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  • oscar
    started a topic Retail - Right to refund

    Retail - Right to refund

    Family member purchased a computer (laptop / netbook) in the sales just after Christmas.

    This has recently developed issues with turning on and holding a charge.

    The retailer wants to send this item off for repair - and obviously once done, its deemed to be accepted, but family...
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  • Mikey & HSBC credit agreement.

    Hi, following a cc78 request I eventually received a copy of the attached agreement together with a bundle of terms and conditions etc. Could those in the know pass comment on the agreement please. You'll need good eyesight ;-) Thanks.
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    Last edited by Pixie; 9 March 2015, 16:26. Reason: Bar code showing

  • 4 the people
    started a topic CCA1974 Vs overdraft

    CCA1974 Vs overdraft

    What are the Laws regarding overdrafts.
    A Rough out line,
    I had a bank account that had an agreed over draft and When I lost my job some time ago I went over the agreed limit. I did everything could to keep straight but spiralling bills just kept dragging me down. I suffered with depression...
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  • cadwallader
    started a topic Cadwallader's UE Diary

    Cadwallader's UE Diary

    This is a summary & continuation of the thread I started "Cap 1 sold to Lowell" at http://forums.all-about-debt.co.uk/s...sold-to-Lowell


    I, like others here, heard recently from Lowell that they had bought my account from Capital 1.
    ...
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    Last edited by cadwallader; 2 July 2015, 12:22. Reason: update

  • Tintingirl
    started a topic CCJ help

    CCJ help

    Hi, a friend received a CCJ claim form from Npower which he sent back with his budget, prepared by Stepchange and showing he could afford just nominal payments (£5) on a £572 debt.

    He did not receive a court date.

    Today he received a judgement dated 5th December. The...
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  • Smallpaws
    started a topic Smallpaws UE Diary

    Smallpaws UE Diary

    Hi this is a new thing for me so hope I have everything ready to start up

    Original creditor Capital One
    • Type of account Credit Card
    • Date commenced
    • Approx balance £6992.45
    • Date last paid 27/10/14
    • Are you on arrangement or not paying DMP with Stepchange
    • Status added
    ...
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    Last edited by Smallpaws; 18 October 2016, 15:49. Reason: Updating diary

  • HFC visa - Westcot\Arrow Global - Account now CLOSED -

    HFC Bank visa card
    started >10 years ago I think (will need cca to confirm this)
    balance as of November 1 2012 - £1701.31
    can't remember last full payment date, possibly early 2000'ies
    on arrangement @ £10 per month
    account owner is wescot\arrow global
    received...
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  • grinty6287
    started a topic Santander Default

    Santander Default

    Hi Guys,

    Im new to the site so please be gentle!

    I am after some help regarding a default I have received with Santander in September 2012. The default amount was £1482 on a current account that mostly amounted from charges from them. I cleared the balance as soon as I was...
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  • rod
    started a topic Lowell harrasment

    Lowell harrasment

    I have been receving letters from lowell dating back to Jan 14 demanding payment of £1390,97 for a old lloyds bank A/C dating back to 2007. I send them a CCA letter on 21/3/14 requesting a copy of the original overdraft agreement. They replied on 21/7/14 stating that they sent me statement of the...
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  • Could I possibly have some advice with a default notice received?

    Hi people, I was an old member and used to follow a thread on another forum on which NID helped me with some unenforceable agreements. I can't find any logins so i'll start a fresh.

    As for this one, it is for a Pitney Bowes Purhase power account.
    I was a sole trader and the account...
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  • Mattychoo
    started a topic Help with Satisfied Default

    Help with Satisfied Default

    Hi there,


    I've been reading this forum and others over and over for the best couple of weeks and was wondering if someone could offer some advice on my situation.


    I have on my credit file details of a credit card agreement with Crap1 which I defaulted on in February...
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  • ey_137
    started a topic ey_137 UE Diary

    ey_137 UE Diary

    HSBC Loan £14,730 started 30/03/2006
    Sold to Metropolitan in 2008 then Hillesden Securities Ltd (DLC) 14/01/2009
    £10,859.54


    HSBC Credit Card
    Sold to Metropolitan in 2008 then Hillesden Securities Ltd (DLC) 14/01/2009
    £2816.98

    HSBC Overdraf
    ...
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    Last edited by ey_137; 25 September 2014, 20:08. Reason: Reply from dlc

  • Durkin Supreme Court Judgment - 26 March 2014

    Well in around 20-30 mins the eagerly awaited Durkin (vs HFC/PC World) Supreme Court Judgment should be handed down (09.45am)..

    --> http://www.supremecourt.uk/cases/case_2012_0135.html

    The key points are:



    Let's see...........
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  • URGENT : Keynes issue LBA for old HSBC overdraft account: HELP!!

    Hi everyone,

    I first posted about this account in another thread for a HSBC loan account. However as a claim for that account has now been issued and the two accounts are separate, I have started this new thread for this OD account.

    This is a current account OD for £1017....
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  • Ladybird
    started a topic Capital One Default advice

    Capital One Default advice

    Hi everyone Would anyone be able to help me with the validity of a default notice Capital One have sent me?
    I recently asked the Cap One Exec Office for a copy of my default notice as I don't seem to have received any of that paperwork. They sent me a "Statement of Default" which...
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