Hi all

First of all, I want to thank you all for your invaluable help and assistance to those of us struggling to work through our situations, even those of us who are usually lurkers. Reading your stories and the advice you're given really really helps.

My husband...

had a answerphone message the other day (number now blocked) from a company called NDR

Havent had any letters from them, didnt mention which debt they relate to so was curious if its a name for another company?

Excellent new guidance today from the OFT, highlighting some of the shoddy practice which goes on by companies holding consumer credit licences. Some frightening stories and it really highlights the benefits of a provider you totally trust.

http://www.oft.gov.uk/shared_oft/business_le...

Hi
We have been on a DMP (with Payplan)since July 2010. On the whole we've been lucky as after a few months all letters stopped and its been quiet since. Due to the fact that we kept consolidating debts we only have 3 creditors for our unsecured debt. Nat West (Triton,) Tesco, and Bank of Ireland...

On the 4th January 2012 before DDJ Bradly HFO brought a claim against an elderly gentleman. The letters which i had sight of could only be described as disgusting and in my opinion have no place in the recovery of a consumer debt.

Things like " you have paid so will have no defence...

Hi everyone

I am new to this forum and would really appreciate some advice.

I had a letter from Howard Cohen Solicitors dated 21st December (received 31st Dec) regarding an amount of £278.49 I owe to Next. I phoned Howard Cohen this evening and explained that I contacted Next...

Log Book Loans caught in "possibly criminal" sham

This is a duplicate of the Blog Entry made on 27th November 2011 16:18.

One of Britain's most controversial legal loan sharks could be closed within weeks after it was caught pretending its staff worked for a firm...

Payday lender targets cash-strapped consumers with 0% loan gamble

This is a duplicate of the Blog Entry made on 16th November 2011 20:59.

A payday lender is tempting cash-strapped consumers with a 0 per cent loans gamble - that only lasts eight days. The loans of £50 to £300...

DEMSA imposes sanctions on member

This is a duplicate of the Blog Entry made on 8th November 2011 18:49.

A commercial debt management firm has been fined, disciplined, and reported to the industry regulator by one of the industry’s main trade bodies...

Click...

I am having a wee fight with some DCA's - long story, but basically they are pissing me off so I am fighting back myself now. As you can see, it only takes a simple email for compliance from the Head Of - however, it shouldn't have even gone that far!

Niddy vs 1st Credit - email complaint...

I've just noticed on my Equifax credit report that there have been 2 credit searches done by DCAs

One is a few months ago and other is exactly 12 months older

Both are from different DCAs
One is probably about HSBC debt as I had a letter from the same DCA a week...