Starting out

[Sosad]

Re: Starting out

Hiya,
Received a letter from Clarity stating that they have been instructed by Monument to make and collect payments. Do I send them " account sold in dispute" letter to them?
Thank you
Sosadxx

[nanna58]

Re: Starting out

think I would any way it cant hurt can it xx

[Sosad]

Re: Starting out

Thanks for your reply Nanna, I just need a little reassurance that I'm doing the right thing.

Sosadxx

[Sosad]

Re: Starting out

Sainsburys (credit card)
Taken out 2001
Balance £ 4537
Last full payment 2009

April 23rd: Cancelled DMP payments and requested CCA

May 5th: Received CCA

May 9th: E-mailed my CCA to Niddy

Niddy says unenforceable

May 11th: Postedl "missing prescribed terms" letter of as suggested by Niddy

May 11th : Received letter from Blair Oliver & Scott requesting immediate payment

May 16th: Received letter from Sainsburys stating " we are unable to trace the reconstituted version of the executed
agreement and are therefore not in a position to provide a copy at this time. However ,we did provide a
copy of the signed application form and current terms and conditions . We are satisfied the terms and
c

[nightwatch]

Re: Starting out

does it go on to say" conditions would of been on the reverse or a separate sheet"

[Sosad]

Re: Starting out

Hiya Nightwatch ,
Sorry for the confusion I was trying to edit the original post and stupidly managed to delete it don't ask me how!!!!! I was trying to re write it and it's only allowing me to put in so much I give up but a big thank you for responding
Sosad xx

[nightwatch]

Re: Starting out

no problem, I have a letter from HBOS that says the same thing, I ignored it and they have passed it round. wescot have it at the moment and have sent(in response to my SWID) a copy of a letter HBOS say they sent in Dec 2012, it's dated 27th Dec, they were probably still on hangover time and it wasn't sent, any how the letter says they have complied and say that by supplying a copy of the agreement containing the terms and conditions they have done all they need to do. Pity they only sent current T&Cs isn't it.

[MrsD]

Re: Starting out

this is good news starting out

if they are unable to provide a copy of the reconstituted agreement, I would take that as they have nothing to reconstitute from...................

so in their own very sweet way they are telling you it's UE

just hang on tight to that letter and when they pass it on (and they will) just pop off a copy of that with your http://www.all-about-debt.co.uk/inde...firming-no-cca and you'll confuse all the buggers, been doing that for quite a few years with a couple of these.

[Enforcer]

Re: Starting out

Barclaycard also say that the prescribed terms "would" have been on the reverse, yet in 2 years, they have not supplied them! UE.

[Sosad]

Re: Starting out

Hiya
Posted To Wescot the " previously confirming no CCA" letter off to Wescot regarding the Sainsburys account I have received a letter back from them stating they " have investigated my response and although I remain unhappy ,after a thorough review they are confident and satisfied that all points that have been raised, have been addressed and responded to." The account has been place on hold to allow time for me to provide my proposal of repayment.

How should I respond to this letter ??
Thank you
Sosad xx

[Deepie]

Re: Starting out

How should I respond to this letter ??
Thank you
Sosad xx

Would you really like me to tell you...?

If it were me I'd just see what they send next........

[nightwatch]

Re: Starting out

i'm with Deepie

[Sosad]

Re: Starting out

Thank you both for your responses and I will ignore and see what they send next

Sosad xx

[garlok]

Re: Starting out

I think the infamous response in the Arkell v Pressdram case springs immediately to mind in answer to the Hull heroes Wescot.

regards
G

[Deepie]

Re: Starting out

How should I respond to this letter ??
Thank you
Sosad xx

Would you really like me to tell you...?

If it were me I'd just see what they send next........

I think the infamous response in the Arkell v Pressdram case springs immediately to mind
regards
G

Yes G.....But I'm far too polite