MJR001 UE Diary

[mjr001]

Re: MJR001 UE Diary

I have drafted a letter to send to Shoosmiths, just wanted to check that this would be sufficiant for illegibility

I refer to your letter dated 02/11/2012 regarding the copy of the executed agreement. I have twice now received documents from RBS, both of which are the same, the copies I have been sent which were on 16/05/2012 and 08/06/2012 were of that poor quality I deem them to be illegible.

All I have asked is to forward me documents, which are easily legible, surely getting the original documents, photocopying them to a readable standard and sending them to me is not too much to ask.

I look forward to your reply in due course.
Regards

M



Any advice or additions welcome

Letter sent before their DEADLINE. Hope for the best now

M

[Paul.]

Re: MJR001 UE Diary

Letter sent before their DEADLINE. Hope for the best now

M

seems the best option to me

[SXGuy]

Re: MJR001 UE Diary

any update to shoesmiths?

[mjr001]

Re: MJR001 UE Diary

any update to shoesmiths?

I sent them a letter saying paperwork received from RBS was illegible, have not heard a thing since. The calm before the storm possibly!

M

[mjr001]

Re: MJR001 UE Diary

Account No4

RBS - Gold Mastercard

Start Date : Approx August 1999
Balance as of 18/01/12 : £6360.00
Last Full Payment : 01/01/2012
Status : Payments Stopped

March 24th 2012 - CCA request sent to RBS
May 23rd 2012 - Letter From RBS, CCA recieved, uploaded to secure area to check.
May 26th 2012 - Niddy said CCA missing prescibed terms letter sent.
June 02 2012 - Letter from Triton Credit Services, make contact with RBS otherwise debt recovery agent will be involved.
June 15th 2012 - Letter from Triton demanding payment and also RBS saying they have met all aspects of the CCA request.
August 9th 2012 - Letter from Triton Credit Services, notice of legal proceedings.
August 9th 2012 - Letter sent to Triton, account in dispute with Royal Bank of Scotland.
September 5th 2012 -Letter from Natwest ?. Copy of my last letter which was sent to Triton (account in dispute) with a covering letter
saying the £1 fee has not been included and they also want a copy of my signature.
September 29th 2012 - Letter from Green & Co solicitors, notification of possible court proceedings.
September 29th 2012 - Letter sent to Green & Co - Sold in Dispute
October 2nd 2012 - Letter from Green & Co - Account with them closed and sent back to Trition Credit Services
November 12th 2012 - Letter from RBS - Do not condider account in dispute, contact FOS if not satisfied
November 19th 2012 - Letter from RBS - Unable to come to suitable repayment plan, account passed to Direct Legal, will contact within 14 days
December 4th 2012 - Letter from Direct Legal (part of Hillesden Securities), contact to agree suitable payment proposal

Letter received from Direct Legal, contact them to arrange agreed payment proposal....... Ignore for now ?

M

[SXGuy]

Re: MJR001 UE Diary

No i wouldnt ignore DLC, they can be quite aggresive.

Send the account sold in dispute.

[mjr001]

Re: MJR001 UE Diary

No i wouldnt ignore DLC, they can be quite aggresive.

Send the account sold in dispute.

Printed and ready to go Monday morning. Thanks

M

[mjr001]

Re: MJR001 UE Diary

Account No2

Barclaycard - Apex

Start Date : Approx August 2000 (Apex took over approx Aug 2011)
Balance as of 18/01/12 : £3700 (original Balance £4500)
Last Full Payment : 01/12/11 - £20(part payment 01/01/12 - £5)
Status : Payments Stopped

Jan 6th 2012 - CCA request to Apex
Jan 11th 2012 - Letter from Apex, account on hold while requesting docs
Feb 13th 2012 - Letter From Barclaycard (via Apex) CCA Received, Niddy says
Feb 14th 2012 - Missing prescribed terms letter sent
Feb 25th 2102 - Letter From Apex, Disputing missing prescribed terms, sent to Niddy to check over
Feb 26th 2012 - Final response - Unenforcable, (CCA sent) template sent to Apex.
Mar 9th 2012 - Letter from Apex, recon agreement acceptable to them and no signature also acceptable ?. Advised to ignore.
October 26th 2012 - Letter from Apex - Notice of sum of arrears
Dec 28th 2012 - Default notice from Apex, unless payment made further action will be taken

Letter from Apex today (no xmas card enclosed either) default notice, please pay now to avoid further action...yeah right

All i have had in response to my CCA request from Jan was some blank terms and conditions, no agreement, nothing, and some statements of the account.

should i send the no cca received letter to them ??

M

[Deepie]

Re: MJR001 UE Diary

Letter from Apex today (no xmas card enclosed either) default notice, please pay now to avoid further action...yeah right

All i have had in response to my CCA request from Jan was some blank terms and conditions, no agreement, nothing, and some statements of the account.

should i send the no cca received letter to them ??

M

I would send nothing for now if it were me......

[mjr001]

Re: MJR001 UE Diary

Account No4

RBS - Gold Mastercard

Start Date : Approx August 1999
Balance as of 18/01/12 : £6360.00
Last Full Payment : 01/01/2012
Status : Payments Stopped

March 24th 2012 - CCA request sent to RBS
May 23rd 2012 - Letter From RBS, CCA recieved, uploaded to secure area to check.
May 26th 2012 - Niddy said CCA missing prescibed terms letter sent.
June 02 2012 - Letter from Triton Credit Services, make contact with RBS otherwise debt recovery agent will be involved.
June 15th 2012 - Letter from Triton demanding payment and also RBS saying they have met all aspects of the CCA request.
August 9th 2012 - Letter from Triton Credit Services, notice of legal proceedings.
August 9th 2012 - Letter sent to Triton, account in dispute with Royal Bank of Scotland.
September 5th 2012 -Letter from Natwest ?. Copy of my last letter which was sent to Triton (account in dispute) with a covering letter
saying the £1 fee has not been included and they also want a copy of my signature.
September 29th 2012 - Letter from Green & Co solicitors, notification of possible court proceedings.
September 29th 2012 - Letter sent to Green & Co - Sold in Dispute
October 2nd 2012 - Letter from Green & Co - Account with them closed and sent back to Trition Credit Services
November 12th 2012 - Letter from RBS - Do not condider account in dispute, contact FOS if not satisfied
November 19th 2012 - Letter from RBS - Unable to come to suitable repayment plan, account passed to Direct Legal, will contact within 14 days
December 4th 2012 - Letter from Direct Legal (part of Hillesden Securities), contact to agree suitable payment proposal
December 7th 2012 - Letter sent to Direct Legal - account in dispute
December 14th 2012 - Letter received from Direct Legal - acknowledgement of my complaint
December 17th 2012 - Response to complaint letter I sent Dec 7th, do not consider themselves as harrassing, referred account in dispute part back to RBS and are awaiting a response
Jan 2nd 2013 - Letter from Direct Legal, RBS have confirmed to them that they have complied to their obligations

Letter received from DLC saying RBS have contacted them and they have complied with their obligations, get in contact with DLC no later than 15th Jan in big bold letters

Any thoughts ?

M

[Pixie]

Re: MJR001 UE Diary

You could send Our Templates | Unenforceability Templates | CCA Query - Creditor Refusal to Accept UE Status

[mjr001]

Re: MJR001 UE Diary

Account No2

Barclaycard - Apex

Start Date : Approx August 2000 (Apex took over approx Aug 2011)
Balance as of 18/01/12 : £3700 (original Balance £4500)
Last Full Payment : 01/12/11 - £20(part payment 01/01/12 - £5)
Status : Payments Stopped

Jan 6th 2012 - CCA request to Apex
Jan 11th 2012 - Letter from Apex, account on hold while requesting docs
Feb 13th 2012 - Letter From Barclaycard (via Apex) CCA Received, Niddy says
Feb 14th 2012 - Missing prescribed terms letter sent
Feb 25th 2102 - Letter From Apex, Disputing missing prescribed terms, sent to Niddy to check over
Feb 26th 2012 - Final response - Unenforcable, (CCA sent) template sent to Apex.
Mar 9th 2012 - Letter from Apex, recon agreement acceptable to them and no signature also acceptable ?. Advised to ignore.
October 26th 2012 - Letter from Apex - Notice of sum of arrears
Dec 28th 2012 - Default notice from Apex, unless payment made further action will be taken
Jan 25th 2013 - Letter from Apex, Agreement terminated, pay balance immediately

Letter from Apex, you have not compiled with default notice and payments to your credit agreement (what agreement - still waiting for one from you since jan 6th last year - only thing i was sent was some printed terms, nothing else), at the minimum contractural level (what contract ?), make sure you respond to this letter today

M

[Undercover Elsa]

Re: MJR001 UE Diary

The RBS Mint card saga is now continued in the Secure Legal section here>>
allaboutFORUMS

[nanna58]

Re: MJR001 UE Diary

Hi how are things going?