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  • Re: Roger UE Diary

    HSBC

    MAR 2016
    MOORCROFT Phone Call (missed)

    Comment


    • Re: Roger UE Diary

      HSBC
      MAR 16 MOORCROFT " IN PROCESS OF REVIEWING YOUR ACCOUNT " "If we do not hear from you within 28 days, the account MAY be returned to our client.."
      Is that many happy returns?

      Comment


      • Re: Roger UE Diary

        ha ha what will they come up with in these letters next
        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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        • Re: Roger UE Diary

          Originally posted by Roger View Post
          HSBC
          MAR 16 MOORCROFT " IN PROCESS OF REVIEWING YOUR ACCOUNT " "If we do not hear from you within 28 days, the account MAY be returned to our client.."
          Is that many happy returns?
          It is important that we remember here that it could just be a credible threat

          I mean you would not want Moorcroft to give up and go away would you......Got to love it

          Another one for the file
          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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          • Re: Roger UE Diary

            Intelligent Finance (Halifax)
            MAR 2016 HALIFAX " ..we've transferred your HALIFAX debt to debt collection agency. Moorcroft.."
            This was with WESCOT DEC 2015 Recorded Delivery s.78 Request (now an outstanding)
            MAR 2016 MOORCROFT ".. We have been instructed by HALIFAX.." ".. Both our client and we do not wish to take further debt recovery action but if agreement cannot be reached by 28/03/16 we may have no alternative.."
            Last edited by Roger; 23 March 2016, 22:26.

            Comment


            • Re: Roger UE Diary

              Moorcroft = May /if etc etc
              I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

              If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

              Comment


              • Re: Roger UE Diary

                HSBC

                APR 16 Letter from HSBC " refered to Credit Security Limited "
                APR 16 Letter from CSL " Attempts by previous Debt Collection Agencies .. unsuccessful " ". One of our Agents will be calling in the next few days to discuss the next steps. Alternatively, please feel free to call us .. "

                Last edited by Roger; 5 April 2016, 08:36. Reason: Format

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                • Re: Roger UE Diary

                  Intelligent Finance (Halifax)
                  APR 2016 MOORCROFT " Automated phone calls (2) ."

                  Comment


                  • Re: Roger UE Diary

                    M&S
                    APR 1st CREDIT " annual statement detailing all financial transations.."
                    NIDDY 11th December 2015, 09:06 #85
                    "..wait till the others make contact if you prefer but you need a s.78 doing as soon as they do write again. "
                    I Propose to send a s.78 request with £1 PO (not done before).

                    Last edited by Roger; 9 April 2016, 17:53.

                    Comment


                    • Re: Roger UE Diary

                      Wise move xx anyone been round for coffee yet? Or to collect your doorstep ? x
                      if you do it today and you like it you can always do it again tomorrow


                      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                      If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                      Comment


                      • Re: Roger UE Diary

                        Hi nanna58
                        They would have to answer the security questions and be accompanied by their grandparents!

                        Comment


                        • Re: Roger UE Diary

                          Originally posted by Roger View Post
                          M&S
                          APR 1st CREDIT " annual statement detailing all financial transations.."
                          NIDDY 11th December 2015, 09:06 #85
                          "..wait till the others make contact if you prefer but you need a s.78 doing as soon as they do write again. "
                          I Propose to send a s.78 request with £1 PO (not done before).

                          Was this M&S credit card account opened in 2004 previously a store card?

                          Plan B x

                          Comment


                          • Re: Roger UE Diary

                            Originally posted by PlanB View Post
                            Was this M&S credit card account opened in 2004 previously a store card?

                            Plan B x
                            Hi Plan B
                            See
                            26th November 2015, 01:08 #5
                            Not to my knowledge.
                            It was a in store promotion. Filled in by the store. Just sign here Sir.
                            M&S sent s.78 off of their own back. (ironically they actual later sent a different version later)
                            1st Credit also sent s.78.
                            I have never raised a formal s.78

                            Comment


                            • Re: Roger UE Diary

                              YOU need to apply for s.78 otherwise it's although a request was never done.

                              Send off your own s.78 with £1 fee. Then email me what they send back. Forget everything historic - it's not relevant (as you didn't do a request)....

                              Likely to be UE as the salespeople didn't (by default) give you the terms at the time, they usually said "terms will follow with the card" - uh-oh. That's naughty

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                              • Re: Roger UE Diary

                                Originally posted by Never-In-Doubt View Post
                                YOU need to apply for s.78 otherwise it's although a request was never done.

                                Send off your own s.78 with £1 fee. Then email me what they send back. Forget everything historic - it's not relevant (as you didn't do a request)....

                                Likely to be UE as the salespeople didn't (by default) give you the terms at the time, they usually said "terms will follow with the card" - uh-oh. That's naughty

                                Thank you Niddy and PlanB
                                Have scanned the PO and its receipt. Used AAD template for s.78 and its off recorded Monday!
                                Will email whatever they send back!

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