5corpio UE Diary

[5corpio]

Re: 5corpio UE Diary

Letters that have been sent/received:
Its from Top to Bottom of each sub section, Bottom being the Latest up to date communication:

Barclay Card #1:
Sent:
CCA Request 20th May
T&C Dispute 14th June
Account Sold while is Dispute (To Mercers) 14th June
S.78 letter to Barclay Card 14th June
Harassment Letter (To Mercers) 15th July

Received:

• T&C Blank cancellation form received from Barclay card 26th May
• T&C received from Barclay card 26th May
• Letter from Barclay card that I am dissatisfied with documents received reference S.78
• Late payment charge from Barclay card 8th June
• Arrears outstanding from Barclay card 8th June
• Mercers Default Notice Letter from Mercers 8th June
• They have set out, in detail why they are satisfied that documents already provided have discharged out obligations under the act, we are under no obligation to provide any further documentation 18th June
• Late payment charge from Barclay card 8th July
• Arrears outstanding from Barclay card 8th July
• Immediate Action from Mercers 8th July

Outcome: They are satisfied what they have given
Last Response: from Mercers: 8th July 2010

[5corpio]

Re: 5corpio UE Diary

Letters that have been sent/received:

Its from Top to Bottom of each sub section, Bottom being the Latest up to date communication:

Barclay Card #3:
Sent:

CCA Request 20th May (To Barclay card)
CCA Request 1st June (To Mercers)
CCA Reminder 15th June (To Mercers)
Demand of Signature 1st July (To Barclay card)
Final Response 5th July(To Mercers)
Final Response 6th Aug (To Calders Financial)

Received:

• &nbspon’t send, due to that my address is different on their File system, I need to send previous address and current address to them with Signature before I can receive 28th June
• 48 Hour Notice from Mercers 1st July
• Failed to Pay, within 7 days from Calders Financial 2nd August
Outcome: They have been corresponding to me before I even started an UE. Nothing that I can do, till they send my request, my CCA. Why is Calder Financial sending me letters, to current address then
• Intention to sell Debt letter from Calder Financial 10th September (Letter dated 1st September ;Spank )

Last Response: from Mercers: 2nd August 2010

[5corpio]

Re: 5corpio UE Diary

Letters that have been sent/received:

Its from Top to Bottom of each sub section, Bottom being the Latest up to date communication:

Barclay Card #2:
Sent:
CCA Request (To Barclay Card) 20th May
CCA Request (To Mercers) 1st June
CCA Reminder (To Mercers) 15th June
Final Response (To Mercers) 26th June
Refuseable by Lender (To Resolvecall) 5th July
Final Response (To Calders Financial) 31st August

Received:

• Important Notice from Mercers 13th June
• Arrears still Letter from Barclay card 21st June
• Immediate action letter from Mercers 21st June
• Payment over due, been instructed by Mercers to collect money 8th July
• Resolvecall Overdue account 29th June
• Arrears letter from Barclay card 20th August
• Calder Financial Payment Due 20th August

Outcome: No CCA received
Last Response: 20th August from Calder Financial

[5corpio]

Re: 5corpio UE Diary

UNENFORCEABLE:

BOS: UNENFORCEABLE

Letters Received for acknowledgement:

• CCA Request sent back don’t know what account number it is for from BOS 16th June (These were sent to Blair, Oliver & Scott at the time)
• CCA Request sent back don’t know what account it is for from BOS 21st June (These were sent to Blair, Oliver & Scott at the time)
• Letter from BOS Acknowledgement and looking for CCA 22nd June
• Letter from BOS, Original Application form received (NOT the CCA) & Recon T&C 25th June
• Unable to supply details of Recon version, but happy that they provided signed application. Will NOT be seeking to Enforce 8th July
• Requires your Attention from Blair, Oliver & Scott 9th August
• Notice of Intended Court Action from Blair, Oliver & Scott 16th August
• Letter from BOS, Will NOT be seeking to Enforce court action on agreement 24th August (Photocopy)
• Letter from Robinson Way 'Formal Demand' 6th Sept

Letters that were sent to them:

CCA Request sent to Blair, Oliver & Scott 20th May
CCA Request sent to Blair, Oliver & Scott 7th June
CCA Request sent to BOS 18th June
S.10 Letter sent to BOS 1st July
Refuseable letter sent to Blair, Oliver & Scott 14th August
Dispute Legal Action sent to Blair, Oliver & Scott 23rd August

-----------------------------------------------------------------------------------

BOS / MARBLES: UNENFORCEABLE

Letters Received for acknowledgement:

• Letter from Marbles, Cancellation CCA Agreement form 3rd June
• Default Notice from Marbles 8th June
• Copy of Original Application form (NOT CCA) From Marbles 21st June
• Copy of Original Application form (NOT CCA) From Marbles 21st June
• Default Notice recently been issued Letter from Marbles (terminated the credit agreement) 23rd June
• Notice as failed to make Minimum monthly payments in last 2 months letter from Marbles 25th June
• Letter from Marbles, that they unable to provide original T&C and will NOT seek UE, That the contract still has legal effect and is not void 29th June
• Formal Demand letter from Robinson way 11th July
• Notice Immediate Action letter from Robinson way 21st July
• Photocopy letter from Robinson way saying that they are having to ask for a copy of my agreement or statement to verify that I are liable to pay amount due and will get back in touch with me 4th August

Letters that were sent to them:

CCA Request 20th May (To BOS / Marbles)
Dispute Letter 14th June (To BOS / Marbles)
Dispute Letter Forged Documents 18th June (To BOS / Marbles)
DCA Refuseable Letter sent 15th July (To Robinson Way)
DCA Refuseable Letter sent 25th July (To Robinson Way)

[5corpio]

Re: 5corpio UE Diary

Letters that have been sent/received:

Its from Top to Bottom of each sub section, Bottom being the Latest up to date communication:

MBNA:

Sent:

CCA Request 20th May (To Debt Recoveries & Investigations)
CCA Request 7th June (To Debt Recoveries & Investigations)

Received:

• Original CCA Agreement from MBNA 1st July

Outcome: as from your quote Niddy:

What they have sent is not enforceable, although it does appear it - it’s not! The original thing they sent was not a CCA and therefore no matter what they try and link to, doesn't really mean much.
Now this exact thing was highlighted within the Carey case and so you will lose if they take it to court so my advice is to send this, and see what happens: CCA Query
Bear in mind, although it is unenforceable in one sense, as a result of the Judge Waksman case it will be ruled enforceable so you must back down before court ok

Last Response: 1st July MBNA

I hold my Hand up to this one Niddy, I’ve not sent the letter, and with regards to the CCA Query Link.......What should I do? (As I have NOT had any mail from them at all, since 1st July 'which was the CCA', even though they SHOULD have the current address, but they may be mistaken as Debt Recoveries might be still sending to my previous address (for some reason – Don’t know)

Should I just leave it to be?

[Never-In-Doubt]

Re: 5corpio UE Diary

It would be Pretty ;-) if we could Sub Catergory our Diaries (for those that have more than 3+ CCA (for argument sake)). As it may get confusing for Mods, Admins trying to keep up to date with each request or problem sovling?

An Idea....................?:

Sorry matey no can do, this is done in my main site admin area - it'd be a nightmare setting up 100's of sub categories..... ;EEK

[Never-In-Doubt]

Re: 5corpio UE Diary

Should I just leave it to be?

I would, yes! Update as and when they contact you lol

[5corpio]

Re: 5corpio UE Diary

Hi Niddy

Hopes you well (Not been on for a few days, very quiet here)

Got a letter from Robinson Way this morning 'Formal Demand for Payment', reference a BOS (Which is UE) account.

So far:

we recieved the CCA
Blair Oliver tried court action tactics threat - we sent the letter you told to send (we've sent 2 letter to them - on my thread)
Now its been forwarded onto Robinson Way to deal with....(I've attached on e-mail)

Where we go with this one?

thanks in advance
y

[5corpio]

Re: 5corpio UE Diary

Should I just leave it to be?

I would, yes! Update as and when they contact you lol

Ok Dokies

[5corpio]

Re: 5corpio UE Diary

Sorry matey no can do, this is done in my main site admin area - it'd be a nightmare setting up 100's of sub categories..... ;EEK

No Worries, thought it may have been a good idea......

[Never-In-Doubt]

Re: 5corpio UE Diary

[quote=5corpio]Hi Niddy

Hopes you well (Not been on for a few days, very quiet here)

Got a letter from Robinson Way this morning 'Formal Demand for Payment', reference a BOS (Which is UE) account.

So far:

we recieved the CCA
Blair Oliver tried court action tactics threat - we sent the letter you told to send (we've sent 2 letter to them - on my thread)
Now its been forwarded onto Robinson Way to deal with....(I've attached on e-mail)

Where we go with this one?

thanks in advance



Hiya matey

I should have replied to your email.... You should send a copy of the letter that you sent to blair oliver, to Rob Way with a copy of the Refusal to accept UE template - this tells them to wind their necks in...

[5corpio]

Re: 5corpio UE Diary

Hiya matey

I should have replied to your email.... You should send a copy of the letter that you sent to blair oliver, to Rob Way with a copy of the Refusal to accept UE template - this tells them to wind their necks in...

;Hi1 Matey

All done and dusted (posted off today).....cheers matey

(If you were a chick or vice versa then i would give you a ;K6 ) in the mean time have a y on me

[Never-In-Doubt]

Re: 5corpio UE Diary

All done and dusted (posted off today).....cheers matey

(If you were a chick or vice versa then i would give you a....) in the mean time have a y on me

Nice one mate - lol at kiss comment, my sex don't matter - haha (joke!!)

[5corpio]

Re: 5corpio UE Diary

Recieved an intriguing miss call on the mbl today.....

DO NOT ANSWER THIS NUMBER: 0161 935 2119

Did a search, the company is 'ROBINSON WAY' Just to let people Know (Debt Collection Agency)
* Other Numbers they use: 0161 838 1475
their main number is also 0161 834 6081

I put a caller block before calling them lol

Conversation went as:
From them: Hello;
Q: Then asked what is your contact number (nothing else)
Q: I asked who are you representing?
A: They reply with (We are a call centre) Duh....stupid answer...!!
Q: Whats is regarding i asked? What company are you speaking from?
A: We work on behalve of many companies
I said, Ok have FUN Bye......

Does make things difficult when one is expecting job phone calls..........though...!

[Never-In-Doubt]

Re: 5corpio UE Diary

mate, start to get into the habit of checking the following sites:

If you do not want to pay premium rate: Say no to 0870 = http://www.saynoto0870.com/

Find out who rings you: Who Calls Me = http://whocallsme.com/