Hi all
Well I am kinda in a huge mess. I have c. 40K of debt made up of overdrafts, personal loans, credit cards and payday loans. Currently most of them are being managed for me by a DMC and have been for a few years. I don't want to bore you but just as I get things steady i take out more payday...
200 results in 0.0028 seconds.
-
Help and advice please
-
Should I go bankrupt?
I have debts of c.40K over about 18 creditors . I have no assets and my only income is ESA. I am paying £1 per month token payment to each creditor as a token payment. I am actively looking for work, however there are some mental health issues that make me nervous about starting a new job (stress,... -
Financial terms on the back of the form
I have a number of credit card agreements that I thought were enforceable, but now wonder if they are.
The prescribed terms are either on the front or the back of the forms with the signature on the other side. In Niddy's guide "Example agreements" there are two such agreements... -
Questions about car......complicated!!
Hello everyone,
Well everything was pootling along nicely,forms provisionally filled in, just waiting for the 13th March, when BAM...........DH writes off our car.....aaaargh!!!. He went into the back of someone at a junction, and today our insurance company have deemed it a total loss based on... -
Disabled people face unlimited unpaid work or cuts in benefit
Mental health groups and charities attack plans drawn up by Department for Work and Pensions
Some long-term sick and disabled people face being forced to work unpaid for an unlimited amount of time or have their benefits cut under plans being drawn up by the Department for Work and Pensions.... -
Barclaycard raided my bank account!
Phew, that was close!
I had a long-running dispute with Egg over the enforceability of their agreement (made before 2003, wording is defective and the necessary terms and conditions are absent).
Barclaycard bought Egg last year and silly me continued banking with Barclays... -
DCA won't let me pay by standing order
I've a credit card debt with Regal Credit Consultants - its post April 2007 - so concentrating on the pre-2007 ones first. I've got the payment agreed to a level I can afford and its always paid on time.
But.....they take the payment using the bank card for my bank account. I am closing... -
Company in administration owing money -- contacting administrators?
Bit of a hypothetical query, this, naming no names ...
A company owing me some money is "in administration". I've read that the status of "in administration" is a temporary one and automatically ends in twelve months. For this company in question, that twelve-month... -
DWP hassle
Hi all,
Bit of a weird one here,hoping someone can point me in the right direction !
Have been unemployed a year and a half until last week....about three months ago,had a letter from DWP saying they were going to stop nearly £5 a week from my benefits due to "another income".After... -
Cooperative Bank - transaction problems 22nd January 2011
Just a wee word of warning....
Went shopping today to Morrisons, and much to my embarrassment my card declined - grrrrrrrr (I know that there is sufficient funds to pay the bill).
Went to the cashpoint, and successfully withdrew the cash to pay the bill
... -
Kodak Bankrupt :(
-
default notice served, but no pre-default notice?
My mother has been sent a default notice saying she was sent a letter regarding the outstanding arrears and failure to pay within 14 days may result in a debt collection agency asking for full payment or arranging a monthly repayment. and a default notice will be served.
It was from an... -
New to DMP
A big hello to everyone on the forum.
Just entered a DMP with CCCS as needed a leg up on the long road ahead.
Most of my creditors are now aware, with my dmp starting 1st Feb. Only the Halifax & Santander to inform - closing both bank accounts at the end of the month, so will inform... -
HSBC right to set off
I've already posted about a loan I have had with Northern Rock as this year I'm determined to get things sorted and fight back against my creditors.
Baiscally I opened a current account with HSBC back in 1994, had the account for many years. In 2008 the account had an overdraft of £3531... -
Concern grows over 'mis-sold' Sipp pensions
Many pension savers are paying over the odds for do-it-yourself pensions they don't need, it has been suggested.
There are concerns that a significant number of investors with a self-invested personal pension (Sipp) may have been mis-sold these plans, as they may be paying over...
