DCA's from when i was made redundant totalling £30 per month.

Work has gone none existent for the past 6 weeks...

I know this may be a weird one but its something i have noticed in the past with different banks and nowhere seems to have a direct answer to things like this.

Basically What time does your bank/s credit your account with either wages or benefits?

And same for debits like Direct...

I find that if I do my weekly grocery shopping online then I can usually limit what I buy, make sure I get more value etc. No temptation purchases and all that. In general this works well.

Until today.

I take the train to work this morning. Can't buy ticket at my local unmanned...

Hi All

I just want to check if this is happening to anyone else, and if so with which banks. first direct recently started reporting returned direct debits to the credit reference agencies, marked as a late payment (1).
This has only happened a few times, but only with first direct....

Hi all.
Wont go into detail but this is my account used for utility dds, yesterday I woke up and checked my banking and noticed a dd to talk talk which I had forgotten about. Saw that hsbc had paid it so figured no issue and paid in enough from main account to cover the overdraft. Hsbc say they...

This post goes on a bit but i am sooooooooooo frustrated.......

Woke up this morning and always make a phone call to my disabled mum, we have not long lost my dearly beloved dad age just 69.

Anyway, my hubby is the account holder of AOL, so we get the broadband and calls with...

A male friend who is a good friend of the family came to visit today.

He is dyslexic and has no use of the internet, so I did say I will see what I could do to help.

He will not mind me giving his first name, and he is Andy.

Anyways, he called into Lloyds TSB bank...

Going onto CCCS DMP in August so had to cease using my Nationwide Flexaccount. Before I did so I cancelled all direct debits, standing order etc and left it with an overdraft of £2.6k.

Got my latest statement and it shows no activity except for interest and 2 unpaid dd fees of £30 each...

Tried reclaiming charges from Santander as on a £2600 overdraft, I calculated over £2000 (plus interest) related to charges.

Got a letter back today refusing my claim...