Alland UE Diary

[alland]

Re: Alland UE Diary

Cheers mate, will do

[Never-In-Doubt]

Re: Alland UE Diary

Update 08-08-13
MBNA Visa
Balance £3,800 (ceased payments June 2010)
July 8th 2010 Requested CCA
July 21st 2010 Copy of application form plus T&C received

Nothing much happened on this account for months, it was sold to Arrow Global last year, they passed it around a few DCA's, who sent a few letters of threat but nothing too stressful.

Now received a letter from Debt Managers informing me they are now handling the account, will send "Sold in Dispute" letter and see what they come back at me with...

wait till the new dca writes then do a cca


trust me

[alland]

Re: Alland UE Diary

Update 08-08-13
MBNA Visa
Balance £3,800 (ceased payments June 2010)
July 8th 2010 Requested CCA
July 21st 2010 Copy of application form plus T&C received

Nothing much happened on this account for months, it was sold to Arrow Global last year, they passed it around a few DCA's, who sent a few letters of threat but nothing too stressful.

Now received a letter from Debt Managers informing me they are now handling the account, will send "Sold in Dispute" letter and see what they come back at me with...

[Never-In-Doubt]

Re: Alland UE Diary

Update 08-08-08

Halifax Card
Balance £13,573 (ceased payments April 2010)
May 19th 2010 CCA Request sent.
May 27th 2010 CCA received - UE


This account has been passed from one DCA to another for 3 yrs. always seen them off after sending them a copy of a letter I received from Halifax telling me that they could not find my CCA so are unable to pursue the debt through the courts.

Now received letters from Crapquest & Halifax to inform me the Crapquest now own the debt...

Will respond with "Sold in Dispute" letter, and maybe save my Halifax admission of no CCA letter for later up the road with my Capquest correspondence.

Mate it's not in dispute. There is no agreement - it's UE. End of

await their first threat then send the copy letter saying no cca. Don't mess around lol

[diddlydee]

Re: Alland UE Diary

Welcome back

[alland]

Re: Alland UE Diary

Update 08-08-08

Halifax Card
Balance £13,573 (ceased payments April 2010)
May 19th 2010 CCA Request sent.
May 27th 2010 CCA received - UE


This account has been passed from one DCA to another for 3 yrs. always seen them off after sending them a copy of a letter I received from Halifax telling me that they could not find my CCA so are unable to pursue the debt through the courts.

Now received letters from Crapquest & Halifax to inform me the Crapquest now own the debt...

Will respond with "Sold in Dispute" letter, and maybe save my Halifax admission of no CCA letter for later up the road with my Capquest correspondence.

[alland]

Re: Alland UE Diary

Update 08-08-13

Having been away with work for the past 5 weeks I have come back to a bit of "Fan Mail"

Update 10-02-13
Citi Financial card (now sold to Opus)
Last paid March 2010
Balance with added interest £16,658.22 !
Now with Cabot for collection activity

Well after not hearing from Cabot for a year on this one, they have now wrote to advise me that they are now passing my account to their debt collection agency (Financial Investigations & Recoveries Europe Ltd) Whooa...thats a fancy long title ! I thought Cabot did their own dirty work.

Having never received anything from Citi cards or Cabot except a standard copy of Terms & Conditions, I will write back and refer them to my last letter pointing this out, and as such my position remains unchanged while Citi/Opus are in default of my CCA request.

I'll keep you posted...

After hearing no more from F.I.R.E a letter has arrived from Cabot stating they are still awaiting documents from Citi Bank....and will be in touch as soon as they receive them..."I wish them luck, because for the last 3 yrs. no one has come up with any docs"...

Update 09-08-12

Barclaycard Mastercard (UE)
Balance £6469.00
Last Paid March 2010

Letter received dated 2nd August from MKDP LLP to notify me that they have bought the interest in the Barclycard account including the outstanding balance, which is now due under this account.
This was followed up on the by a letter from Barclycard also dated 2nd August confirming that MKDP LLP are now the sole owners of the account, and all monies due on the account must be paid directly to MKDP.

I have never had a CCA from Barclycard in respect of this account, and it has gone back & forth with a number of DCA's since my CCA request in 2010.

So now I will begin the usual correspondence paper trial with the new owners. Starting with the "Account sold while in dispute" template letter.

After no communication for ages, a letter has arrived from MKDP, just to let me know they are still awaiting CCA docs from Barclaycard and will be touch when they receive them..."again good luck in finding them because Barclaycard never did"....


Another couple of letters that need replying to so I'll list them individually below...

[Pixie]

Re: Alland UE Diary

Great news darling ...I know how much you were worried about Lowells

[diddlydee]

Re: Alland UE Diary

You deserve some of these...




Congratulations

[greymatter]

Re: Alland UE Diary

Result

[Oct Revolution]

Re: Alland UE Diary

Great news

congrats

[IF]

Re: Alland UE Diary

Yay Well done Allan

[Spud]

Re: Alland UE Diary

Exellent news - Another small victory for the system

Good work all

[ScabHunter]

Re: Alland UE Diary

At least Clownell are usually quick to accept reality when there is no hope for them, which is a lot more than you can say for Crapbot Farcical.

Well done, excellent result.

SH

[SaltnVinegar]

Re: Alland UE Diary

Update 30-03-13

Co-operative Bank Visa
Balance £12,666.00



Nice Easter surprise from Lowell's !
Letter arrived from them this morning stating...
Despite the best efforts of the Co-operative Bank, they have been advised they are unable to find a copy of my alleged CCA due to the time lapsed since the account was opened. Therefore they have closed the account and no further demands will be made by Lowell's for the recovery of the alleged debt.

The letter goes on to advise me that should I still wish to pursue my request in obtaining a copy of my CCA, I should take the matter up directly with the Co-operative Bank.

Thank you and goodbye......

Great news AllanD!

Lowell and Co-Op must be chewing wasps!