Alland UE Diary

[5corpio]

Re: Alland UE Diary

Strange you mention you suspect MKDP and barclaycard are connected,I had the same gut feeling both their letter and the Barclycard letter both look exactly the same in format and the envelopes bear the same Milton Keynes return address on the back.

This account was taken over by Barclaycard a few years back from the OC - Morgan Stanley, To date I have never seen any CCA from Morgan Stanley or Barclaycard, so I'm quietly confident one won't be appearing any time soon.

Barclaycard uses the below for recovery for Loans, Debts etc -
MKDP operates from same address as MKRR - Milton Keynes Rapid Recovery (Which don't have a website) looking further MKDP operates under umbrella The Compello Group at the same address ( Outsourced Debt Servicing | Debt Purchasing | Commercial Collections | Compello Group ) -

[MrsD]

Re: Alland UE Diary

pick a place to wait (near the loo is good) we could be some time..............

[helmsman]

Re: Alland UE Diary

mmm Mr D got the same for his this morning, methinks we'll play the waiting game as well, we'll have a mass wait-in.........................

I got one too

[alland]

Re: Alland UE Diary

mmm Mr D got the same for his this morning, methinks we'll play the waiting game as well, we'll have a mass wait-in.........................

A mass wait-in... I like it MrsD..

[alland]

Re: Alland UE Diary

Update 16-05-12
Barclaycard Mastercard (UE)
Balance £6469.00
Last Paid March 2010



16-05-12 Letter received from MKRR - As you have not taken up our offer to help,your account is now with our pre-legal dept.
This has left us with no option but to transfer your account to *Raven Recoveries to resolve this on our behalf. This may involve applying to the courts for a County Court Judgment which will enable us to commence with one or more of the following steps.
* Instruct a bailiff to remove goods from your property.
* Obtain a charge against your property.
* Deduct monies directly from your salary through your employer (erm, I am my employer )
* Obtain monies directly from your bank account ( What!, not had this threat before )
* Request you attend court for an examination of your financial means.

*Not had any previous dealings with Raven Recoveries, so will wait to hear from them before deciding on my next move.

I found it on UE Diary - Linky: allaboutFORUMS - View Single Post - 5corpio UE Diary

21st July 2011 was last correspondence telling me that it was sold to MKDP = So in theory over 1 year later still no response (apart from Barclaycard themselves sending a letter as below)

Then in Nov 2011, Barclaycard then sends a letter to say that they can't find agreement..........wonders if MKDP is actually Barclaycard somewhere along the line of hidden company names?

Assuming that your account is UE?

Strange you mention you suspect MKDP and barclaycard are connected,I had the same gut feeling both their letter and the Barclycard letter both look exactly the same in format and the envelopes bear the same Milton Keynes return address on the back.

This account was taken over by Barclaycard a few years back from the OC - Morgan Stanley, To date I have never seen any CCA from Morgan Stanley or Barclaycard, so I'm quietly confident one won't be appearing any time soon.

[MrsD]

Re: Alland UE Diary

mmm Mr D got the same for his this morning, methinks we'll play the waiting game as well, we'll have a mass wait-in.........................

[5corpio]

Re: Alland UE Diary

Yes I agree 5corpio, I will await their first response before opening any dialogue with them.

I found it on UE Diary - Linky: allaboutFORUMS - View Single Post - 5corpio UE Diary

21st July 2011 was last correspondence telling me that it was sold to MKDP = So in theory over 1 year later still no response (apart from Barclaycard themselves sending a letter as below)

Then in Nov 2011, Barclaycard then sends a letter to say that they can't find agreement..........wonders if MKDP is actually Barclaycard somewhere along the line of hidden company names?

Assuming that your account is UE?

[alland]

Re: Alland UE Diary

Yes I agree 5corpio, I will await their first response before opening any dialogue with them.

[5corpio]

Re: Alland UE Diary

I received a while back from them too - But no further 'News' from them at all.......actually 'None' so just waiting for them to send a response first if it was me rather than chase them with a 'sold whilst in dispute' (Just delays time for nearer Statue Barred)

[alland]

Re: Alland UE Diary

Update 09-08-12
Been very quiet of late, found my diary way down on page 5 !

Barclaycard Mastercard (UE)
Balance £6469.00
Last Paid March 2010

Letter from MKRR October 2011
[Quote}
"Regardless of our attempts to contact you, we still have not received your offer of payment (no because I have not made one) Please contact us to help us reach a solution to the outstanding balance.
Our team is waiting to discuss this outstanding balance and how it can be reduced. We want to help you. Until you contact us we are unable to offer any assistance and may need to take further action to resolve this.

16-05-12 Letter received from MKRR - As you have not taken up our offer to help,your account is now with our pre-legal dept.
This has left us with no option but to transfer your account to *Raven Recoveries to resolve this on our behalf. This may involve applying to the courts for a County Court Judgment which will enable us to commence with one or more of the following steps.
* Instruct a bailiff to remove goods from your property.
* Obtain a charge against your property.
* Deduct monies directly from your salary through your employer (erm, I am my employer )
* Obtain monies directly from your bank account ( What!, not had this threat before )
* Request you attend court for an examination of your financial means.

*Not had any previous dealings with Raven Recoveries, so will wait to hear from them before deciding on my next move.

Letter received dated 2nd August from MKDP LLP to notify me that they have bought the interest in the Barclycard account including the outstanding balance, which is now due under this account.
This was followed up on the by a letter from Barlcycard also dated 2nd August confirming that MKDP LLP are now the sole owners of the account, and all monies due on the account must be paid directly to MKDP.

I have never had a CCA from Barclycard in respect of this account, and it has gone back & forth with a number of DCA's since my CCA request in 2010.

So now I will begin the usual correspondence paper trial with the new owners. Starting with the "Account sold while in dispute" template letter.

[alland]

Re: Alland UE Diary

Thanks I2D, good idea, I will do that in the morning.

Diddles, yes maybe that is what they mean by planning a "raid" on my bank account, but I have had no bank accounts or dealings past or present with Barclay's or any of their accociated companies, well apart from the two Barclaycard card accounts, which they inherited about three years ago when they bought out accounts from other card companies who I originally had the accounts with.

[diddlydee]

Re: Alland UE Diary

They might be referring offsetting, Alland, whereby if you have a bank account with the same company as the creditor, they can dip into your account..... but not an option if you don't bank with Barclays

[Deepie]

Re: Alland UE Diary

Update 16-05-12
Barclaycard Mastercard (UE)
Balance £6469.00
Last Paid March 2010



16-05-12 Letter received from MKRR - As you have not taken up our offer to help,your account is now with our pre-legal dept.
This has left us with no option but to transfer your account to *Raven Recoveries to resolve this on our behalf. This may involve applying to the courts for a County Court Judgment which will enable us to commence with one or more of the following steps.
* Instruct a bailiff to remove goods from your property.
* Obtain a charge against your property.
* Deduct monies directly from your salary through your employer (erm, I am my employer )
* Obtain monies directly from your bank account ( What!, not had this threat before )
* Request you attend court for an examination of your financial means.

*Not had any previous dealings with Raven Recoveries, so will wait to hear from them before deciding on my next move.

I Would send this to MKRR just to keep them in the loop----> Threat by Creditor - Threat-o-Gram Letter Before Action but thats me

[alland]

Re: Alland UE Diary

Update 16-05-12
Barclaycard Mastercard (UE)
Balance £6469.00
Last Paid March 2010

Update 17-01-12
Letter received dated 3rd January 2012, having not heard anything from MKRR since October 2011 when Barclaycard passed the account to them.

"Regardless of our attempts to contact you, we still have not received your offer of payment (no because I have not made one) Please contact us to help us reach a solution to the outstanding balance.
Our team is waiting to discuss this outstanding balance and how it can be reduced. We want to help you. Until you contact us we are unable to offer any assistance and may need to take further action to resolve this.

16-05-12 Letter received from MKRR - As you have not taken up our offer to help,your account is now with our pre-legal dept.
This has left us with no option but to transfer your account to *Raven Recoveries to resolve this on our behalf. This may involve applying to the courts for a County Court Judgment which will enable us to commence with one or more of the following steps.
* Instruct a bailiff to remove goods from your property.
* Obtain a charge against your property.
* Deduct monies directly from your salary through your employer (erm, I am my employer )
* Obtain monies directly from your bank account ( What!, not had this threat before )
* Request you attend court for an examination of your financial means.

*Not had any previous dealings with Raven Recoveries, so will wait to hear from them before deciding on my next move.

[helmsman]

Re: Alland UE Diary

Update 05-05-12

As my diary was way down on page 5, I thought I would do a bit of an update to bring it back up again. After working overseas for 5 weeks it was a pleasant surprise to come home to find very few letters from the DCA's.
Just a couple that need addrssing...

Capitol One Card (UE)
Balance £4,202Last Paid April 2010
Defaulted August 2010
Account passed around a couple of DCA's, but now owned by Cabot

9th December 2011- Another letter received from Cabot insisting the Capitol One credit application form and T&C are fully compliant and the account is enforcable, so this matter cannot continue to go on, I must contact one of their helpful customer advisers to discuss the options for repayment of this debt !
3rd April 2012 - Letter from Cabot,insisting once again that they have fully complied with my s77/78 request by providing the correct documentation.
I responded and advised them that an application form that does not encompass all the T&C is not a compliant CCA, so I still consider the account in dispute.
16th April 2012 Letter from Cabot stating "Last chance to agree a suitable repayment plan before we move your account to our Pre Litigation Dept"
2 May 2012 Letter from Cabot - " You account has now been escalated to our Pre Litigation Dept. If we don't hear from you, we will make a decision on what the next stage of recovery to pursue, this could be County Court Judgment, Charging order on your property, attachment of earnings order, Order to Obtain Information - you may have to attend court to be questioned under oath by a court officer..
Alternatively we may instruct an External Debt Collection Agency or Legal Agency to call on you"

Judging by the rapid response by Cabot in replying to my letters, it looks like they are digging their heels in on this one and moving fast through each stage, so not sure what my next move will be yet....

Hi,
Exactly the same letter as I have received, they have been very persistant to me as well answering letters within a couple of days
It has been a week since last contact so another threat I am expecting.
Good Luck