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  • #46
    Re: nanna58 UE Diary

    Hiya Nanna

    I've got my 'speech' ready for if anyone comes........this account is in dispute, you don't wish to talk to them, please put anything in writing......close door.!! If they don't go away - hit 'em with your pole.!!

    Comment


    • #47
      Re: nanna58 UE Diary

      Originally posted by Elsie52
      Hiya Nanna

      I've got my 'speech' ready for if anyone comes........this account is in dispute, you don't wish to talk to them, please put anything in writing......close door.!! If they don't go away - hit 'em with your pole.!!
      elsie52 what can i hit the debt collecter with i cant afford a polish minder
      at the start of this journey i owed
      £52000.00 UNSECURED £5000.00 SECURED
      £0000.00 secured debt as of 17/12/2010 fingers crossed
      on 14/07/2012 i now have £32.000 unsecured and £15.000 unenforceable [thanks to niddy and aad ]
      as of 17/03/13 its now £26K AND £15K UE
      ITS COMING DOWN SLOWLY WHILE STILL ENJOYING MY LIFE

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      • #48
        Re: nanna58 UE Diary

        If you ask Nanna nicely, she might lend Him to you.!!

        ;LOL ;LOL ;LOL

        Comment


        • #49
          Re: nanna58 UE Diary

          Hes a bit bashed about but yeah you can use him :rulez
          if you do it today and you like it you can always do it again tomorrow


          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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          • #50
            Re: nanna58 UE Diary

            Don't worry - if they do turn up just ask them to go. I did type something for Phoenix (Ann) regards to printing it our and handing to the DCA - maybe ask her for a copy of it and I will then add it to the templates section!

            Ann - are you here? lol..... I'll ask her to post it in your diary here, so you can see what to say if they do call at your home.

            Don't worry though, that is the main thing. They have NO powers at all. None, zilch, nada! 1 1
            I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

            If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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            • #51
              Re: nanna58 UE Diary

              Hi Nanna,

              This is the link to the document Niddy mentioned. I keep a copy on the hall table so that I can hand it to anyone as soon as they appear.

              viewtopic.php?p=211#p211

              Haven't had any unwanted visitors since printing it, though. (I have had a total of 3 so far!)
              I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

              If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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              • #52
                Re: nanna58 UE Diary

                Thanks Ann,

                ================================================== ==========================================

                Please be advised that under OFT rules, you can only visit me at my home if you make an appointment and I have no wish to make an appointment with you therefore instead, I am giving you this print-out to retain for future reference, as any further attempts to call at my home address will be reported as trespass to the local police.

                In case you were not aware; there is an implied license under English Common Law for people to be able to visit me on my property without express permission; the postman and people asking for directions etc. I respectfully suggest you familiarise yourself with case law prior to attending my property again, in particular pay attention to Armstrong v. Sheppard and Short Ltd [1959] 2 Q.B. per Lord Evershed M.R.

                So, to summarise; I ENTER NAME HERE revoke license under Common Law for you, or your representatives to visit me at my property and if you do so, then you will be liable to damages for a tort of trespass and action will be taken, including but not limited to, police attendance and a claim for compensation for your continual harassment.

                ================================================== ==========================================
                I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                Comment


                • #53
                  Re: nanna58 UE Diary

                  Waht a great team thank you Lord Nid and Lady Ann ;-y ;-y
                  if you do it today and you like it you can always do it again tomorrow


                  I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                  If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                  Comment


                  • #54
                    Re: nanna58 UE Diary

                    y
                    I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                    If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                    Comment


                    • #55
                      Re: nanna58 UE Diary

                      Still waiting for letters to come NOT 2
                      if you do it today and you like it you can always do it again tomorrow


                      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                      If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                      • #56
                        Re: nanna58 UE Diary

                        Originally posted by nanna58
                        Still waiting for letters to come NOT 2
                        Anyone would think you're looking forward to the fight nanna

                        No news usually is good news 2
                        I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                        If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                        Comment


                        • #57
                          Re: nanna58 UE Diary

                          Originally posted by nanna58
                          Well bulling started
                          letter today b. card 2....4,475.30(soz aint got a pound sign)

                          repayment arrangment cancelled (was 50.00 m0nth) due 100.00

                          you now need to make an immediate payment of the amount shown in order to bring yur accoiunt up to date.
                          or WE:LL instruct mercers to send a default notice in accordence with our rights under section 87(i) of consumer credir act 1974.
                          Continued non payment of your account could result in a home visit with a local debt collector calling at the above address to obtain payment of your debt.

                          then they mention reference agencies . call them immediatly if i cannot pay...ahhh blesss
                          thank you nid xxx
                          Morning nid
                          CCa request sent in Aug
                          still had nothing on that
                          Default from mercers 14oct
                          Today letter from resolvecall .acting on behalf of mercers asking me to phone them to arrange payment or resolve will call

                          nothing in regard to cca request. xxxxx
                          if you do it today and you like it you can always do it again tomorrow


                          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                          Comment


                          • #58
                            Re: nanna58 UE Diary

                            Just noticed that the account number is wrtong and the amount of arreas differs
                            if you do it today and you like it you can always do it again tomorrow


                            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                            Comment


                            • #59
                              Re: nanna58 UE Diary

                              Don't panic Nanna, when I was threatened with a doorstep visit I sent this template;

                              viewtopic.php?p=182#p182

                              And if you read Ann's post at the top of this page, she gives you the link to a letter that you can type out and hand to them if they do come.

                              Comment


                              • #60
                                Re: nanna58 UE Diary

                                Hi nanna

                                I'd send the 'account sold while in dispute' letter too.

                                Don't panic, they're just using scare tactics.
                                Let your smile change the world but don't let the world change your smile


                                I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                                If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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