Alland UE Diary

[Never-In-Doubt]

Re: Alland UE Diary

Update 09-10-15



So long since I've had any letters I had to dig my diary up from way down on page 31 !

So after not hearing from MKDP for a very long time I've just received a "Notice of Assignment" informing me that they have passed all rights title and interest for this account to Hoist Portfolio Holdings 2 Ltd.
Never previously had any dealings with this company so not sure how agressive they will be, the letter goes on to say the account will be handled by Robinson Way.

I'll wait to hear what their demands are in due course before responding to this latest letter.

You are not alone mate - they seem to be flogging all the UE accounts to Hoist

Check on forum, there's a few posts of similar nature over the last few days..... Here's one --> http://forums.all-about-debt.co.uk/s...l=1#post530776

[alland]

Re: Alland UE Diary

Update 09-10-15

Update 09-08-12

Barclaycard Mastercard (UE)
Balance £6469.00
Last Paid March 2010

Letter received dated 2nd August 2012 from MKDP LLP to notify me that they have bought the interest in the Barclycard account including the outstanding balance, which is now due under this account.
This was followed up on the by a letter from Barlcycard also dated 2nd August confirming that MKDP LLP are now the sole owners of the account, and all monies due on the account must be paid directly to MKDP.

I have never had a CCA from Barclycard in respect of this account, and it has gone back & forth with a number of DCA's since my CCA request in 2010.

So now I will begin the usual correspondence paper trial with the new owners. Starting with the "Account sold while in dispute" template letter.

So long since I've had any letters I had to dig my diary up from way down on page 31 !

So after not hearing from MKDP for a very long time I've just received a "Notice of Assignment" informing me that they have passed all rights title and interest for this account to Hoist Portfolio Holdings 2 Ltd.
Never previously had any dealings with this company so not sure how agressive they will be, the letter goes on to say the account will be handled by Robinson Way.

I'll wait to hear what their demands are in due course before responding to this latest letter.

[5corpio]

Re: Alland UE Diary

Ditto Allan - i remember in the 'hay day' when they use to send them out!

[PlanB]

Re: Alland UE Diary

And as they have done so and therefore consider that they have now fully complied with Section 78 of the Consumer Credit Act 1974.

Just because they may have complied with section 78 that doesn't mean the agreement complies with section 61

[alland]

Re: Alland UE Diary

Update 14-08-14

Halifax Visa
£13,573.00
Last Paid May 2010

Update 20-07-14

Well somewhat disappointed by receiving a couple of letters regarding the above account, not heard anything for a over 3 years since Halifax informed me they would not enforce this alleged debt unless they could supply me with my CCA. Now Lloyds Banking Group who took over the Halifax business have sold the debt to Capquest, who have managed to a get a copy of my CCA from Bank One (the original issuer of the card before it became a Halifax card.) So I have now got a CCA and a letter of Pre Litigation Action if I do not pay up or arrange a payment plan !

I think this needs some quick action before it develops into a bad situation..I will let Niddy look over the CCA before I respond to Capquest...

Bank One are also providing ENFORCEABLE agreements. Although HBOS said they'd not enforce; it seems that now they're finding the originals and so far they are good.

Buggery. I'll find a fault - but for now Allan needs to issue missing PT's to buy us time.

Cheers niddy mate, I'll fire off the missing Terms letter to slow them up for a while....

Its to give me time to get a second copy from another user to compare. See if they are genuine or copies. Sod them mate, it's me that's need time (to find fault)! Haha

Letter back from Capquest stating the Judges ruling on Carey v HSBC, and that they can supply a reconstituted application form / agreement that has been reproduced honestly and accurately from other sources.

And as they have done so and therefore consider that they have now fully complied with Section 78 of the Consumer Credit Act 1974.

Will need to have a ponder on my next move with this one before it moves on too quickly....

[PlanB]

Re: Alland UE Diary

A change from Visa to MC isn't a material change such as your past victory unfortunately

I wasn't thinking about the storecard upgrade malarkey, I was thinking that since Visa and M/C are different products any recon T & Cs should be clear on which product they're referring to

[PlanB]

Re: Alland UE Diary

That'd be ace if you wouldn't mind sending me a copy please.

I've emailed it to you. Just don't tell Lowells I've got it

[Never-In-Doubt]

Re: Alland UE Diary

That'd be ace if you wouldn't mind sending me a copy please.

A change from Visa to MC isn't a material change such as your past victory unfortunately but the terms are key for this purpose that I need comparison

[PlanB]

Re: Alland UE Diary

Its to give me time to get a second copy from another user to compare. See if they are genuine or copies.

I have a copy of my original Bank1One credit agreement if that's any help. It's from 1999.

It's an application form which says the Ts & Cs were "set out overleaf".

It asked the applicant to tick which card you wanted Visa or Master-Card. I ticked Visa but Halifax were chasing me for a Master-Card product. From memory they changed everyone from Visa to MC at some point.

They sold it to Lowells who closed the account when Halifax admitted they couldn't find the CCA.

[Enforcer]

Re: Alland UE Diary

The one of mine that LLoyds sold to Marlin was initially a Texaco card. Although they sent me a reconstituted Texaco agreement together wit T & C they did not provide the date that this card was taken out! UE.

[alland]

Re: Alland UE Diary

He didn't use it or if so didn't fill in the fields.

to use it click this -> http://forums.all-about-debt.co.uk/f...?do=form&fid=4

Whoops....I thought I had used it....

Its to give me time to get a second copy from another user to compare. See if they are genuine or copies. Sod them mate, it's me that's need time (to find fault)! Haha

Cheers Mate...

[Never-In-Doubt]

Re: Alland UE Diary

Cheers niddy mate, I'll fire off the missing Terms letter to slow them up for a while....

Its to give me time to get a second copy from another user to compare. See if they are genuine or copies. Sod them mate, it's me that's need time (to find fault)! Haha

[Never-In-Doubt]

Re: Alland UE Diary

You can be one of the first to test pilot the new agreement uploading facility

He didn't use it or if so didn't fill in the fields.

to use it click this -> http://forums.all-about-debt.co.uk/f...?do=form&fid=4

[alland]

Re: Alland UE Diary

We ain't even started yet mate. Don't worry

Cheers niddy mate, I'll fire off the missing Terms letter to slow them up for a while....

[Never-In-Doubt]

Re: Alland UE Diary

We ain't even started yet mate. Don't worry