Family member purchased a computer (laptop / netbook) in the sales just after Christmas.
This has recently developed issues with turning on and holding a charge.
The retailer wants to send this item off for repair - and obviously once done, its deemed to be accepted, but family...
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Retail - Right to refund
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Mikey & HSBC credit agreement.
Hi, following a cc78 request I eventually received a copy of the attached agreement together with a bundle of terms and conditions etc. Could those in the know pass comment on the agreement please. You'll need good eyesight ;-) Thanks.
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CCA1974 Vs overdraft
What are the Laws regarding overdrafts.
A Rough out line,
I had a bank account that had an agreed over draft and When I lost my job some time ago I went over the agreed limit. I did everything could to keep straight but spiralling bills just kept dragging me down. I suffered with depression...
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Cadwallader's UE Diary
This is a summary & continuation of the thread I started "Cap 1 sold to Lowell" at http://forums.all-about-debt.co.uk/s...sold-to-Lowell
I, like others here, heard recently from Lowell that they had bought my account from Capital 1.
...
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CCJ help
Hi, a friend received a CCJ claim form from Npower which he sent back with his budget, prepared by Stepchange and showing he could afford just nominal payments (£5) on a £572 debt.
He did not receive a court date.
Today he received a judgement dated 5th December. The...
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Smallpaws UE Diary
Hi this is a new thing for me so hope I have everything ready to start up
Original creditor Capital One
- Type of account Credit Card
- Date commenced
- Approx balance £6992.45
- Date last paid 27/10/14
- Are you on arrangement or not paying DMP with Stepchange
- Status added
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HFC visa - Westcot\Arrow Global - Account now CLOSED -
HFC Bank visa card
started >10 years ago I think (will need cca to confirm this)
balance as of November 1 2012 - £1701.31
can't remember last full payment date, possibly early 2000'ies
on arrangement @ £10 per month
account owner is wescot\arrow global
received...
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Santander Default
Hi Guys,
Im new to the site so please be gentle!
I am after some help regarding a default I have received with Santander in September 2012. The default amount was £1482 on a current account that mostly amounted from charges from them. I cleared the balance as soon as I was...
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Lowell harrasment
I have been receving letters from lowell dating back to Jan 14 demanding payment of £1390,97 for a old lloyds bank A/C dating back to 2007. I send them a CCA letter on 21/3/14 requesting a copy of the original overdraft agreement. They replied on 21/7/14 stating that they sent me statement of the...
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Could I possibly have some advice with a default notice received?
Hi people, I was an old member and used to follow a thread on another forum on which NID helped me with some unenforceable agreements. I can't find any logins so i'll start a fresh.
As for this one, it is for a Pitney Bowes Purhase power account.
I was a sole trader and the account...
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Help with Satisfied Default
Hi there,
I've been reading this forum and others over and over for the best couple of weeks and was wondering if someone could offer some advice on my situation.
I have on my credit file details of a credit card agreement with Crap1 which I defaulted on in February...
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ey_137 UE Diary
HSBC Loan £14,730 started 30/03/2006
Sold to Metropolitan in 2008 then Hillesden Securities Ltd (DLC) 14/01/2009
£10,859.54
HSBC Credit Card
Sold to Metropolitan in 2008 then Hillesden Securities Ltd (DLC) 14/01/2009
£2816.98
HSBC Overdraf...
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Durkin Supreme Court Judgment - 26 March 2014
Well in around 20-30 mins the eagerly awaited Durkin (vs HFC/PC World) Supreme Court Judgment should be handed down (09.45am)..
--> http://www.supremecourt.uk/cases/case_2012_0135.html
The key points are:
Let's see...........
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URGENT : Keynes issue LBA for old HSBC overdraft account: HELP!!
Hi everyone,
I first posted about this account in another thread for a HSBC loan account. However as a claim for that account has now been issued and the two accounts are separate, I have started this new thread for this OD account.
This is a current account OD for £1017....
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Capital One Default advice
Hi everyone
Would anyone be able to help me with the validity of a default notice Capital One have sent me?
I recently asked the Cap One Exec Office for a copy of my default notice as I don't seem to have received any of that paperwork. They sent me a "Statement of Default" which...