Hi,
First of all I wish to state how refreshing it is to find such a well organised forum with help on debt matters.
Here is my situation:
Had loan facility for a business taken out as a personal loan (unsecured) back in 2001. This was on a joint account for me...
103 results in 0.0020 seconds.
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1st Credit - please help
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council tax
Hi. Can the council get a ccj against you without us actually going to court?
They have just put it on credit file.....? We haven't been to court!? So are confused. We were not served any papers prior to this either. Help please. Thank you very much. -
Baliff Making further demands
I have the unfortunate pleasure of dealing with the baliffs on behalf of the local council, I got behind with the council tax as so many do and now it seems I will be paying the hard way.
i have agreed a monthly amount with them, how ever I was two days late paying last month and now the... -
Trouble with Link
Dear Experts,
I had a card taken out from Egg initially.
This was transferred to Barclay Card. At some point, I had difficulty in keeping up with payments due to loss of employment. I made arrangement to pay minimal amount and this was also broken at some point.
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advice with default notice
Hi - first post, so apologies if I am going over old ground!
Firstly, I would like to say what a great site this is, if I had found it a while back I wouldn't have the issues I now do!!
I have just read Niddy's thread about default notices CRA v CCA, I had absolutely... -
Nearly there
Hi there, this is my first post and I'm hoping someone can help.
My wife and I have a large amount of debt across various credit cards and in May we wrote to our creditors with a DMP. The majority accepted our proposals within a few weeks and suspended interest, however one company...Last edited by Digby; 3 September 2014, 09:31. -
linnite's diary
OK here goes:
All of these have been paid up to July 2014 but I'll stop paying the DMP when I send the CCA's.
Admin Edit - Main thread is here --> http://forums.all-about-debt.co.uk/s...e-things-(DMP) -
General idea about where to take things (DMP)
Hi,
Sorry about what will probably be a long post.
We have a DMP (Step Change) that started just under 6 years ago and we have got down from £54,000 to £30,000
We have been very good payers on it and have kept everyone happy.
As you might guess...Last edited by linnite; 27 July 2014, 21:49. -
Capital One and ICO Guidlines
After a bit of advice regarding this please.
I had a Capital One Credit Card in 2005, got into a bit of financial trouble and ended up in a DMP in 01/03/2007. Now Capital One marked my credit file with AR/AP markers for 28 months before finally defaulting me in May 2009 (god i wish i'd... -
Idiot guide CRA markers
Help wanted is there an idiot guide to markers that are placed on your credit file,
I was wondering are DM/ debt management markers the same as AP/AR arrangement to pay markers, are they treated the same in the eyes of any prospective creditor??
Regards -
Arrangement to pay Egg Credit Card
Hi, I hope this is the right place to post this. I would like to hear your opinions on whether this is a justified use of 'arrangement to pay' marker.
I went over my credit agreement by £35ish. They rang and offered to increase my credit card limit temporarily and asked if i would pay... -
Cabot financial on BBC now
Dont get done get dom is on BBC right now ripping in to Cabot for chasing someone for 3 debts that isn't his! -
Default vs Arrangement to Pay Advise - Marlin (formerley Northern Rock)
I defaulted on my credit cards and an unsecured personal loan back in early 2009, all of the three card companies applied a default yet NR left my personal loan as ATP. I've challenged this and I'm waiting to hear back from the ICO.
However, the loan appears to be have dropped off my... -
Mortgage question
Quick Q,
Some time back we were taken to court for repossesion which we managed to stave off and agree an affordable payment plan with the mortgage Company. After keeping up with this for a while the they wrote to us stating they had consolidated the arrears onto the loan so we no longer...
