I was on an AP with one company, regarding my overdraft.

They appear to have pulled it over the weekend, to £0 - so although I was within the monthly payments (been under the reducer each time so far), I can't access any of the money.

I'm going to phone collections in the...

Change Charging Order & Bankruptcy Thresholds e-Petition

This is a duplicate of the Blog Entry made on 10th April 2013 10:08.

*Change Charging Order & Bankruptcy Thresholds*

We call on the government to stick to the original promise to raise...

Threshold introduced for charging orders

This is a duplicate of the Blog Entry made on 8th April 2013 12:14.

Creditors can secure a debtor’s property against unsecured debts as low as £1,000 due to new regulations on charging orders which have come into...

...

hi guys
can anyone direct me to the area i need to pull off the template letter regarding home visits? have apex debt management on me telling me they are visiting for coffee! would like to tell them to go do one.

thanks in advance x

Hi all

I need some advice on whether a CCJ ever expires.

I had a CCJ against me in 2005 for £ 2,000 which I never dealt with and was never enforced by the creditor. This dropped off my Experian file in 2011 and I believed that was the end of it but I have recently had...

We have 3 credit cards, with a approx total of £8500 debt on them.

The main one is for £7400, the others are just over £200 and £800.

We also have 3 catalogue debts of £440,£887 & £1023.

We are paying just above the minimum payments each month....

I have to send a letter to Marlin and rather than waste money on recorded delivery , as I have access to a fax machine ( it's in the office where I drop into from time to time and it's a fax only line !!!) I was wondering if I should use that.

It gives me proof of reciept stright away,...

Hi there

This could take a while. I have been separated and divorced for about 5 years now, my ex wife makes no contribution to the mortgage or the secured loan on the property! When we separated i discovered she accumulated over £11,000 in personal debt. Now the debtors are getting...

OFT imposes requirements on RBS and NatWest about use of charging orders

This is a duplicate of the Blog Entry made on 11th January 2013 18:20.

The OFT has imposed requirements on Royal Bank of Scotland plc (RBS) and National Westminster Bank plc (NatWest), both members of...

OFT bars RBS debt collecting that puts homes at risk

This is a duplicate of the Blog Entry made on 11th January 2013 18:21.

*Regulator imposes requirements on Royal Bank of Scotland's use of charging orders - a way of collecting unsecured debts that could see borrowers......

Hi guys,
never really approached this one in the right way..
Always ended up paying out more than i could afford, and not leaving enough to live on.
Since going down the UE route its helped massively.
I have 2 or 3 that i have coming up for review....they are Enforceable...

edit

This is a great forum, and I need just a little clarification on CCJs with Charging Orders, which I cannot see elsewhere.

A few years ago the recession made a hole in my life and I ended up in thin air without any money. Having a couple of credit cards I took on more 'easy finance'...

I am just searching every avenue as we have a charge on our house and its giving us grief , most will know we have gone to court for a re-dtermination and the judge has set the payment at £**.** a month, fairfax solicitors are acting for Arrow Global.
1) Can a charge be paid off by F&F settlement...