As the subject title suggests - if you've ever had a Virgin branded MBNA Credit Card (pre 04/2007) then you'll be pleased to know that it WILL be Iredeemably Unenforceable - we've won a great case and found some fatal flaws and got judgment in our favour.
So, if you receive a claim from...
170 results in 0.0030 seconds.
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Virgin (MBNA) Credit Card / PRA Group - Iredeemably Unenforceable!
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Unenforceable Diary
Righty ho,
So my ex partner and I consolidated our debts with payplan about 6 years ago - we've been paying off monthly amounts since then. The recent sale of our house has left a small amount of money which we were looking into making settlement offers...this lead to a conversation with...Last edited by sezzalenny; 13 September 2015, 11:52. -
My F&F experience with Moorcroft
Just been doing a bit of a sort out and came across some papers regarding my F&F experience with Moorcroft. Thought I'd post it here for nostalgia but I wouldn't advise anyone copy it as it's not the proper way to deal with matters and basically I didn't give a rats arse at the time so gave it... -
bammers UE diary
Hi everyone, this is the first post in my diary - hope I've followed the instructions ok!
I have a number of debts but it has been pretty quiet over the last 18 months so I wont post details of the others but I have recently had a few letters on this one so have given the complete background from... -
Credit Cards when Disability Hits Us (2) - Aqua
Starting a thread here for my Aqua credit card, which I am now unable to repay due to the onset of my wife's debilitating illness over the past year or two. The initial story starts in my other thread here, and involves two card accounts:-
http://forums.all-about-debt.co.uk/showthread.... -
Credit Cards when Disability Hits Us
Hi all. I'm just starting 2 threads in here, as it seems the right place - but please move elsewhere if needed. I'm now subsisting on Pension Credit, and caring for my wife who became disabled last year. She applied for P.I.P., but is still awaiting the result of this. However - I had 3 credit cards... -
Smallpaws UE Diary
Hi this is a new thing for me so hope I have everything ready to start up
Original creditor Capital One
- Type of account Credit Card
- Date commenced
- Approx balance £6992.45
- Date last paid 27/10/14
- Are you on arrangement or not paying DMP with Stepchange
- Status added
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marling - mobile/ebay
hi all
I already have threads under unenforceability diaries and PDL loans.
I have three general debts, 2 with EE for mobile contracts and one with ebay for user fees.
1. EE mobile contract terminated by them for £297, this was then passed onto Buchanan clark wells they added... -
Woodgate's UE Diary
1) American Express
- Type of account - Credit card
- Date commenced - January 2001
- Approx balance - £4,250
- Date last paid - tbc
- Are you on arrangement or not paying - Not paying
- Status - In arrears, interest frozen, not showing as defaulted on credit report.
- Account owner - RMA Resolve
Last edited by Woodgate; 31 October 2014, 12:37. -
linnite's diary
OK here goes:
All of these have been paid up to July 2014 but I'll stop paying the DMP when I send the CCA's.
Admin Edit - Main thread is here --> http://forums.all-about-debt.co.uk/s...e-things-(DMP) -
General idea about where to take things (DMP)
Hi,
Sorry about what will probably be a long post.
We have a DMP (Step Change) that started just under 6 years ago and we have got down from £54,000 to £30,000
We have been very good payers on it and have kept everyone happy.
As you might guess...Last edited by linnite; 27 July 2014, 21:49. -
ArrowGlobal-Vanquis
i everyone.. great site
just a newbie here - I have read through a few interesting posts.I was wondering if anyone can give me some guidance?
I opened a vanquis card started on 23/8/2008 online. I used it carefully always paying on time at first then... -
O2 Phone Bill - ScotCall - Debt Collection Notice
Hi Guys,
So after about 2/3 years of them not contacting me, ScotCall have emailed me this morning stating
I'm pretty worried as I know they are debt collectors that go to your property.
Any ideas? They've not emailed me/contacted me for about 2/3... -
MBNA/Arrow Global - Blake Lapthorn
This is a sunmary of the chain of events on this matter. I've only found this forum today. I was on a previous forum but not making great headway.
Towards the end of 2012 I received a claim from Northampton Bulk Centre on behalf of Arrow Global relating apparently to a debt owed to MBNA.... -
Sport relief piece on BBC1
Did anyone else watch the two Sport relief pieces BBC1 has done the last couple of nights, dealing with breadline living and utter food poverty.
They were all affected by debt in one form or another, but the one that got me was tonight.
Famous Rich and Hungry available here: http://www....
