Hello all,

Firstly I find this forum very helpful, but can't find any help about my problems. Please help if you can.

I've been paying my IVA for Six Years which ends in May 2014. I'm with a company called Grant Thornton (Belfast) oringinally with Blair Endersby.
...

Eleven year bankruptcy restriction for bank worker who stole people

This is a duplicate of the Blog Entry made on 7th February 2014 20:24.

Christopher Mark Wathen, a client relationship manager for a bank, has been handed an 11-year bankruptcy restrictions from 3 January for...

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Hubby got a parking fine Saturday for parking on double yellows parking outside where he works he noticed there are two breaks in the yellow lines one end marker on the yellow lines does not look done properly , there are no signs saying NO PARKING , but there are signs saying TRADER LOADING AND UNLOADING...

Hi Guys,

Its been awhile since i last posted, mainly because ive been able to manage my debts via making monthly instalments. However one of these debts is from an old buisness that ceased to trade and was left with an overdraft that i couldnt pay back. This was around 3/4 years ago. I...

Hi All,

I have just decided to try and get a credit card from Vanquis today and succeeded They even phoned me within the hour and gave my a limit of £500.00 a lot easier than thought.

I still cannot understand why I cant get a Current acc with HBOS even though I've had a...

Hi all,

my wife and I are about to get a large invoice (£30k ish) for dilapidation charges on a shop we used to lease from a very aggressive landlord. We will fight it but after taking advice, realise that we haven't got much chance.

We currently have about £40k on cards...

I've been reading around a lot but struggling to find much useful advice so I'd be grateful if anyone has any ideas.
Per the title we are currently dealing with debt that isn't ours. My father has left the country & Europe, leaving a fair amount of debt unpaid & no contact details. We...

Stopped paying 1 year ago. 5 credit cards.

two have dissapeared from noddy credit file thingy.

one was mbna, but i think its been sold to aktiv.

should i CCA , and i do, is it to aktiv?.. (not mbna), and
should i cca the other 4?

have 1 ccj,...

I've just been reading the information about how Charging Orders are going to be easier to get after a CCJ is awarded and wondered if someone could confirm that if your house is owned or mortgaged jointly, but the debt is only in the name of one person, a charging order cant be awarded, only a Restriction?...

Just worked out what we take from business each month and its less than what we would recieve from jsa and mortgage help.

One big problem we have here is that for the past few years we haven't paid NIC so would we qualify for any help ?

We haven't decided to close the business...

My house is jointly owned, but I have a charging restriction (registered in 2007) in my name for a credit card debt.
Having done some research on this it is clear that the property can be sold without settling the restriction as long as the creditor and Land Registry are informed (at the time...

Had a spare 1/2 hour so I thought I would have a browse through the consumer credit act 1974 HERE

I came across this..

[F151ARestrictions on provision of credit card cheques

(1)A person who provides credit card cheques otherwise than in accordance with this section...

Hi,

I have a debt of 3k with Littlewoods. I was struggling to pay the monthly payments as I can't work over the last 2 years due to a health condition. I have 3 children, and all the expense that comes with that, so I offered them monthly payments that I could afford but never got anywhere....

New lending code provides new rights and protections for borrowers

This is a duplicate of the Blog Entry made on 1st February 2012 18:53.

The FLA Lending Code, which has been protecting borrowers for twenty years, has been relaunched today with a range of new protections for...