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Hi
I'm looking at upgrading our bank account. If we apply are they likely to transfer out overdraft or could we lose it?
I'm looking at upgrading our bank account. If we apply are they likely to transfer out overdraft or could we lose it?
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I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
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Re: Upgrading bank account
Hi Cym,
That's always a worry, I suppose it will depend on whether you're on good terms with them otherwise and if they do a credit check for the upgrade. See what Niddy or others say. Which bank is it? -
Re: Upgrading bank account
Can you elaborate - which bank account you have and which you want to upgrade to? So long as the account details remain, ie same a/c number then the balance inc any account score / overdraft etc will move with it.
Or open it as a new second account? Your choice.....I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
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Re: Upgrading bank account
I upgraded to the 123 account with Santander a few years back when I had several defaults and a CCJ against me. As Niddy said, mine was the same account number so they said nothing would change. I would ask your bank - That's what I did.
BeefyComment
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Re: Upgrading bank account
Hi, thanks for the replies. It's a Nationwide Flex account with a £3000 OD. I would like to upgrade to the Flex Plus.I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: Upgrading bank account
Just an update for anyone else in this situation. Upgrade successful with OD intact. £10 per month is a good deal as the benefits for this account far outweigh any other outgoings.I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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