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  • 1NightInIbiza
    started a topic Debt collection on Christmas Day

    Debt collection on Christmas Day

    Hi All,

    Firstly, I hope everyone has a good Christmas & New Year Period

    I was sent an email from BPO Collections yesterday (on behalf of Virgin Media), dated 25th Dec and received at 9:09am. Are they allowed to do that on Christmas Day!? Seems very underhand to me!...
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  • DebtDevil
    started a topic Decision made! bankruptcy it is!

    Decision made! bankruptcy it is!

    Sorry had remove
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    Last edited by DebtDevil; 6 June 2015, 22:35.

  • FEL1C1TY
    started a topic FEL1C1TY's UE Diary

    FEL1C1TY's UE Diary

    Sorry in advance for the extremely long post but I wanted to provide some background to my situation before asking for some help in dealing with a particularly annoying DCA that are being very uncooperative in my attempts to settle an old credit card account.

    Between 1999 – 2004 I...
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  • daisy
    started a topic UK Online Shop Provider

    UK Online Shop Provider

    I am looking to start up an online shop and have found several providers such as Shopify.com, however, they all seem to be based in America or Canada, please can someone recommend a UK based company? Or don't they exist?
    It needs to be simple to use, as my only experience is with a free website...
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  • Worried79
    started a topic Drydensfairfax

    Drydensfairfax

    Hi all

    I hope you can help me, I went bankrupt in early 2012, all has been great since then all my debt gone. I have remarried since then and moved house.
    On Saturday I received a letter from Drydensfairfax Solicitors just with my old name on and just saying "they have been...
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  • moonie
    started a topic Expat UK Debt - advice needed

    Expat UK Debt - advice needed

    Uk citizen, now retired and living in Asia, I have about 30k debt spread around 5 creditors, have not been able to pay anything for past 6 months creditors have been ok about that. Have kept them informed as to situation, and addresses in Asia.
    Planned to go bankrupt in Uk , but could not raise...
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  • 1NightInIbiza
    started a topic New start.....

    New start.....

    Finally went bankrupt today, a number of factors in the end - but feel glad to have finally done it. Was supposed to happen yesterday, but the judge couldn't come so I got to court to be turned away!

    Court were very helpful in rebooking me for today (before the 10am opening time too so...
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  • 1NightInIbiza
    started a topic High Court Enforcement Officer

    High Court Enforcement Officer

    Does anyone have any experience of these? As my CCJ wasn't from a CCA, Spreadex are threatening to get one and I was told they are actually more powerful than a normal bailiff and just break in to take stuff??
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  • Car Insurance, Bankrupt, claims and big problems

    Please can anyone help?

    I was made BR in June. Prior to this I had a serious car accident in May and now am in a position to drive again. I also have 3 points on my licence from 2011 and a spate of claims linked to a few car park dingles and vandalism linked to my violent ex-husband. 2011,...
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  • dawnlougib
    started a topic HMRC

    HMRC

    Hi I have no idea if this is right part of site. I have joined this site for myself but this question is about my ex partner. He has received a statutory letter from HMRC saying that if he doesn't pay £18,000 in 18 days then they will look at making him bankrupt he cannot afford this so won't be able...
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  • oneman
    started a topic New Member.

    New Member.

    Hi, I have just been recommended to join this group by Amy and to ask for Niddy?
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  • Mattychoo
    started a topic Help with Satisfied Default

    Help with Satisfied Default

    Hi there,


    I've been reading this forum and others over and over for the best couple of weeks and was wondering if someone could offer some advice on my situation.


    I have on my credit file details of a credit card agreement with Crap1 which I defaulted on in February...
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  • Former England footballer David James declares himself bankrupt

    Former England footballer David James declares himself bankrupt

    This is a duplicate of the Blog Entry made on 16th May 2014 16:27.

    *Former England international goalkeeper David James, who earned an estimated £20 million in his career, has declared himself bankrupt* David......
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  • MARAS credit check - what does it actually check?

    Hi All

    We're currently putting in application to rent a property and have been given a MARAS reference application form.

    Does anyone know what information MARAS actually obtain from the CRA's?

    Do they only see public information such as BR and CCJ's, or do they...
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  • pompeyfaith
    started a topic Thinking of going Bankrupt

    Thinking of going Bankrupt

    Right this morning I have received an attachment of earnings letter from the local courts in favour of hillesden this was for a debt I had a payment arrangement on of £10 monthly.

    This court letter has been sent to both me and my wife and we have to attend a hearing on the 2nd June 2014...
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