spent2much UE diary

[The Tech Clerk]

Re: spent2much UE diary

Thank you , will get this sent off first thing

this morning

Write on the back the purpose of the Postal order.

[PlanB]

Re: spent2much UE diary

…just in case they think it's to be paid into the account as so often happens!

. . . . . which can stuff the statute barred clock which has just started ticking

[Spent2much]

Re: spent2much UE diary

I wrote on the back of the PO ' £1 PO as requested '
I also have the letter they sent asking for £1 so they can process my request

[The Tech Clerk]

Re: spent2much UE diary

I wrote on the back of the PO ' £1 PO as requested '

"FOR CCA1974 PURPOSES ONLY"

[Spent2much]

Re: spent2much UE diary

"FOR CCA1974 PURPOSES ONLY"

I resent the overdraft CCA request letter and on the back of the postal order i wrote that they had requested £1. Maybe i have done it wrong and they will take it off the balance .doh! I never wrote 'for CCA purposes only '

[The Tech Clerk]

Re: spent2much UE diary

I resent the overdraft CCA request letter and on the back wrote that they had requested £1. Maybe i have done it wrong and they will take it off the balance .doh! I never wrote 'for CCA purposes only '

Hoprfully they have not the intellegnce to knock it off the account.

Keep all the Postal Order Receipts with copy of the letter you sent, quote:- on the back of your copy of the P.O. receipt the wording you did on the original and date. That will cover you for records if they should do that, they can be challenged.

[Pixie]

Re: spent2much UE diary

I never wrote 'for CCA purposes only '

Neither did I ...oh well, it's only a couple of months since I stopped making token payments anyway.

[The Tech Clerk]

Re: spent2much UE diary

just keep the records straight for future use if necessary, to challenge anybody if they try to say a £1.00 payment was made and the 6 year clock starts again, they would soon back down.

[Spent2much]

Re: spent2much UE diary

just keep the records straight for future use if necessary, to challenge anybody if they try to say a £1.00 payment was made and the 6 year clock starts again, they would soon back down.

i have kept a copy of the letter we sent and on the back put a note with what i actually wrote on the back of the postal order .
Thanks

[Spent2much]

Re: spent2much UE diary

You guys should be fine if you've kept copies of the letters and proof of postage as well as their letter asking for the £1 fee, if it gets paid into the account you can easily show it was THEIR mistake!

This is what i was thinking

[Spent2much]

Re: spent2much UE diary

Type of account (solutions finance card)

Date commenced (2003)

Approx balance (£2,111

Date last paid (22 June 2012)

Are you on arrangement or not paying (was on dmp now stopped paying)

Status (default/in arrears )

Account owner (Capquest)

18/07/2012
recieved a letter saying they have put this account on hold for 28 days until they get the information i require, in the meantime would i like to send them any information that might speed this up (not bloody likely)

todays update

[Spent2much]

Re: spent2much UE diary

Type of account (kays)
mine
Date commenced (2003)

Approx balance (£1,905)

Date last paid (22 June 2012)

Are you on arrangement or not paying (was on dmp now stopped paying)

Status (default/cca being sent )

Account owner (kays) now Littlewoods)
18/07/2012
recieved a cca back today , do i send the letter and the cca to niddy to look at ?

todays update

still haven't heard anything back from niddy yet about this blank cca

[Deepie]

Re: spent2much UE diary

Yes send to Niddy --------> agreements@all-about-debt.co.uk

[Spent2much]

Re: spent2much UE diary

Yes send to Niddy --------> agreements@all-about-debt.co.uk

sent

[Spent2much]

Re: spent2much UE diary

Those catalogues are almost always UE

its an agreement without any names or signiture or date on it