The Scarednshakins UE Diary

[alland]

Re: The Scarednshakins UE Diary

Not sure if this could help you with your Egg card if it does come to making a offer of payment...
If you are in a position to make a F&F offer at all, it could save you a considerable amount of money in the long run.

I owed them £10K and they accepted my F&F offer of £2K !

Of course if you are not in a position to make a F&F yet, then only offer them a monthly amount you are comfortable with.

Good luck for a favourable outcome.

[Never-In-Doubt]

Re: The Scarednshakins UE Diary

Egg credit cards are enforceable, the High Court said so.

Agreed but not all are, obviously if you apply for s.78 then still send us the paperwork to check, as there are a few here that are indeed UE.

One from earlier in fact

[scarednshakin]

Re: The Scarednshakins UE Diary

Thanks Niddy, will probably give you a shout when next letter comes in!!!

[5corpio]

Re: The Scarednshakins UE Diary

BUMP!!

Possibly things been moved around since your last posting updates?, but latest info about Jefferson Capital and CARS!

AAD Link: US Firm Jefferson Capital UK buys debt recovery CARS - allaboutFORUMS

[QUOTE=in 2 deep;188443]

I Would send Account sold first........

Originally Posted by Mrs Scarednshakin

Morning, morning, hope everyone is well on this super sunny day

Letter in this morning from SRJ Debt Recoveries about Mr SNS Monument ACC. This one has been very quite but today letter in saying PENDING LITIGATION PROCEEDINGS

'We have been instructed by Jefferson Capital Int (never heard of them before either) to act on this debt....................and it is now our intention yo recommend that our client issues litigation proceedings to recover overdue sums.'

Do I send out Account Sold letter or Threat of Litigation? As this is the first letter I have had from them?????

Cheers everyone

[DoTheyMeanMe]

Re: The Scarednshakins UE Diary

“CARS has been an innovator in utilising technology to improve recoveries that also enhance the consumer experience.”

Well, that's OK then, isn't it?

[scarednshakin]

Re: The Scarednshakins UE Diary

Well have heard back from Rockwells, they have contacted Capital One and are in agreement with them that they have supplied the requested documents and to pay up in the next 14 days.

Send out Letter Before Action??

Thanks guys

Hi

Sent out letter and have received a response from Rockwell. They can only manage my case if they can demonstrate to their client that they are in contact with me????? If they have not spoken to me (have responded to all the letters I have received) they may pass my account to Fenton Cooper.

I then get a Special Offer to settle at a reduced amount.

Just ignore letter and see what comes in next??

Thanks guys

[Deepie]

Re: The Scarednshakins UE Diary

Hi

Sent out letter and have received a response from Rockwell. They can only manage my case if they can demonstrate to their client that they are in contact with me????? If they have not spoken to me (have responded to all the letters I have received) they may pass my account to Fenton Cooper.

I then get a Special Offer to settle at a reduced amount.

Just ignore letter and see what comes in next??

Thanks guys

That's what I would do............

[scarednshakin]

Re: The Scarednshakins UE Diary

Thank u kindly

[scarednshakin]

Re: The Scarednshakins UE Diary

Hi Niddy n everyone else, bet you thought I had disappeared Will bring diary up to date soon, daughter was in and out of hospital but hopefully all sorted now, fingers xd. Hope everyone is doing well and looove the new look of the site. Mr SNS says hi Niddy

[Pixie]

Re: The Scarednshakins UE Diary

Hi Mrs SnS

I bet you thought we'd disappeared!

Glad to hear your daughter's doing well now x

[scarednshakin]

Re: The Scarednshakins UE Diary

Haha Pixie, taking a bit of getting used to, but glad to be back, missed ya all

[Pixie]

Re: The Scarednshakins UE Diary

We missed you too. I think you'll find the new forum a lot better once you get used to it.

[scarednshakin]

Re: The Scarednshakins UE Diary

Thanks Pixie, will have a good look around. I can't believe how many new diaries there are. Lots of bedtime reading for me

[MrsD]

Re: The Scarednshakins UE Diary

nice to see you've found us Mrs S, hope all your penpals are behaving

[scarednshakin]

Re: The Scarednshakins UE Diary

Ok guys time for a quick catch up on what has been going on

Capquest seem to be the penpal of choice at the moment

Lloyds Platinum Credit Card £16,058.77 - defaulted. Lloyds Account No 1

Credit card taken out in 2002
Last payment made - 5 July 2010
Passed to Robinsons Way - 22 November 2010
Passed to CSL - 7 April 2011
Passed to Moorcroft - 20 October 2011
Passed to Iqor - 5 May 2011
Now been passed to Capquest on 25 July 2013

Received a letter from Lloyds on 23 July 2013 informing me that they had assigned all of its respective rights etc to Capquest with regard to this account and on the same day received a letter from Capquest informing me that they are now managing the account.

Sent out Account Sold letter and this account is now on hold while they await documents from their clients.

It is more or less the same for the other accounts as well


Lloyds Online Loan £6,766.56 - defaulted. Lloyds Account No 2

Last payment made - 24 June 2010
Passed to Apex - 24 October 2010
Passed to Moorcroft - 15 May 2011
Passed to Wescot - 25 November 2011
Passed to Iqor - 6 March 2012

Received a letter from Lloyds on 26 July 2013 informing me that they had assigned all of its respective rights etc to Capquest with regard to this account and on the same day received a letter from Capquest informing me that they are now managing the account.

Sent out Account Sold letter and this account is now on hold while they await documents from their clients.

Next one is Bank of Scotland Credit Card £17,158.79 - defaulted

Last payment made - 4 February 2010
Passed to Capquest - 14 May 2010
Passed to Robinsons Way - 8 September 2010
Letter from Horrich Farrelly - 27 December 2010
Passed to Iqor - 10 January 2011
Letter from Geoffrey Parker Bourne - 21 February 2011
Passed to Wescot - 13 January 2012

Received a letter from Lloyds on 23 July 2013 informing me that they had assigned all of its respective rights etc to Capquest with regard to this account and on the same day received a letter from Capquest informing me that they are now managing the account.

Sent out Account Sold letter and this account is now on hold while they await documents from their clients.

They keep referring to this account as one that they have purchased from Lloyds Banking Group


Those are hubbies accounts that Capquest have at the moment, will put mine in the next post